Linea Directa Aseguradora (XMAD:LDA) Cash Payments: €-1,041 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAD:LDA Linea Directa Aseguradora SA XMAD:LDA
63 GF Score
Price €1.25
GF Value €1.34
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Linea Directa Aseguradora Cash Payments?

Linea Directa Aseguradora XMAD:LDA +0.97% 63 Cash Payments is €-1,041 Mil as of Dec. 2025. GuruFocus rates XMAD:LDA with a GF Score™ of 63/100 and a GF Value™ of €1.34 (Fairly Valued). The stock has 1 warning sign investors should review.

Linea Directa Aseguradora's Cash Payments for the six months ended in Dec. 2025 was €-515 Mil.

Linea Directa Aseguradora's Cash Payments for the trailing twelve months (TTM) ended in Dec. 2025 was €-1,041 Mil.

Linea Directa Aseguradora Cash Payments Historical Data

* Premium members only.

The historical data trend for Linea Directa Aseguradora's Cash Payments can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Linea Directa Aseguradora Cash Payments Chart

Linea Directa Aseguradora Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Payments
Get a 7-Day Free Trial -867.90 -918.27 -949.26 -987.22 -1,041.45

Linea Directa Aseguradora Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash Payments Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -465.37 -439.74 -547.48 -526.79 -514.66
XMAD:LDA
63GF Score
Linea Directa Aseguradora SA XMAD:LDA
Cash Payments is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Linea Directa Aseguradora Cash Payments Calculation

A company's cash flow from operations for a time period can be determined using either the direct or indirect method. The indirect method modifies the operating section from accrual accounting to a cash basis by taking the net income generated in a period and adding or subtracting changes in the asset and liability accounts to determine the implied cash flow. However, the direct method uses actual cash inflows and outflows from the company's operations directly. Cash Payments represents cash flow paid from operating activities in the direct cash flow method.

GuruFocus lists following items in "Cash Payments" section for insurance companies:
Cash Paid for Insurance Activities
All Taxes Paid
Payments on Behalf of Employees
Other Cash Payments from Operating Activities

Cash Payments for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-1,041 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Payments →
What does a Cash Payments of €-1,041 Mil mean?
Linea Directa Aseguradora (XMAD:LDA) has a Cash Payments of €-1,041 Mil as of Dec. 2025. Cash Payments represents cash paid from operating activities in direct cash flow method. View historical data for Linea Directa Aseguradora and its competitors.
Is Linea Directa Aseguradora's Cash Payments too high?
Linea Directa Aseguradora's current Cash Payments is €-1,041 Mil. Overall, Linea Directa Aseguradora has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's Cash Payments compare to CB and PGR?
Linea Directa Aseguradora's Cash Payments of €-1,041 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Payments for an Insurance company?
A good Cash Payments depends on the Insurance industry context. However, Cash Payments should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Payments mean?
A high Cash Payments can signal that a stock is expensive relative to its fundamentals. Cash Payments represents cash paid from operating activities in direct cash flow method. View historical data for Linea Directa Aseguradora and its competitors. Linea Directa Aseguradora's current Cash Payments is €-1,041 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Based on GuruFocus' analysis, Linea Directa Aseguradora (XMAD:LDA) is currently considered Fairly Valued. The stock's GF Value™ is €1.34, compared to a current price of €1.25 — trading 6.7% below its estimated fair value. The current Cash Payments is €-1,041 Mil. Linea Directa Aseguradora's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Payments calculated?
Cash Payments is calculated from a company's financial statements. For Linea Directa Aseguradora (XMAD:LDA), the current Cash Payments is €-1,041 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Linea Directa Aseguradora (XMAD:LDA) Overvalued in 2026?

Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued. The current stock price of €1.25 is trading 6.7% below its estimated GF Value™ of €1.34. GuruFocus considers Linea Directa Aseguradora to be Fairly Valued.

Key valuation signals for XMAD:LDA:

  • Cash Payments: €-1,041 Mil
  • GF Value™: €1.34 vs. price of €1.25 (6.7% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the XMAD:LDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Linea Directa Aseguradora Business Description

Other Exchanges LNDAF:USALDAe:UK
Address Calle de Isaac Newton 7, Tres Cantos, Madrid, ESP, 28760
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
63GF Score

Get the complete analysis for XMAD:LDA

Cash Payments is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.25
Price
€1.34
GF Value