Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Linea Directa Aseguradora's Net Cash per Share or its related term are showing as below:
During the past 6 years, the highest Price-to-Net-Cash Ratio of Linea Directa Aseguradora was 176.70. The lowest was 9.32. And the median was 16.90.
XMAD:LDA's Price-to-Net-Cash is not ranked *
in the Insurance industry.
Industry Median: 6.845 * Ranked among companies with meaningful Price-to-Net-Cash only.
Linea Directa Aseguradora (XMAD:LDA) Net Cash per Share Explanation
Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.
Linea Directa Aseguradora Net Cash per Share Related Terms
Linea Directa Aseguradora Net Cash per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Linea Directa Aseguradora Net Cash per Share Chart
XMAD:LDA vs CB, PGR, TRV: Net Cash per Share Comparison
For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Linea Directa Aseguradora Price-to-Net-Cash vs Insurance Industry
For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's Price-to-Net-Cash distribution charts can be found below:
* The bar in red indicates where Linea Directa Aseguradora's Price-to-Net-Cash falls into.
Linea Directa Aseguradora Net Cash per Share Calculation
In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.
Linea Directa Aseguradora's Net Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Linea Directa Aseguradora (XMAD:LDA) has a Net Cash per Share of €-0.93 as of Jun. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Linea Directa Aseguradora and its competitors. According to the industry distribution chart, Linea Directa Aseguradora ranks #999999 out of 46 companies in the Insurance industry.
Is Linea Directa Aseguradora's Net Cash per Share too high?
Linea Directa Aseguradora's current Net Cash per Share is €-0.93. Based on the distribution chart, Linea Directa Aseguradora ranks #999999 out of 46 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Linea Directa Aseguradora has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's Net Cash per Share compare to CB and PGR?
According to the Insurance industry distribution chart, Linea Directa Aseguradora ranks #999999 out of 46 companies for Net Cash per Share. This places Linea Directa Aseguradora in the lower half of its industry. The industry median Net Cash per Share is 6.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for an Insurance company?
The median Net Cash per Share among Insurance companies is 6.85, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Linea Directa Aseguradora and its competitors. For the Insurance industry, the median Net Cash per Share is 6.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Linea Directa Aseguradora's current Net Cash per Share is €-0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Based on GuruFocus' analysis, Linea Directa Aseguradora (XMAD:LDA) is currently considered Fairly Valued. The stock's GF Value™ is €1.30, compared to a current price of €1.33 — trading 2.6% above its estimated fair value. The current Net Cash per Share is €-0.93. Linea Directa Aseguradora's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Linea Directa Aseguradora (XMAD:LDA), the current Net Cash per Share is €-0.93 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Linea Directa Aseguradora (XMAD:LDA) Overvalued in 2026?
Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be overvalued.
The current stock price of €1.33 is trading 2.6% above its estimated GF Value™ of €1.30.
GuruFocus considers Linea Directa Aseguradora to be Fairly Valued.
Key valuation signals for XMAD:LDA:
Net Cash per Share: €-0.93
GF Value™: €1.30 vs. price of €1.33 (2.6% above fair value)
No single metric tells the full story. See the XMAD:LDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
68GF Score
Get the complete analysis for XMAD:LDA
Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XMAD:LDA has been successfully added to your 
