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During the past 12 months, Linea Directa Aseguradora's average EPS without NRI Growth Rate was -10.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 10.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 6 years, the highest 3-Year average EPS without NRI Growth Rate of Linea Directa Aseguradora was 10.10% per year. The lowest was -35.80% per year. And the median was -12.85% per year.
Linea Directa Aseguradora (XMAD:LDA) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Linea Directa Aseguradora 3-Year EPS without NRI Growth Rate Related Terms
XMAD:LDA vs CB, PGR, TRV: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Linea Directa Aseguradora 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Linea Directa Aseguradora's 3-Year EPS without NRI Growth Rate falls into.
Linea Directa Aseguradora 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 10.10% mean?
Linea Directa Aseguradora (XMAD:LDA) has a 3-Year EPS without NRI Growth Rate of 10.10% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Linea Directa Aseguradora and its competitors. According to the industry distribution chart, Linea Directa Aseguradora ranks #242 out of 400 companies in the Insurance industry, placing it in the top 60.5%.
Is Linea Directa Aseguradora's 3-Year EPS without NRI Growth Rate too high?
Linea Directa Aseguradora's current 3-Year EPS without NRI Growth Rate is 10.10%. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.35. Linea Directa Aseguradora's value of 10.10% is 38.2% below this industry median. Based on the distribution chart, Linea Directa Aseguradora ranks #242 out of 400 companies in the Insurance industry, which is below the industry midpoint. Overall, Linea Directa Aseguradora has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's 3-Year EPS without NRI Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, Linea Directa Aseguradora ranks #242 out of 400 companies for 3-Year EPS without NRI Growth Rate. This places Linea Directa Aseguradora in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.35. Linea Directa Aseguradora's value of 10.10% is 38.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.35, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Linea Directa Aseguradora's current 3-Year EPS without NRI Growth Rate of 10.10% is 38.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Linea Directa Aseguradora and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Linea Directa Aseguradora's current 3-Year EPS without NRI Growth Rate is 10.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Based on GuruFocus' analysis, Linea Directa Aseguradora (XMAD:LDA) is currently considered Fairly Valued. The stock's GF Value™ is €1.30, compared to a current price of €1.29 — trading 1.1% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 10.10% and 38.2% below the Insurance industry median of 16.35. Linea Directa Aseguradora's overall GF Score™ is 75/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Linea Directa Aseguradora (XMAD:LDA), the current 3-Year EPS without NRI Growth Rate is 10.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Linea Directa Aseguradora (XMAD:LDA) Overvalued in 2026?
Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued.
The current stock price of €1.29 is trading 1.1% below its estimated GF Value™ of €1.30.
GuruFocus considers Linea Directa Aseguradora to be Fairly Valued.
Key valuation signals for XMAD:LDA:
3-Year EPS without NRI Growth Rate: 10.10%
GF Value™: €1.30 vs. price of €1.29 (1.1% below fair value)
Industry Position: 38.2% below the Insurance median (#242 of 400)
No single metric tells the full story. See the XMAD:LDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
75GF Score
Get the complete analysis for XMAD:LDA
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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