Linea Directa Aseguradora (XMAD:LDA) Selling, General, & Admin. Expense: €0 Mil (TTM As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAD:LDA Linea Directa Aseguradora SA XMAD:LDA
67 GF Score
Price €1.25
GF Value €1.33
Valuation Fairly Valued
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What is Linea Directa Aseguradora Selling, General, & Admin. Expense?

Linea Directa Aseguradora XMAD:LDA +2.12% 67 Selling, General, & Admin. Expense is €0 Mil as of Dec. 2025. GuruFocus rates XMAD:LDA with a GF Score™ of 67/100 and a GF Value™ of €1.33 (Fairly Valued).

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Linea Directa Aseguradora's selling, general, & admin. expense for the six months ended in Dec. 2025 was €0 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was €0 Mil.


Linea Directa Aseguradora  (XMAD:LDA) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Linea Directa Aseguradora Selling, General, & Admin. Expense Related Terms


Linea Directa Aseguradora Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Linea Directa Aseguradora's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Linea Directa Aseguradora Selling, General, & Admin. Expense Chart

Linea Directa Aseguradora Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial 26.51 26.04 0.00 0.00 0.00

Linea Directa Aseguradora Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XMAD:LDA vs CB, PGR, TRV: Selling, General, & Admin. Expense Comparison

For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Linea Directa Aseguradora Selling, General, & Admin. Expense vs Insurance Industry

For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Linea Directa Aseguradora's Selling, General, & Admin. Expense falls into.


XMAD:LDA
67GF Score
Linea Directa Aseguradora SA XMAD:LDA
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Linea Directa Aseguradora Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of €0 Mil mean?
Linea Directa Aseguradora (XMAD:LDA) has a Selling, General, & Admin. Expense of €0 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Linea Directa Aseguradora and its competitors.
Is Linea Directa Aseguradora's Selling, General, & Admin. Expense too high?
Linea Directa Aseguradora's current Selling, General, & Admin. Expense is €0 Mil. Overall, Linea Directa Aseguradora has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's Selling, General, & Admin. Expense compare to CB and PGR?
Linea Directa Aseguradora's Selling, General, & Admin. Expense of €0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for an Insurance company?
A good Selling, General, & Admin. Expense depends on the Insurance industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Linea Directa Aseguradora and its competitors. Linea Directa Aseguradora's current Selling, General, & Admin. Expense is €0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Based on GuruFocus' analysis, Linea Directa Aseguradora (XMAD:LDA) is currently considered Fairly Valued. The stock's GF Value™ is €1.33, compared to a current price of €1.25 — trading 5.7% below its estimated fair value. The current Selling, General, & Admin. Expense is €0 Mil. Linea Directa Aseguradora's overall GF Score™ is 67/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Linea Directa Aseguradora (XMAD:LDA), the current Selling, General, & Admin. Expense is €0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Linea Directa Aseguradora (XMAD:LDA) Overvalued in 2026?

Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued. The current stock price of €1.25 is trading 5.7% below its estimated GF Value™ of €1.33. GuruFocus considers Linea Directa Aseguradora to be Fairly Valued.

Key valuation signals for XMAD:LDA:

  • Selling, General, & Admin. Expense: €0 Mil
  • GF Value™: €1.33 vs. price of €1.25 (5.7% below fair value)
  • GF Score™: 67/100

No single metric tells the full story. See the XMAD:LDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Linea Directa Aseguradora Business Description

Other Exchanges LNDAF:USALDAe:UK
Address Calle de Isaac Newton 7, Tres Cantos, Madrid, ESP, 28760
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
67GF Score

Get the complete analysis for XMAD:LDA

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.25
Price
€1.33
GF Value