Linea Directa Aseguradora (XMAD:LDA) 3-1 Month Momentum %: 1.52% (As of Jul. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAD:LDA Linea Directa Aseguradora SA XMAD:LDA
69 GF Score
Price €1.25
GF Value €1.29
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Linea Directa Aseguradora 3-1 Month Momentum %?

Linea Directa Aseguradora XMAD:LDA -0.32% 69 3-1 Month Momentum % is 1.52% as of Jul. 30, 2026. GuruFocus rates XMAD:LDA with a GF Score™ of 69/100 and a GF Value™ of €1.29 (Fairly Valued). The stock has 1 warning sign investors should review. Among 581 Insurance companies, Linea Directa Aseguradora ranks worse than 68.33% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-30), Linea Directa Aseguradora's 3-1 Month Momentum % is 1.52%.

The industry rank for Linea Directa Aseguradora's 3-1 Month Momentum % or its related term are showing as below:

XMAD:LDA's 3-1 Month Momentum % is ranked worse than
68.33% of 581 companies
in the Insurance industry
Industry Median: 2.19 vs XMAD:LDA: 1.52

Linea Directa Aseguradora  (XMAD:LDA) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Linea Directa Aseguradora 3-1 Month Momentum % Related Terms


XMAD:LDA vs CB, PGR, TRV: 3-1 Month Momentum % Comparison

For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Linea Directa Aseguradora 3-1 Month Momentum % vs Insurance Industry

For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Linea Directa Aseguradora's 3-1 Month Momentum % falls into.


XMAD:LDA
69GF Score
Linea Directa Aseguradora SA XMAD:LDA
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Linea Directa Aseguradora  (XMAD:LDA) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 1.52% mean?
Linea Directa Aseguradora (XMAD:LDA) has a 3-1 Month Momentum % of 1.52% as of Jul. 30, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Linea Directa Aseguradora and its competitors. According to the industry distribution chart, Linea Directa Aseguradora ranks #397 out of 581 companies in the Insurance industry, placing it in the top 68.3%.
Is Linea Directa Aseguradora's 3-1 Month Momentum % too high?
Linea Directa Aseguradora's current 3-1 Month Momentum % is 1.52%. The Insurance industry median 3-1 Month Momentum % is 2.19. Linea Directa Aseguradora's value of 1.52% is 30.6% below this industry median. Based on the distribution chart, Linea Directa Aseguradora ranks #397 out of 581 companies in the Insurance industry, which is below the industry midpoint. Overall, Linea Directa Aseguradora has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's 3-1 Month Momentum % compare to CB and PGR?
According to the Insurance industry distribution chart, Linea Directa Aseguradora ranks #397 out of 581 companies for 3-1 Month Momentum %. This places Linea Directa Aseguradora in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.19. Linea Directa Aseguradora's value of 1.52% is 30.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 2.19, based on 581 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Linea Directa Aseguradora's current 3-1 Month Momentum % of 1.52% is 30.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Linea Directa Aseguradora and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 2.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Linea Directa Aseguradora's current 3-1 Month Momentum % is 1.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Based on GuruFocus' analysis, Linea Directa Aseguradora (XMAD:LDA) is currently considered Fairly Valued. The stock's GF Value™ is €1.29, compared to a current price of €1.25 — trading 2.8% below its estimated fair value. The current 3-1 Month Momentum % is 1.52% and 30.6% below the Insurance industry median of 2.19. Linea Directa Aseguradora's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Linea Directa Aseguradora (XMAD:LDA), the current 3-1 Month Momentum % is 1.52% as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Linea Directa Aseguradora (XMAD:LDA) Overvalued in 2026?

Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued. The current stock price of €1.25 is trading 2.8% below its estimated GF Value™ of €1.29. GuruFocus considers Linea Directa Aseguradora to be Fairly Valued.

Key valuation signals for XMAD:LDA:

  • 3-1 Month Momentum %: 1.52%
  • GF Value™: €1.29 vs. price of €1.25 (2.8% below fair value)
  • GF Score™: 69/100 with 1 warning sign
  • Industry Position: 30.6% below the Insurance median (#397 of 581)

No single metric tells the full story. See the XMAD:LDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Linea Directa Aseguradora Business Description

Other Exchanges LNDAF:USALDAe:UK
Address Calle de Isaac Newton 7, Tres Cantos, Madrid, ESP, 28760
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
69GF Score

Get the complete analysis for XMAD:LDA

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.25
Price
€1.29
GF Value