Linea Directa AseguradoraXMAD:LDA +3.32%69 5-Year Yield-on-Cost % is 4.86 as of Jul. 11, 2026, which is 40% above its 10-year median of 3.46. GuruFocus rates XMAD:LDA with a GF Score™ of 69/100 and a GF Value™ of €1.33 (Fairly Valued). Among 418 Insurance companies, Linea Directa Aseguradora ranks better than 59.57% on this metric.
The historical rank and industry rank for Linea Directa Aseguradora's 5-Year Yield-on-Cost % or its related term are showing as below:
XMAD:LDA'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.08 Med: 3.46 Max: 8.24
Current: 4.86
During the past 6 years, Linea Directa Aseguradora's highest Yield on Cost was 8.24. The lowest was 0.08. And the median was 3.46.
XMAD:LDA's 5-Year Yield-on-Cost % is ranked better than 59.57% of 418
companies
in the Insurance industry
Industry Median: 3.985
vs XMAD:LDA: 4.86
Linea Directa Aseguradora (XMAD:LDA) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Linea Directa Aseguradora 5-Year Yield-on-Cost % Related Terms
XMAD:LDA vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Linea Directa Aseguradora 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Linea Directa Aseguradora's 5-Year Yield-on-Cost % falls into.
Linea Directa Aseguradora 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Linea Directa Aseguradora (XMAD:LDA) has a 5-Year Yield-on-Cost % of 4.86 as of Jul. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Linea Directa Aseguradora and its competitors. This is 40% above median its historical median of 3.46. Over the past decade, Linea Directa Aseguradora's 5-Year Yield-on-Cost % has ranged from 0.08 to 8.24. According to the industry distribution chart, Linea Directa Aseguradora ranks #169 out of 418 companies in the Insurance industry, placing it in the top 40.4%.
Is Linea Directa Aseguradora's 5-Year Yield-on-Cost % too high?
Linea Directa Aseguradora's current 5-Year Yield-on-Cost % of 4.86 is 40% above median its 10-year median of 3.46. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 8.24. The Insurance industry median 5-Year Yield-on-Cost % is 3.99. Linea Directa Aseguradora's value of 4.86 is 22% above this industry median. Based on the distribution chart, Linea Directa Aseguradora ranks #169 out of 418 companies in the Insurance industry, which is above the industry midpoint. Overall, Linea Directa Aseguradora has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, Linea Directa Aseguradora ranks #169 out of 418 companies for 5-Year Yield-on-Cost %. This puts Linea Directa Aseguradora in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.99. Linea Directa Aseguradora's value of 4.86 is 22% above this benchmark. Historically, Linea Directa Aseguradora's own 5-Year Yield-on-Cost % has ranged from 0.08 to 8.24 over the past decade. While the company's 10-year median is 3.46 vs. the industry median of 3.99, Linea Directa Aseguradora has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.99, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Linea Directa Aseguradora's current 5-Year Yield-on-Cost % of 4.86 is 22% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Linea Directa Aseguradora and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Linea Directa Aseguradora's current 5-Year Yield-on-Cost % is 4.86, which is 40% above median its own 10-year median of 3.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Based on GuruFocus' analysis, Linea Directa Aseguradora (XMAD:LDA) is currently considered Fairly Valued. The stock's GF Value™ is €1.33, compared to a current price of €1.24 — trading 6.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 4.86, which is 40% above median its 10-year median of 3.46 and 22% above the Insurance industry median of 3.99. Linea Directa Aseguradora's overall GF Score™ is 69/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Linea Directa Aseguradora (XMAD:LDA), the current 5-Year Yield-on-Cost % is 4.86 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Linea Directa Aseguradora (XMAD:LDA) Overvalued in 2026?
Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued.
The current stock price of €1.24 is trading 6.5% below its estimated GF Value™ of €1.33.
GuruFocus considers Linea Directa Aseguradora to be Fairly Valued.
Key valuation signals for XMAD:LDA:
5-Year Yield-on-Cost %: 4.86 (40% above median its 10-year median of 3.46)
GF Value™: €1.33 vs. price of €1.24 (6.5% below fair value)
Industry Position: 22% above the Insurance median (#169 of 418)
No single metric tells the full story. See the XMAD:LDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
69GF Score
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