Linea Directa Aseguradora (XMAD:LDA) GF Value Rank: 10 (As of Jul. 13, 2026) — 25% Above Median


XMAD:LDA Linea Directa Aseguradora SA XMAD:LDA
67 GF Score
Price €1.24
GF Value €1.33
Valuation Fairly Valued
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What is Linea Directa Aseguradora GF Value Rank?

Linea Directa Aseguradora XMAD:LDA +3.32% 67 GF Value Rank is 10 as of Jul. 13, 2026, which is 25% above its 10-year median of 8.00. GuruFocus rates XMAD:LDA with a GF Score™ of 67/100 and a GF Value™ of €1.33 (Fairly Valued).

Linea Directa Aseguradora has the GF Value Rank of 10.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Linea Directa Aseguradora GF Value Rank Related Terms

XMAD:LDA vs CB, PGR, TRV: GF Value Rank Comparison

For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Linea Directa Aseguradora GF Value Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Linea Directa Aseguradora's GF Value Rank falls into.


XMAD:LDA
67GF Score
Linea Directa Aseguradora SA XMAD:LDA
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 10 mean?
Linea Directa Aseguradora (XMAD:LDA) has a GF Value Rank of 10 as of Jul. 13, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Linea Directa Aseguradora and its competitors. This is 25% above median its historical median of 8.00. Over the past decade, Linea Directa Aseguradora's GF Value Rank has ranged from 3.00 to 10.00.
Is Linea Directa Aseguradora's GF Value Rank too high?
Linea Directa Aseguradora's current GF Value Rank of 10 is 25% above median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, Linea Directa Aseguradora has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's GF Value Rank compare to CB and PGR?
Linea Directa Aseguradora's GF Value Rank of 10 can be compared against companies in the Insurance industry. Historically, Linea Directa Aseguradora's own GF Value Rank has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for an Insurance company?
A good GF Value Rank depends on the Insurance industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Linea Directa Aseguradora and its competitors. Linea Directa Aseguradora's current GF Value Rank is 10, which is 25% above median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Based on GuruFocus' analysis, Linea Directa Aseguradora (XMAD:LDA) is currently considered Fairly Valued. The stock's GF Value™ is €1.33, compared to a current price of €1.24 — trading 6.5% below its estimated fair value. The current GF Value Rank is 10, which is 25% above median its 10-year median of 8.00. Linea Directa Aseguradora's overall GF Score™ is 67/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Linea Directa Aseguradora (XMAD:LDA), the current GF Value Rank is 10 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Linea Directa Aseguradora (XMAD:LDA) Overvalued in 2026?

Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued. The current stock price of €1.24 is trading 6.5% below its estimated GF Value™ of €1.33. GuruFocus considers Linea Directa Aseguradora to be Fairly Valued.

Key valuation signals for XMAD:LDA:

  • GF Value Rank: 10 (25% above median its 10-year median of 8.00)
  • GF Value™: €1.33 vs. price of €1.24 (6.5% below fair value)
  • GF Score™: 67/100

No single metric tells the full story. See the XMAD:LDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Linea Directa Aseguradora Business Description

Other Exchanges LNDAF:USALDAe:UK
Address Calle de Isaac Newton 7, Tres Cantos, Madrid, ESP, 28760
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
67GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.24
Price
€1.33
GF Value