Linea Directa AseguradoraXMAD:LDA +0.17%69 PS Ratio is 1.18 as of Jul. 01, 2026, which is 4% below its 10-year median of 1.23. GuruFocus rates XMAD:LDA with a GF Score™ of 69/100 and a GF Value™ of €1.33 (Fairly Valued). Among 504 Insurance companies, Linea Directa Aseguradora ranks worse than 51.98% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Linea Directa Aseguradora's share price is €1.204.
Linea Directa Aseguradora's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €1.02. Hence, Linea Directa Aseguradora's PS Ratio for today is 1.18.
Good Sign:
Linea Directa Aseguradora SA stock PS Ratio (=1.18) is close to 2-year low of 1.08.
The historical rank and industry rank for Linea Directa Aseguradora's PS Ratio or its related term are showing as below:
XMAD:LDA'
s PS Ratio Range Over the Past 10 Years
Min: 0.94 Med: 1.23 Max: 2.26
Current: 1.18
During the past 6 years, Linea Directa Aseguradora's highest PS Ratio was 2.26. The lowest was 0.94. And the median was 1.23.
XMAD:LDA's PS Ratio is ranked worse than 51.98% of 504
companies
in the Insurance industry
Industry Median: 1.15
vs XMAD:LDA: 1.18
During the past 6 years, Linea Directa Aseguradora's highest 3-Year average Revenue per Share Growth Rate was 5.40% per year. The lowest was 1.90% per year. And the median was 3.20% per year.
Back to Basics: PS Ratio
Linea Directa Aseguradora (XMAD:LDA) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Linea Directa Aseguradora PS Ratio Related Terms
Linea Directa Aseguradora PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Linea Directa Aseguradora PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's PS Ratio distribution charts can be found below:
* The bar in red indicates where Linea Directa Aseguradora's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Linea Directa Aseguradora's Share Price of today is €1.204.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Linea Directa Aseguradora's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €1.02.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Linea Directa Aseguradora (XMAD:LDA) has a PS Ratio of 1.18 as of Jul. 01, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Linea Directa Aseguradora and its competitors. This is near median its historical median of 1.23. Over the past decade, Linea Directa Aseguradora's PS Ratio has ranged from 0.94 to 2.26. According to the industry distribution chart, Linea Directa Aseguradora ranks #262 out of 504 companies in the Insurance industry, placing it in the top 52%.
Is Linea Directa Aseguradora's PS Ratio too high?
Linea Directa Aseguradora's current PS Ratio of 1.18 is near median its 10-year median of 1.23. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 2.26. The Insurance industry median PS Ratio is 1.15. Linea Directa Aseguradora's value of 1.18 is 2.6% above this industry median. Based on the distribution chart, Linea Directa Aseguradora ranks #262 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Linea Directa Aseguradora has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Linea Directa Aseguradora ranks #262 out of 504 companies for PS Ratio. This places Linea Directa Aseguradora in the lower half of its industry. The industry median PS Ratio is 1.15. Linea Directa Aseguradora's value of 1.18 is 2.6% above this benchmark. Historically, Linea Directa Aseguradora's own PS Ratio has ranged from 0.94 to 2.26 over the past decade. While the company's 10-year median is 1.23 vs. the industry median of 1.15, Linea Directa Aseguradora has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Linea Directa Aseguradora's current PS Ratio of 1.18 is 2.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Linea Directa Aseguradora and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Linea Directa Aseguradora's current PS Ratio is 1.18, which is near median its own 10-year median of 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Based on GuruFocus' analysis, Linea Directa Aseguradora (XMAD:LDA) is currently considered Fairly Valued. The stock's GF Value™ is €1.33, compared to a current price of €1.20 — trading 9.5% below its estimated fair value. The current PS Ratio is 1.18, which is near median its 10-year median of 1.23 and 2.6% above the Insurance industry median of 1.15. Linea Directa Aseguradora's overall GF Score™ is 69/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Linea Directa Aseguradora (XMAD:LDA), the current PS Ratio is 1.18 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Linea Directa Aseguradora (XMAD:LDA) Overvalued in 2026?
Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued.
The current stock price of €1.20 is trading 9.5% below its estimated GF Value™ of €1.33.
GuruFocus considers Linea Directa Aseguradora to be Fairly Valued.
Key valuation signals for XMAD:LDA:
PS Ratio: 1.18 (near median its 10-year median of 1.23)
GF Value™: €1.33 vs. price of €1.20 (9.5% below fair value)
Industry Position: 2.6% above the Insurance median (#262 of 504)
No single metric tells the full story. See the XMAD:LDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
69GF Score
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