United Bank for Africa (NSA:UBA) Cash per Share: ₦202.95 (As of Dec. 2025)

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NSA:UBA United Bank for Africa PLC NSA:UBA
80 GF Score
Price ₦47.00
GF Value ₦36.75
Valuation Modestly Overvalued
! 4 Warning Signs
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What is United Bank for Africa Cash per Share?

United Bank for Africa NSA:UBA +0.86% 80 Cash per Share is ₦202.95 as of Dec. 2025. GuruFocus rates NSA:UBA with a GF Score™ of 80/100 and a GF Value™ of ₦36.75 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents divided by Shares Outstanding (EOP). United Bank for Africa's Cash per Share for the quarter that ended in Dec. 2025 was ₦202.95.

United Bank for Africa  (NSA:UBA) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.

United Bank for Africa Cash per Share Related Terms

United Bank for Africa Cash per Share Historical Data

* Premium members only.

The historical data trend for United Bank for Africa's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bank for Africa Cash per Share Chart

United Bank for Africa Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 53.13 74.98 177.72 238.93 202.95

United Bank for Africa Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 238.93 279.20 213.49 222.11 202.95
NSA:UBA
80GF Score
United Bank for Africa PLC NSA:UBA
Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bank for Africa Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

United Bank for Africa's Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=8969579/44,196
=202.95

United Bank for Africa's Cash per Share for the quarter that ended in Dec. 2025 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=8969579/44,196
=202.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash per Share →
What does a Cash per Share of ₦202.95 mean?
United Bank for Africa (NSA:UBA) has a Cash per Share of ₦202.95 as of Dec. 2025. Cash per share is the per-share value of a company's available cash. View historical data for United Bank for Africa and its competitors.
Is United Bank for Africa's Cash per Share too high?
United Bank for Africa's current Cash per Share is ₦202.95. Overall, United Bank for Africa has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bank for Africa's Cash per Share compare to JPM and BAC?
United Bank for Africa's Cash per Share of ₦202.95 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash per Share for a Banks company?
A good Cash per Share depends on the Banks industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash per Share mean?
A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for United Bank for Africa and its competitors. United Bank for Africa's current Cash per Share is ₦202.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bank for Africa stock overvalued right now?
Based on GuruFocus' analysis, United Bank for Africa (NSA:UBA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₦36.75, compared to a current price of ₦47.00 — trading 27.9% above its estimated fair value. The current Cash per Share is ₦202.95. United Bank for Africa's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash per Share calculated?
Cash per Share is calculated from a company's financial statements. For United Bank for Africa (NSA:UBA), the current Cash per Share is ₦202.95 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bank for Africa (NSA:UBA) Overvalued in 2026?

Based on GuruFocus' analysis, United Bank for Africa stock appears to be overvalued. The current stock price of ₦47.00 is trading 27.9% above its estimated GF Value™ of ₦36.75. GuruFocus considers United Bank for Africa to be Modestly Overvalued.

Key valuation signals for NSA:UBA:

  • Cash per Share: ₦202.95
  • GF Value™: ₦36.75 vs. price of ₦47.00 (27.9% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the NSA:UBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bank for Africa Business Description

Address 57 Marina, UBA House, Lagos, NGA
United Bank for Africa PLC is a financial services institution. It offers banking and other financial and pension fund custody services. The geographical segments are Nigeria, the Rest of Africa and the Rest of the world. The business segments of the company are 1) Corporate Banking, which provides financial solutions to multinationals, regional companies, state-owned companies, non-governmental organizations, international and multinational organizations and financial institutions. 2) Retail/ Commercial banking segment products and services to the middle and retail segments of the market. 3) Treasury and Financial Markets segment provide financing and risk management solutions and advisory services to the company's corporate and institutional customers.
80GF Score

Get the complete analysis for NSA:UBA

Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦47.00
Price
₦36.75
GF Value