United Bank for Africa (NSA:UBA) Ending Cash Position: ₦4,811,838 Mil (As of Dec. 2025)

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NSA:UBA United Bank for Africa PLC NSA:UBA
80 GF Score
Price ₦47.00
GF Value ₦36.49
Valuation Modestly Overvalued
! 4 Warning Signs
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What is United Bank for Africa Ending Cash Position?

United Bank for Africa NSA:UBA 80 Ending Cash Position is ₦4,811,838 Mil as of Dec. 2025. GuruFocus rates NSA:UBA with a GF Score™ of 80/100 and a GF Value™ of ₦36.49 (Modestly Overvalued). The stock has 4 warning signs investors should review.

United Bank for Africa's Ending Cash Position for the quarter that ended in Dec. 2025 was ₦4,811,838 Mil.

United Bank for Africa's quarterly Ending Cash Position increased from Jun. 2025 (₦4,485,824 Mil) to Sep. 2025 (₦4,942,943 Mil) but then declined from Sep. 2025 (₦4,942,943 Mil) to Dec. 2025 (₦4,811,838 Mil).

United Bank for Africa's annual Ending Cash Position increased from Dec. 2023 (₦3,227,218 Mil) to Dec. 2024 (₦3,936,525 Mil) and increased from Dec. 2024 (₦3,936,525 Mil) to Dec. 2025 (₦4,811,838 Mil).


United Bank for Africa Ending Cash Position Related Terms


United Bank for Africa Ending Cash Position Historical Data

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The historical data trend for United Bank for Africa's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bank for Africa Ending Cash Position Chart

United Bank for Africa Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 785,910.00 1,260,532.00 3,227,218.00 3,936,525.00 4,811,838.00

United Bank for Africa Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,936,525.00 5,141,347.00 4,485,824.00 4,942,943.00 4,811,838.00
NSA:UBA
80GF Score
United Bank for Africa PLC NSA:UBA
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bank for Africa Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

United Bank for Africa's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=3936525+875313
=4,811,838

United Bank for Africa's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=4942943+-131105
=4,811,838

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of ₦4,811,838 Mil mean?
United Bank for Africa (NSA:UBA) has a Ending Cash Position of ₦4,811,838 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on United Bank for Africa and its competitors.
Is United Bank for Africa's Ending Cash Position too high?
United Bank for Africa's current Ending Cash Position is ₦4,811,838 Mil. Overall, United Bank for Africa has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bank for Africa's Ending Cash Position compare to JPM and BAC?
United Bank for Africa's Ending Cash Position of ₦4,811,838 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on United Bank for Africa and its competitors. United Bank for Africa's current Ending Cash Position is ₦4,811,838 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bank for Africa stock overvalued right now?
Based on GuruFocus' analysis, United Bank for Africa (NSA:UBA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₦36.49, compared to a current price of ₦47.00 — trading 28.8% above its estimated fair value. The current Ending Cash Position is ₦4,811,838 Mil. United Bank for Africa's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For United Bank for Africa (NSA:UBA), the current Ending Cash Position is ₦4,811,838 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bank for Africa (NSA:UBA) Overvalued in 2026?

Based on GuruFocus' analysis, United Bank for Africa stock appears to be overvalued. The current stock price of ₦47.00 is trading 28.8% above its estimated GF Value™ of ₦36.49. GuruFocus considers United Bank for Africa to be Modestly Overvalued.

Key valuation signals for NSA:UBA:

  • Ending Cash Position: ₦4,811,838 Mil
  • GF Value™: ₦36.49 vs. price of ₦47.00 (28.8% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the NSA:UBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Bank for Africa Business Description

Address 57 Marina, UBA House, Lagos, NGA
United Bank for Africa PLC is a financial services institution. It offers banking and other financial and pension fund custody services. The geographical segments are Nigeria, the Rest of Africa and the Rest of the world. The business segments of the company are 1) Corporate Banking, which provides financial solutions to multinationals, regional companies, state-owned companies, non-governmental organizations, international and multinational organizations and financial institutions. 2) Retail/ Commercial banking segment products and services to the middle and retail segments of the market. 3) Treasury and Financial Markets segment provide financing and risk management solutions and advisory services to the company's corporate and institutional customers.
80GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦47.00
Price
₦36.49
GF Value