United Bank for Africa (NSA:UBA) Gross Property, Plant and Equipment: ₦878,490 Mil (As of Dec. 2025)

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NSA:UBA United Bank for Africa PLC NSA:UBA
77 GF Score
Price ₦41.00
GF Value ₦36.18
Valuation Modestly Overvalued
! 4 Warning Signs
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What is United Bank for Africa Gross Property, Plant and Equipment?

United Bank for Africa NSA:UBA +0.24% 77 Gross Property, Plant and Equipment is ₦878,490 Mil as of Dec. 2025. GuruFocus rates NSA:UBA with a GF Score™ of 77/100 and a GF Value™ of ₦36.18 (Modestly Overvalued). The stock has 4 warning signs investors should review.

United Bank for Africa's quarterly gross PPE declined from Jun. 2025 (₦861,970 Mil) to Sep. 2025 (₦375,124 Mil) but then increased from Sep. 2025 (₦375,124 Mil) to Dec. 2025 (₦878,490 Mil).

United Bank for Africa's annual gross PPE increased from Dec. 2023 (₦509,363 Mil) to Dec. 2024 (₦805,261 Mil) and increased from Dec. 2024 (₦805,261 Mil) to Dec. 2025 (₦878,490 Mil).


United Bank for Africa  (NSA:UBA) Gross Property, Plant and Equipment Explanation

A company with durable competitive advantage doesn't need to constantly upgrade its equipment to stay competitive. The company replaces when it wears out. On the other hand, a company without any advantages must replace to keep pace.

Difference between a company with a moat and one without is that the company with the competitive advantage finances new equipment through internal cash flows, whereas the no advantage company requires debt to finance.

Producing a consistent product that doesn't change equates to consistent profits. There is no need to upgrade plants which frees up cash for other ventures. Think Coca Cola, Johnson & Johnson etc.


United Bank for Africa Gross Property, Plant and Equipment Related Terms


United Bank for Africa Gross Property, Plant and Equipment Historical Data

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The historical data trend for United Bank for Africa's Gross Property, Plant and Equipment can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bank for Africa Gross Property, Plant and Equipment Chart

United Bank for Africa Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Property, Plant and Equipment
Get a 7-Day Free Trial Premium Member Only Premium Member Only 330,579.00 378,657.00 509,363.00 805,261.00 878,490.00

United Bank for Africa Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Gross Property, Plant and Equipment Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 805,261.00 387,777.00 861,970.00 375,124.00 878,490.00
NSA:UBA
77GF Score
United Bank for Africa PLC NSA:UBA
Gross Property, Plant and Equipment is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bank for Africa Gross Property, Plant and Equipment Calculation

Property, Plant and Equipment (PPE) are the fixed assets of the company. Fixed assets are also known as non-current assets.

Property, plant, and equipment includes assets that will - in the normal course of business - neither be used up in the next year nor will become a part of any product sold to customers.

Some of the most common parts of property, plant, and equipment are:


Land
Buildings (and leasehold improvements)
Transportation equipment
Manufacturing equipment
Office equipment
Office furniture

Companies with lots of property, plant, and equipment often have special categories. For example, railroad property includes:


Track
Ties
Ballast
Bridges
Tunnels
Signals
Locomotives
Freight Cars

There is often a note in the financial statements - found in a company's 10-K - that will explain the different categories of property a company owns.

The market value of property, plant, and equipment can differ tremendously from the book value of property, plant, and equipment.

For example, when Berkshire Hathaway liquidated its textile mills, it had to pay the buyers of the company's manufacturing equipment to haul the equipment away. That property, plant, and equipment was literally worth less than zero. On the other hand, some companies own thousands of acres of land.

All property, plant, and equipment other than land is depreciated. Land is never depreciated. However, land is not marked up to market value either. Under Generally Accepted Accounting Principles (GAAP), land is shown on the balance sheet at cost.

The property, plant, and equipment line shown on the balance sheet is usually net property, plant, and equipment. This means it is the cost of the property, plant, and equipment less accumulated depreciation.

What does a Gross Property, Plant and Equipment of ₦878,490 Mil mean?
United Bank for Africa (NSA:UBA) has a Gross Property, Plant and Equipment of ₦878,490 Mil as of Dec. 2025. The total gross property, plant and equipment assets recorded on a company's balance sheet. View historical data on United Bank for Africa and its competitors.
Is United Bank for Africa's Gross Property, Plant and Equipment too high?
United Bank for Africa's current Gross Property, Plant and Equipment is ₦878,490 Mil. Overall, United Bank for Africa has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bank for Africa's Gross Property, Plant and Equipment compare to JPM and BAC?
United Bank for Africa's Gross Property, Plant and Equipment of ₦878,490 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Property, Plant and Equipment for a Banks company?
A good Gross Property, Plant and Equipment depends on the Banks industry context. However, Gross Property, Plant and Equipment should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Property, Plant and Equipment mean?
A high Gross Property, Plant and Equipment can signal that a stock is expensive relative to its fundamentals. The total gross property, plant and equipment assets recorded on a company's balance sheet. View historical data on United Bank for Africa and its competitors. United Bank for Africa's current Gross Property, Plant and Equipment is ₦878,490 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bank for Africa stock overvalued right now?
Based on GuruFocus' analysis, United Bank for Africa (NSA:UBA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₦36.18, compared to a current price of ₦41.00 — trading 13.3% above its estimated fair value. The current Gross Property, Plant and Equipment is ₦878,490 Mil. United Bank for Africa's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Property, Plant and Equipment calculated?
Gross Property, Plant and Equipment is calculated from a company's financial statements. For United Bank for Africa (NSA:UBA), the current Gross Property, Plant and Equipment is ₦878,490 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bank for Africa (NSA:UBA) Overvalued in 2026?

Based on GuruFocus' analysis, United Bank for Africa stock appears to be overvalued. The current stock price of ₦41.00 is trading 13.3% above its estimated GF Value™ of ₦36.18. GuruFocus considers United Bank for Africa to be Modestly Overvalued.

Key valuation signals for NSA:UBA:

  • Gross Property, Plant and Equipment: ₦878,490 Mil
  • GF Value™: ₦36.18 vs. price of ₦41.00 (13.3% above fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the NSA:UBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Bank for Africa Business Description

Address 57 Marina, UBA House, Lagos, NGA
United Bank for Africa PLC is a financial services institution. It offers banking and other financial and pension fund custody services. The geographical segments are Nigeria, the Rest of Africa and the Rest of the world. The business segments of the company are 1) Corporate Banking, which provides financial solutions to multinationals, regional companies, state-owned companies, non-governmental organizations, international and multinational organizations and financial institutions. 2) Retail/ Commercial banking segment products and services to the middle and retail segments of the market. 3) Treasury and Financial Markets segment provide financing and risk management solutions and advisory services to the company's corporate and institutional customers.
77GF Score

Get the complete analysis for NSA:UBA

Gross Property, Plant and Equipment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦41.00
Price
₦36.18
GF Value