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United Bank for Africa (NSA:UBA) PS Ratio : 0.55 (As of Dec. 14, 2024)


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What is United Bank for Africa PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, United Bank for Africa's share price is ₦33.40. United Bank for Africa's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was ₦61.27. Hence, United Bank for Africa's PS Ratio for today is 0.55.

The historical rank and industry rank for United Bank for Africa's PS Ratio or its related term are showing as below:

NSA:UBA' s PS Ratio Range Over the Past 10 Years
Min: 0.37   Med: 0.62   Max: 1.35
Current: 0.56

During the past 13 years, United Bank for Africa's highest PS Ratio was 1.35. The lowest was 0.37. And the median was 0.62.

NSA:UBA's PS Ratio is ranked better than
96.2% of 1526 companies
in the Banks industry
Industry Median: 2.62 vs NSA:UBA: 0.56

United Bank for Africa's Revenue per Sharefor the three months ended in Sep. 2024 was ₦17.63. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was ₦61.27.

Good Sign:

United Bank for Africa PLC has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of United Bank for Africa was 79.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was 57.20% per year. During the past 5 years, the average Revenue per Share Growth Rate was 32.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 17.30% per year.

During the past 13 years, United Bank for Africa's highest 3-Year average Revenue per Share Growth Rate was 57.20% per year. The lowest was -6.90% per year. And the median was 12.30% per year.

Back to Basics: PS Ratio


United Bank for Africa PS Ratio Historical Data

The historical data trend for United Bank for Africa's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Bank for Africa PS Ratio Chart

United Bank for Africa Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.71 0.73 0.62 0.45 0.56

United Bank for Africa Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.49 0.56 0.54 0.44 0.46

Competitive Comparison of United Bank for Africa's PS Ratio

For the Banks - Diversified subindustry, United Bank for Africa's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Bank for Africa's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Bank for Africa's PS Ratio distribution charts can be found below:

* The bar in red indicates where United Bank for Africa's PS Ratio falls into.



United Bank for Africa PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

United Bank for Africa's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=33.40/61.274
=0.55

United Bank for Africa's Share Price of today is ₦33.40.
United Bank for Africa's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦61.27.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


United Bank for Africa  (NSA:UBA) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


United Bank for Africa PS Ratio Related Terms

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United Bank for Africa Business Description

Traded in Other Exchanges
N/A
Address
57 Marina, UBA House, Lagos Island, Lagos, NGA
United Bank for Africa PLC is a financial services institution. It offers banking and other financial and pension fund custody services. The geographical segments of the company are Nigeria, the Rest of Africa and the Rest of the world. The business segments of the company are 1) Corporate Banking, which provides financial solutions to multinationals, regional companies, state-owned companies, non-governmental organizations, international and multinational organizations and financial institutions. 2) Retail/ Commercial banking segment products and services to the middle and retail segments of the market. 3) Treasury and Financial Markets segment provide financing and risk management solutions and advisory services to the company's corporate and institutional customers.

United Bank for Africa Headlines

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