United Bank for Africa (NSA:UBA) Growth Rank: 9 (As of Aug. 04, 2026) — 125% Above Median

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NSA:UBA United Bank for Africa PLC NSA:UBA
80 GF Score
Price ₦46.00
GF Value ₦35.72
Valuation Modestly Overvalued
! 4 Warning Signs
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What is United Bank for Africa Growth Rank?

United Bank for Africa NSA:UBA +3.37% 80 Growth Rank is 9 as of Aug. 04, 2026, which is 125% above its 10-year median of 4.00. GuruFocus rates NSA:UBA with a GF Score™ of 80/100 and a GF Value™ of ₦35.72 (Modestly Overvalued). The stock has 4 warning signs investors should review.

United Bank for Africa has the Growth Rank of 9.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

United Bank for Africa Growth Rank Related Terms

NSA:UBA vs JPM, BAC, WFC: Growth Rank Comparison

For the Banks - Diversified subindustry, United Bank for Africa's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Bank for Africa Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, United Bank for Africa's Growth Rank distribution charts can be found below:

* The bar in red indicates where United Bank for Africa's Growth Rank falls into.


NSA:UBA
80GF Score
United Bank for Africa PLC NSA:UBA
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 9 mean?
United Bank for Africa (NSA:UBA) has a Growth Rank of 9 as of Aug. 04, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on United Bank for Africa and its competitors. This is 125% above median its historical median of 4.00. Over the past decade, United Bank for Africa's Growth Rank has ranged from 1.00 to 10.00.
Is United Bank for Africa's Growth Rank too high?
United Bank for Africa's current Growth Rank of 9 is 125% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, United Bank for Africa has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bank for Africa's Growth Rank compare to JPM and BAC?
United Bank for Africa's Growth Rank of 9 can be compared against companies in the Banks industry. Historically, United Bank for Africa's own Growth Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on United Bank for Africa and its competitors. United Bank for Africa's current Growth Rank is 9, which is 125% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bank for Africa stock overvalued right now?
Based on GuruFocus' analysis, United Bank for Africa (NSA:UBA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₦35.72, compared to a current price of ₦46.00 — trading 28.8% above its estimated fair value. The current Growth Rank is 9, which is 125% above median its 10-year median of 4.00. United Bank for Africa's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For United Bank for Africa (NSA:UBA), the current Growth Rank is 9 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bank for Africa (NSA:UBA) Overvalued in 2026?

Based on GuruFocus' analysis, United Bank for Africa stock appears to be overvalued. The current stock price of ₦46.00 is trading 28.8% above its estimated GF Value™ of ₦35.72. GuruFocus considers United Bank for Africa to be Modestly Overvalued.

Key valuation signals for NSA:UBA:

  • Growth Rank: 9 (125% above median its 10-year median of 4.00)
  • GF Value™: ₦35.72 vs. price of ₦46.00 (28.8% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the NSA:UBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bank for Africa Business Description

Address 57 Marina, UBA House, Lagos, NGA
United Bank for Africa PLC is a financial services institution. It offers banking and other financial and pension fund custody services. The geographical segments are Nigeria, the Rest of Africa and the Rest of the world. The business segments of the company are 1) Corporate Banking, which provides financial solutions to multinationals, regional companies, state-owned companies, non-governmental organizations, international and multinational organizations and financial institutions. 2) Retail/ Commercial banking segment products and services to the middle and retail segments of the market. 3) Treasury and Financial Markets segment provide financing and risk management solutions and advisory services to the company's corporate and institutional customers.
80GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦46.00
Price
₦35.72
GF Value