United Bank for Africa (NSA:UBA) Total Payout Yield %: -15.24 (As of Jul. 05, 2026)


NSA:UBA United Bank for Africa PLC NSA:UBA
77 GF Score
Price ₦41.00
GF Value ₦35.65
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is United Bank for Africa Total Payout Yield %?

United Bank for Africa NSA:UBA +8.18% 77 Total Payout Yield % is -15.24 as of Jul. 05, 2026. GuruFocus rates NSA:UBA with a GF Score™ of 77/100 and a GF Value™ of ₦35.65 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Total Payout Yield % is the percent a company has paid to its shareholders through net repurchases of shares and dividends based on its Market Cap. It is a measure of shareholder return.

United Bank for Africa's current Total Payout Yield % is -15.24%.


United Bank for Africa Total Payout Yield % Explanation

Similar to Dividend Yield, Total Payout Yield % is a measurement of shareholder return. Dividends is not the only way that companies are able to distribute their excess cash back to the shareholders. The other way to distribute the cash is a stock repurchase. The stock repurchase buys back the company's own shares from the marketplace. This results in a reduced number of oustanding shares, making each share worth a greater percentage of the corporation.


United Bank for Africa Total Payout Yield % Related Terms


United Bank for Africa Total Payout Yield % Historical Data

* Premium members only.

The historical data trend for United Bank for Africa's Total Payout Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bank for Africa Total Payout Yield % Chart

United Bank for Africa Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.88 13.98 5.46 12.64 -15.00

United Bank for Africa Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Total Payout Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NSA:UBA vs JPM, BAC, WFC: Total Payout Yield % Comparison

For the Banks - Diversified subindustry, United Bank for Africa's Total Payout Yield %, along with its competitors' market caps and Total Payout Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Bank for Africa Total Payout Yield % vs Banks Industry

For the Banks industry and Financial Services sector, United Bank for Africa's Total Payout Yield % distribution charts can be found below:

* The bar in red indicates where United Bank for Africa's Total Payout Yield % falls into.


NSA:UBA
77GF Score
United Bank for Africa PLC NSA:UBA
Total Payout Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Bank for Africa Total Payout Yield % Calculation

Total Payout Yield % is a measure of shareholder return.

United Bank for Africa's Total Payout Yield % for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Market Cap
=- (-6122 + 395045 + -112858) / 1840770.68875
=-15.00%

United Bank for Africa's annualized Total Payout Yield % for the quarter that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) * Annualized Factor / Market Cap
=- (0 + 0 + 0) * 4 / 1840770.68875
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Yield % →
What does a Total Payout Yield % of -15.24 mean?
United Bank for Africa (NSA:UBA) has a Total Payout Yield % of -15.24 as of Jul. 05, 2026. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on United Bank for Africa and its competitors.
Is United Bank for Africa's Total Payout Yield % too high?
United Bank for Africa's current Total Payout Yield % is -15.24. Overall, United Bank for Africa has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bank for Africa's Total Payout Yield % compare to JPM and BAC?
United Bank for Africa's Total Payout Yield % of -15.24 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Yield % for a Banks company?
A good Total Payout Yield % depends on the Banks industry context. However, Total Payout Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Yield % mean?
A high Total Payout Yield % can signal that a stock is expensive relative to its fundamentals. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on United Bank for Africa and its competitors. United Bank for Africa's current Total Payout Yield % is -15.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bank for Africa stock overvalued right now?
Based on GuruFocus' analysis, United Bank for Africa (NSA:UBA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₦35.65, compared to a current price of ₦41.00 — trading 15% above its estimated fair value. The current Total Payout Yield % is -15.24. United Bank for Africa's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Yield % calculated?
Total Payout Yield % is calculated from a company's financial statements. For United Bank for Africa (NSA:UBA), the current Total Payout Yield % is -15.24 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bank for Africa (NSA:UBA) Overvalued in 2026?

Based on GuruFocus' analysis, United Bank for Africa stock appears to be overvalued. The current stock price of ₦41.00 is trading 15% above its estimated GF Value™ of ₦35.65. GuruFocus considers United Bank for Africa to be Modestly Overvalued.

Key valuation signals for NSA:UBA:

  • Total Payout Yield %: -15.24
  • GF Value™: ₦35.65 vs. price of ₦41.00 (15% above fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the NSA:UBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Bank for Africa Business Description

Address 57 Marina, UBA House, Lagos, NGA
United Bank for Africa PLC is a financial services institution. It offers banking and other financial and pension fund custody services. The geographical segments are Nigeria, the Rest of Africa and the Rest of the world. The business segments of the company are 1) Corporate Banking, which provides financial solutions to multinationals, regional companies, state-owned companies, non-governmental organizations, international and multinational organizations and financial institutions. 2) Retail/ Commercial banking segment products and services to the middle and retail segments of the market. 3) Treasury and Financial Markets segment provide financing and risk management solutions and advisory services to the company's corporate and institutional customers.
77GF Score

Get the complete analysis for NSA:UBA

Total Payout Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦41.00
Price
₦35.65
GF Value