United Bank for Africa (NSA:UBA) Quality Rank


NSA:UBA United Bank for Africa PLC NSA:UBA
77 GF Score
Price ₦41.00
GF Value ₦35.74
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is United Bank for Africa Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

United Bank for Africa Quality Rank Related Terms

NSA:UBA
77GF Score
United Bank for Africa PLC NSA:UBA
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is United Bank for Africa (NSA:UBA) Overvalued in 2026?

Based on GuruFocus' analysis, United Bank for Africa stock appears to be overvalued. The current stock price of ₦41.00 is trading 14.7% above its estimated GF Value™ of ₦35.74. GuruFocus considers United Bank for Africa to be Modestly Overvalued.

Key valuation signals for NSA:UBA:

  • Quality Rank:
  • GF Value™: ₦35.74 vs. price of ₦41.00 (14.7% above fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the NSA:UBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bank for Africa Business Description

Address 57 Marina, UBA House, Lagos, NGA
United Bank for Africa PLC is a financial services institution. It offers banking and other financial and pension fund custody services. The geographical segments are Nigeria, the Rest of Africa and the Rest of the world. The business segments of the company are 1) Corporate Banking, which provides financial solutions to multinationals, regional companies, state-owned companies, non-governmental organizations, international and multinational organizations and financial institutions. 2) Retail/ Commercial banking segment products and services to the middle and retail segments of the market. 3) Treasury and Financial Markets segment provide financing and risk management solutions and advisory services to the company's corporate and institutional customers.
77GF Score

Get the complete analysis for NSA:UBA

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦41.00
Price
₦35.74
GF Value