United Bank for Africa (NSA:UBA) Total Liabilities: ₦28,920,246 Mil (As of Dec. 2025)


NSA:UBA United Bank for Africa PLC NSA:UBA
77 GF Score
Price ₦39.85
GF Value ₦35.30
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is United Bank for Africa Total Liabilities?

United Bank for Africa NSA:UBA +1.92% 77 Total Liabilities is ₦28,920,246 Mil as of Dec. 2025. GuruFocus rates NSA:UBA with a GF Score™ of 77/100 and a GF Value™ of ₦35.30 (Modestly Overvalued). The stock has 4 warning signs investors should review.

United Bank for Africa's Total Liabilities for the quarter that ended in Dec. 2025 was ₦28,920,246 Mil.

United Bank for Africa's quarterly Total Liabilities declined from Jun. 2025 (₦29,052,039.00 Mil) to Sep. 2025 (₦28,190,423.00 Mil) but then increased from Sep. 2025 (₦28,190,423.00 Mil) to Dec. 2025 (₦28,920,246.00 Mil).

United Bank for Africa's annual Total Liabilities increased from Dec. 2023 (₦18,623,002.00 Mil) to Dec. 2024 (₦26,904,716.00 Mil) and increased from Dec. 2024 (₦26,904,716.00 Mil) to Dec. 2025 (₦28,920,246.00 Mil).


United Bank for Africa Total Liabilities Historical Data

* Premium members only.

The historical data trend for United Bank for Africa's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bank for Africa Total Liabilities Chart

United Bank for Africa Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,736,511.00 9,935,467.00 18,623,002.00 26,904,716.00 28,920,246.00

United Bank for Africa Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26,904,716.00 28,037,642.00 29,052,039.00 28,190,423.00 28,920,246.00
NSA:UBA
77GF Score
United Bank for Africa PLC NSA:UBA
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Bank for Africa Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

United Bank for Africa's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=33173188-4252942
=28,920,246

United Bank for Africa's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=33173188-4252942
=28,920,246

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of ₦28,920,246 Mil mean?
United Bank for Africa (NSA:UBA) has a Total Liabilities of ₦28,920,246 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for United Bank for Africa and its competitors.
Is United Bank for Africa's Total Liabilities too high?
United Bank for Africa's current Total Liabilities is ₦28,920,246 Mil. Overall, United Bank for Africa has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bank for Africa's Total Liabilities compare to JPM and BAC?
United Bank for Africa's Total Liabilities of ₦28,920,246 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for United Bank for Africa and its competitors. United Bank for Africa's current Total Liabilities is ₦28,920,246 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bank for Africa stock overvalued right now?
Based on GuruFocus' analysis, United Bank for Africa (NSA:UBA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₦35.30, compared to a current price of ₦39.85 — trading 12.9% above its estimated fair value. The current Total Liabilities is ₦28,920,246 Mil. United Bank for Africa's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For United Bank for Africa (NSA:UBA), the current Total Liabilities is ₦28,920,246 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bank for Africa (NSA:UBA) Overvalued in 2026?

Based on GuruFocus' analysis, United Bank for Africa stock appears to be overvalued. The current stock price of ₦39.85 is trading 12.9% above its estimated GF Value™ of ₦35.30. GuruFocus considers United Bank for Africa to be Modestly Overvalued.

Key valuation signals for NSA:UBA:

  • Total Liabilities: ₦28,920,246 Mil
  • GF Value™: ₦35.30 vs. price of ₦39.85 (12.9% above fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the NSA:UBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Bank for Africa Business Description

Address 57 Marina, UBA House, Lagos, NGA
United Bank for Africa PLC is a financial services institution. It offers banking and other financial and pension fund custody services. The geographical segments are Nigeria, the Rest of Africa and the Rest of the world. The business segments of the company are 1) Corporate Banking, which provides financial solutions to multinationals, regional companies, state-owned companies, non-governmental organizations, international and multinational organizations and financial institutions. 2) Retail/ Commercial banking segment products and services to the middle and retail segments of the market. 3) Treasury and Financial Markets segment provide financing and risk management solutions and advisory services to the company's corporate and institutional customers.
77GF Score

Get the complete analysis for NSA:UBA

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦39.85
Price
₦35.30
GF Value