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AAVAS Financiers has a Cash Ratio of 0.00. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for AAVAS Financiers's Cash Ratio or its related term are showing as below:
NSE:AAVAS'
s Cash Ratio Range Over the Past 10 Years
Min: 0.72 Med: 12.27 Max: 597.45
Current: 146.14
During the past 13 years, AAVAS Financiers's highest Cash Ratio was 597.45. The lowest was 0.72. And the median was 12.27.
NSE:AAVAS's Cash Ratio is ranked better than 95.45% of 44
companies
in the Banks industry
Industry Median: 0.67
vs NSE:AAVAS: 146.14
AAVAS Financiers (NSE:AAVAS) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
AAVAS Financiers Cash Ratio Related Terms
AAVAS Financiers Cash Ratio Historical Data
* Premium members only.
The historical data trend for AAVAS Financiers's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:AAVAS vs RKT, FNMA, PFSI: Cash Ratio Comparison
For the Mortgage Finance subindustry, AAVAS Financiers's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AAVAS Financiers Cash Ratio vs Banks Industry
For the Banks industry and Financial Services sector, AAVAS Financiers's Cash Ratio distribution charts can be found below:
* The bar in red indicates where AAVAS Financiers's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AAVAS Financiers (NSE:AAVAS) has a Cash Ratio of 0.00 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on AAVAS Financiers and its competitors. Over the past decade, AAVAS Financiers' Cash Ratio has ranged from 0.72 to 597.45. According to the industry distribution chart, AAVAS Financiers ranks #2 out of 44 companies in the Banks industry, placing it in the top 4.5%.
Is AAVAS Financiers' Cash Ratio too high?
AAVAS Financiers' current Cash Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 597.45. Based on the distribution chart, AAVAS Financiers ranks #2 out of 44 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AAVAS Financiers has a GF Score™ of 84/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AAVAS Financiers' Cash Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, AAVAS Financiers ranks #2 out of 44 companies for Cash Ratio. This places AAVAS Financiers in the top 5% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.67. Historically, AAVAS Financiers' own Cash Ratio has ranged from 0.72 to 597.45 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Banks company?
The median Cash Ratio among Banks companies is 0.67, based on 44 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on AAVAS Financiers and its competitors. For the Banks industry, the median Cash Ratio is 0.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AAVAS Financiers's current Cash Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AAVAS Financiers stock overvalued right now?
Based on GuruFocus' analysis, AAVAS Financiers (NSE:AAVAS) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,113.44, compared to a current price of ₹1,336.30 — trading 36.8% below its estimated fair value. The current Cash Ratio is 0.00. AAVAS Financiers' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For AAVAS Financiers (NSE:AAVAS), the current Cash Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AAVAS Financiers (NSE:AAVAS) Overvalued in 2026?
Based on GuruFocus' analysis, AAVAS Financiers stock appears to be undervalued.
The current stock price of ₹1,336.30 is trading 36.8% below its estimated GF Value™ of ₹2,113.44.
GuruFocus considers AAVAS Financiers to be Possible Value Trap.
Key valuation signals for NSE:AAVAS:
Cash Ratio: 0.00
GF Value™: ₹2,113.44 vs. price of ₹1,336.30 (36.8% below fair value)
No single metric tells the full story. See the NSE:AAVAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AAVAS Financiers Ltd is a housing finance company. The company provides housing loans to customers belonging to the low and middle-income and self-employed segments in suburban and rural India. Its only operating segment is Lending to borrowers. The company's product portfolio includes home loans, land purchases and construction, home improvement loans, home equity, micro, small, and medium enterprise loan, and others. It offers customers loans for the purchase or construction of residential properties and the extension and repair of existing housing units.
84GF Score
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