AAVAS Financiers (NSE:AAVAS) Asset Turnover: 0.03 (As of Mar. 2026)


NSE:AAVAS AAVAS Financiers Ltd NSE:AAVAS
81 GF Score
Price ₹1,520.80
GF Value ₹2,156.29
Valuation Modestly Undervalued
! 5 Warning Signs
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What is AAVAS Financiers Asset Turnover?

AAVAS Financiers NSE:AAVAS +2.49% 81 Asset Turnover is 0.03 as of Mar. 2026. GuruFocus rates NSE:AAVAS with a GF Score™ of 81/100 and a GF Value™ of ₹2,156.29 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. AAVAS Financiers's Revenue for the three months ended in Mar. 2026 was ₹6,270 Mil. AAVAS Financiers's Total Assets for the quarter that ended in Mar. 2026 was ₹212,125 Mil. Therefore, AAVAS Financiers's Asset Turnover for the quarter that ended in Mar. 2026 was 0.03.

Asset Turnover is linked to ROE % through Du Pont Formula. AAVAS Financiers's annualized ROE % for the quarter that ended in Mar. 2026 was 14.39%. It is also linked to ROA % through Du Pont Formula. AAVAS Financiers's annualized ROA % for the quarter that ended in Mar. 2026 was 3.43%.


AAVAS Financiers  (NSE:AAVAS) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

AAVAS Financiers's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=7266.72/50508.455
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(7266.72 / 25080.408)*(25080.408 / 212125.009)*(212125.009/ 50508.455)
=Net Margin %*Asset Turnover*Equity Multiplier
=28.97 %*0.1182*4.1998
=ROA %*Equity Multiplier
=3.43 %*4.1998
=14.39 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

AAVAS Financiers's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=7266.72/212125.009
=(Net Income / Revenue)*(Revenue / Total Assets)
=(7266.72 / 25080.408)*(25080.408 / 212125.009)
=Net Margin %*Asset Turnover
=28.97 %*0.1182
=3.43 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


AAVAS Financiers Asset Turnover Related Terms


AAVAS Financiers Asset Turnover Historical Data

* Premium members only.

The historical data trend for AAVAS Financiers's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AAVAS Financiers Asset Turnover Chart

AAVAS Financiers Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.11 0.11 0.12 0.12

AAVAS Financiers Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.03 0.03 0.03 0.03

NSE:AAVAS vs RKT, FNMA, PFSI: Asset Turnover Comparison

For the Mortgage Finance subindustry, AAVAS Financiers's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AAVAS Financiers Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, AAVAS Financiers's Asset Turnover distribution charts can be found below:

* The bar in red indicates where AAVAS Financiers's Asset Turnover falls into.


NSE:AAVAS
81GF Score
AAVAS Financiers Ltd NSE:AAVAS
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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AAVAS Financiers Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

AAVAS Financiers's Asset Turnover for the fiscal year that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Mar. 2026 )/( (Total Assets (A: Mar. 2025 )+Total Assets (A: Mar. 2026 ))/ count )
=23927.492/( (186184.74+212125.009)/ 2 )
=23927.492/199154.8745
=0.12

AAVAS Financiers's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=6270.102/( (0+212125.009)/ 1 )
=6270.102/212125.009
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.03 mean?
AAVAS Financiers (NSE:AAVAS) has a Asset Turnover of 0.03 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on AAVAS Financiers and its competitors.
Is AAVAS Financiers' Asset Turnover too high?
AAVAS Financiers' current Asset Turnover is 0.03. Overall, AAVAS Financiers has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AAVAS Financiers' Asset Turnover compare to RKT and FNMA?
AAVAS Financiers' Asset Turnover of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on AAVAS Financiers and its competitors. AAVAS Financiers's current Asset Turnover is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AAVAS Financiers stock overvalued right now?
Based on GuruFocus' analysis, AAVAS Financiers (NSE:AAVAS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,156.29, compared to a current price of ₹1,520.80 — trading 29.5% below its estimated fair value. The current Asset Turnover is 0.03. AAVAS Financiers' overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For AAVAS Financiers (NSE:AAVAS), the current Asset Turnover is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AAVAS Financiers (NSE:AAVAS) Overvalued in 2026?

Based on GuruFocus' analysis, AAVAS Financiers stock appears to be undervalued. The current stock price of ₹1,520.80 is trading 29.5% below its estimated GF Value™ of ₹2,156.29. GuruFocus considers AAVAS Financiers to be Modestly Undervalued.

Key valuation signals for NSE:AAVAS:

  • Asset Turnover: 0.03
  • GF Value™: ₹2,156.29 vs. price of ₹1,520.80 (29.5% below fair value)
  • GF Score™: 81/100 with 5 warning signs

No single metric tells the full story. See the NSE:AAVAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AAVAS Financiers Business Description

Other Exchanges 541988:India
Address Mansarover Industrial Area, 201-202, 2nd Floor, Southend Square, Jaipur, RJ, IND, 302020
AAVAS Financiers Ltd is a housing finance company. The company provides housing loans to customers belonging to the low and middle-income and self-employed segments in suburban and rural India. Its only operating segment is Lending to borrowers. The company's product portfolio includes home loans, land purchases and construction, home improvement loans, home equity, micro, small, and medium enterprise loan, and others. It offers customers loans for the purchase or construction of residential properties and the extension and repair of existing housing units.
81GF Score

Get the complete analysis for NSE:AAVAS

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,520.80
Price
₹2,156.29
GF Value