AAVAS Financiers (NSE:AAVAS) Scaled Net Operating Assets: 0.00 (As of Jun. 2026)

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NSE:AAVAS AAVAS Financiers Ltd NSE:AAVAS
84 GF Score
Price ₹1,387.30
GF Value ₹2,175.99
Valuation Possible Value Trap
! 5 Warning Signs
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What is AAVAS Financiers Scaled Net Operating Assets?

AAVAS Financiers NSE:AAVAS +0.81% 84 Scaled Net Operating Assets is 0.00 as of Jun. 2026. GuruFocus rates NSE:AAVAS with a GF Score™ of 84/100 and a GF Value™ of ₹2,175.99 (Possible Value Trap). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

AAVAS Financiers's operating assets for the quarter that ended in Jun. 2026 was ₹0 Mil. AAVAS Financiers's operating liabilities for the quarter that ended in Jun. 2026 was ₹0 Mil. AAVAS Financiers's Total Assets for the quarter that ended in Mar. 2026 was ₹212,125 Mil. Therefore, AAVAS Financiers's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was 0.00.


AAVAS Financiers Scaled Net Operating Assets Historical Data

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The historical data trend for AAVAS Financiers's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AAVAS Financiers Scaled Net Operating Assets Chart

AAVAS Financiers Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.06 1.05 1.06 1.00 1.02

AAVAS Financiers Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NSE:AAVAS vs RKT, FNMA, PFSI: Scaled Net Operating Assets Comparison

For the Mortgage Finance subindustry, AAVAS Financiers's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AAVAS Financiers Scaled Net Operating Assets vs Banks Industry

For the Banks industry and Financial Services sector, AAVAS Financiers's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where AAVAS Financiers's Scaled Net Operating Assets falls into.


NSE:AAVAS
84GF Score
AAVAS Financiers Ltd NSE:AAVAS
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AAVAS Financiers Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

AAVAS Financiers's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(193692.015-4760.846)/186184.74
=1.01

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=212125.009 - 18432.994
=193692.015

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=161616.554 - 156855.708 - 0
=4760.846

AAVAS Financiers's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(0-0)/212125.009
=0.00

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=0 - 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.00 mean?
AAVAS Financiers (NSE:AAVAS) has a Scaled Net Operating Assets of 0.00 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on AAVAS Financiers and its competitors.
Is AAVAS Financiers' Scaled Net Operating Assets too high?
AAVAS Financiers' current Scaled Net Operating Assets is 0.00. Overall, AAVAS Financiers has a GF Score™ of 84/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AAVAS Financiers' Scaled Net Operating Assets compare to RKT and FNMA?
AAVAS Financiers' Scaled Net Operating Assets of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on AAVAS Financiers and its competitors. AAVAS Financiers's current Scaled Net Operating Assets is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AAVAS Financiers stock overvalued right now?
Based on GuruFocus' analysis, AAVAS Financiers (NSE:AAVAS) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,175.99, compared to a current price of ₹1,387.30 — trading 36.2% below its estimated fair value. The current Scaled Net Operating Assets is 0.00. AAVAS Financiers' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For AAVAS Financiers (NSE:AAVAS), the current Scaled Net Operating Assets is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AAVAS Financiers (NSE:AAVAS) Overvalued in 2026?

Based on GuruFocus' analysis, AAVAS Financiers stock appears to be undervalued. The current stock price of ₹1,387.30 is trading 36.2% below its estimated GF Value™ of ₹2,175.99. GuruFocus considers AAVAS Financiers to be Possible Value Trap.

Key valuation signals for NSE:AAVAS:

  • Scaled Net Operating Assets: 0.00
  • GF Value™: ₹2,175.99 vs. price of ₹1,387.30 (36.2% below fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the NSE:AAVAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AAVAS Financiers Business Description

Other Exchanges 541988:India
Address Mansarover Industrial Area, 201-202, 2nd Floor, Southend Square, Jaipur, RJ, IND, 302020
AAVAS Financiers Ltd is a housing finance company. The company provides housing loans to customers belonging to the low and middle-income and self-employed segments in suburban and rural India. Its only operating segment is Lending to borrowers. The company's product portfolio includes home loans, land purchases and construction, home improvement loans, home equity, micro, small, and medium enterprise loan, and others. It offers customers loans for the purchase or construction of residential properties and the extension and repair of existing housing units.
84GF Score

Get the complete analysis for NSE:AAVAS

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,387.30
Price
₹2,175.99
GF Value