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AAVAS Financiers (NSE:AAVAS) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
AAVAS Financiers Forward PE Ratio Related Terms
AAVAS Financiers Forward PE Ratio Historical Data
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The historical data trend for AAVAS Financiers's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AAVAS Financiers Forward PE Ratio Chart
AAVAS Financiers Annual Data
Trend
2025-03
2026-03
Forward PE Ratio
23.77
11.46
AAVAS Financiers Quarterly Data
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
2026-06
Forward PE Ratio
18.36
23.77
23.09
18.57
15.28
11.46
15.53
NSE:AAVAS vs RKT, FNMA, PFSI: Forward PE Ratio Comparison
For the Mortgage Finance subindustry, AAVAS Financiers's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AAVAS Financiers Forward PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, AAVAS Financiers's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where AAVAS Financiers's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
AAVAS Financiers (NSE:AAVAS) has a Forward PE Ratio of 14.27 as of Aug. 02, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on AAVAS Financiers and its competitors. According to the industry distribution chart, AAVAS Financiers ranks #685 out of 818 companies in the Banks industry, placing it in the top 83.7%.
Is AAVAS Financiers' Forward PE Ratio too high?
AAVAS Financiers' current Forward PE Ratio is 14.27. The Banks industry median Forward PE Ratio is 11.26. AAVAS Financiers' value of 14.27 is 26.8% above this industry median. Based on the distribution chart, AAVAS Financiers ranks #685 out of 818 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, AAVAS Financiers has a GF Score™ of 84/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AAVAS Financiers' Forward PE Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, AAVAS Financiers ranks #685 out of 818 companies for Forward PE Ratio. This places AAVAS Financiers in the lower half of its industry. The industry median Forward PE Ratio is 11.26. AAVAS Financiers' value of 14.27 is 26.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 11.26, based on 818 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AAVAS Financiers's current Forward PE Ratio of 14.27 is 26.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on AAVAS Financiers and its competitors. For the Banks industry, the median Forward PE Ratio is 11.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AAVAS Financiers's current Forward PE Ratio is 14.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AAVAS Financiers stock overvalued right now?
Based on GuruFocus' analysis, AAVAS Financiers (NSE:AAVAS) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,171.25, compared to a current price of ₹1,359.80 — trading 37.4% below its estimated fair value. The current Forward PE Ratio is 14.27 and 26.8% above the Banks industry median of 11.26. AAVAS Financiers' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For AAVAS Financiers (NSE:AAVAS), the current Forward PE Ratio is 14.27 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AAVAS Financiers (NSE:AAVAS) Overvalued in 2026?
Based on GuruFocus' analysis, AAVAS Financiers stock appears to be undervalued.
The current stock price of ₹1,359.80 is trading 37.4% below its estimated GF Value™ of ₹2,171.25.
GuruFocus considers AAVAS Financiers to be Possible Value Trap.
Key valuation signals for NSE:AAVAS:
Forward PE Ratio: 14.27
GF Value™: ₹2,171.25 vs. price of ₹1,359.80 (37.4% below fair value)
Industry Position: 26.8% above the Banks median (#685 of 818)
No single metric tells the full story. See the NSE:AAVAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AAVAS Financiers Ltd is a housing finance company. The company provides housing loans to customers belonging to the low and middle-income and self-employed segments in suburban and rural India. Its only operating segment is Lending to borrowers. The company's product portfolio includes home loans, land purchases and construction, home improvement loans, home equity, micro, small, and medium enterprise loan, and others. It offers customers loans for the purchase or construction of residential properties and the extension and repair of existing housing units.
84GF Score
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