AAVAS Financiers (NSE:AAVAS) Tax Provision: ₹-1,945 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:AAVAS AAVAS Financiers Ltd NSE:AAVAS
83 GF Score
Price ₹1,376.10
GF Value ₹2,179.78
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is AAVAS Financiers Tax Provision?

AAVAS Financiers NSE:AAVAS -1.04% 83 Tax Provision is ₹-1,945 Mil as of Jun. 2026. GuruFocus rates NSE:AAVAS with a GF Score™ of 83/100 and a GF Value™ of ₹2,179.78 (Possible Value Trap). The stock has 5 warning signs investors should review.

AAVAS Financiers's tax provision for the three months ended in Jun. 2026 was ₹-488 Mil. Its tax provision for the trailing twelve months (TTM) ended in Jun. 2026 was ₹-1,945 Mil.

AAVAS Financiers Tax Provision Historical Data

* Premium members only.

The historical data trend for AAVAS Financiers's Tax Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AAVAS Financiers Tax Provision Chart

AAVAS Financiers Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Tax Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only -975.09 -1,187.80 -1,337.56 -1,584.81 -1,855.60

AAVAS Financiers Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Tax Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -398.95 -472.94 -492.78 -490.93 -488.36
NSE:AAVAS
83GF Score
AAVAS Financiers Ltd NSE:AAVAS
Tax Provision is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AAVAS Financiers Tax Provision Calculation

Tax to be paid.

Tax Provision for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-1,945 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Provision →
What does a Tax Provision of ₹-1,945 Mil mean?
AAVAS Financiers (NSE:AAVAS) has a Tax Provision of ₹-1,945 Mil as of Jun. 2026. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on AAVAS Financiers and its competitors.
Is AAVAS Financiers' Tax Provision too high?
AAVAS Financiers' current Tax Provision is ₹-1,945 Mil. Overall, AAVAS Financiers has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AAVAS Financiers' Tax Provision compare to RKT and FNMA?
AAVAS Financiers' Tax Provision of ₹-1,945 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Provision for a Banks company?
A good Tax Provision depends on the Banks industry context. However, Tax Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Provision mean?
A high Tax Provision can signal that a stock is expensive relative to its fundamentals. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on AAVAS Financiers and its competitors. AAVAS Financiers's current Tax Provision is ₹-1,945 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AAVAS Financiers stock overvalued right now?
Based on GuruFocus' analysis, AAVAS Financiers (NSE:AAVAS) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,179.78, compared to a current price of ₹1,376.10 — trading 36.9% below its estimated fair value. The current Tax Provision is ₹-1,945 Mil. AAVAS Financiers' overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Provision calculated?
Tax Provision is calculated from a company's financial statements. For AAVAS Financiers (NSE:AAVAS), the current Tax Provision is ₹-1,945 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AAVAS Financiers (NSE:AAVAS) Overvalued in 2026?

Based on GuruFocus' analysis, AAVAS Financiers stock appears to be undervalued. The current stock price of ₹1,376.10 is trading 36.9% below its estimated GF Value™ of ₹2,179.78. GuruFocus considers AAVAS Financiers to be Possible Value Trap.

Key valuation signals for NSE:AAVAS:

  • Tax Provision: ₹-1,945 Mil
  • GF Value™: ₹2,179.78 vs. price of ₹1,376.10 (36.9% below fair value)
  • GF Score™: 83/100 with 5 warning signs

No single metric tells the full story. See the NSE:AAVAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AAVAS Financiers Business Description

Other Exchanges 541988:India
Address Mansarover Industrial Area, 201-202, 2nd Floor, Southend Square, Jaipur, RJ, IND, 302020
AAVAS Financiers Ltd is a housing finance company. The company provides housing loans to customers belonging to the low and middle-income and self-employed segments in suburban and rural India. Its only operating segment is Lending to borrowers. The company's product portfolio includes home loans, land purchases and construction, home improvement loans, home equity, micro, small, and medium enterprise loan, and others. It offers customers loans for the purchase or construction of residential properties and the extension and repair of existing housing units.
83GF Score

Get the complete analysis for NSE:AAVAS

Tax Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,376.10
Price
₹2,179.78
GF Value