AAVAS FinanciersNSE:AAVAS +0.52%86 PEG Ratio is 2.86 as of Jul. 07, 2026, which is 62% above its 10-year median of 1.77. GuruFocus rates NSE:AAVAS with a GF Score™ of 86/100 and a GF Value™ of ₹2,151.84 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,231 Banks companies, AAVAS Financiers ranks worse than 71.49% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for AAVAS Financiers's PEG Ratio or its related term are showing as below:
NSE:AAVAS'
s PEG Ratio Range Over the Past 10 Years
Min: 0.73 Med: 1.77 Max: 2.99
Current: 2.86
During the past 13 years, AAVAS Financiers's highest PEG Ratio was 2.99. The lowest was 0.73. And the median was 1.77.
NSE:AAVAS's PEG Ratio is ranked worse than 71.49% of 1231
companies
in the Banks industry
Industry Median: 1.53
vs NSE:AAVAS: 2.86
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
AAVAS Financiers (NSE:AAVAS) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
AAVAS Financiers PEG Ratio Related Terms
AAVAS Financiers PEG Ratio Historical Data
* Premium members only.
The historical data trend for AAVAS Financiers's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:AAVAS vs RKT, FNMA, PFSI: PEG Ratio Comparison
For the Mortgage Finance subindustry, AAVAS Financiers's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AAVAS Financiers PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, AAVAS Financiers's PEG Ratio distribution charts can be found below:
* The bar in red indicates where AAVAS Financiers's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
AAVAS Financiers (NSE:AAVAS) has a PEG Ratio of 2.86 as of Jul. 07, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on AAVAS Financiers and its competitors. This is 62% above median its historical median of 1.77. Over the past decade, AAVAS Financiers' PEG Ratio has ranged from 0.73 to 2.99. According to the industry distribution chart, AAVAS Financiers ranks #880 out of 1231 companies in the Banks industry, placing it in the top 71.5%.
Is AAVAS Financiers' PEG Ratio too high?
AAVAS Financiers' current PEG Ratio of 2.86 is 62% above median its 10-year median of 1.77. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 2.99. The Banks industry median PEG Ratio is 1.53. AAVAS Financiers' value of 2.86 is 86.9% above this industry median. Based on the distribution chart, AAVAS Financiers ranks #880 out of 1231 companies in the Banks industry, which is below the industry midpoint. Overall, AAVAS Financiers has a GF Score™ of 86/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AAVAS Financiers' PEG Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, AAVAS Financiers ranks #880 out of 1231 companies for PEG Ratio. This places AAVAS Financiers in the lower half of its industry. The industry median PEG Ratio is 1.53. AAVAS Financiers' value of 2.86 is 86.9% above this benchmark. Historically, AAVAS Financiers' own PEG Ratio has ranged from 0.73 to 2.99 over the past decade. While the company's 10-year median is 1.77 vs. the industry median of 1.53, AAVAS Financiers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AAVAS Financiers's current PEG Ratio of 2.86 is 86.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on AAVAS Financiers and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AAVAS Financiers's current PEG Ratio is 2.86, which is 62% above median its own 10-year median of 1.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AAVAS Financiers stock overvalued right now?
Based on GuruFocus' analysis, AAVAS Financiers (NSE:AAVAS) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,151.84, compared to a current price of ₹1,514.00 — trading 29.6% below its estimated fair value. The current PEG Ratio is 2.86, which is 62% above median its 10-year median of 1.77 and 86.9% above the Banks industry median of 1.53. AAVAS Financiers' overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For AAVAS Financiers (NSE:AAVAS), the current PEG Ratio is 2.86 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AAVAS Financiers (NSE:AAVAS) Overvalued in 2026?
Based on GuruFocus' analysis, AAVAS Financiers stock appears to be undervalued.
The current stock price of ₹1,514.00 is trading 29.6% below its estimated GF Value™ of ₹2,151.84.
GuruFocus considers AAVAS Financiers to be Possible Value Trap.
Key valuation signals for NSE:AAVAS:
PEG Ratio: 2.86 (62% above median its 10-year median of 1.77)
GF Value™: ₹2,151.84 vs. price of ₹1,514.00 (29.6% below fair value)
Industry Position: 86.9% above the Banks median (#880 of 1231)
No single metric tells the full story. See the NSE:AAVAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AAVAS Financiers Ltd is a housing finance company. The company provides housing loans to customers belonging to the low and middle-income and self-employed segments in suburban and rural India. Its only operating segment is Lending to borrowers. The company's product portfolio includes home loans, land purchases and construction, home improvement loans, home equity, micro, small, and medium enterprise loan, and others. It offers customers loans for the purchase or construction of residential properties and the extension and repair of existing housing units.
86GF Score
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