AAVAS Financiers (NSE:AAVAS) 3-1 Month Momentum %: 0.52% (As of Aug. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:AAVAS AAVAS Financiers Ltd NSE:AAVAS
79 GF Score
Price ₹1,275.50
GF Value ₹2,124.03
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is AAVAS Financiers 3-1 Month Momentum %?

AAVAS Financiers NSE:AAVAS +0.48% 79 3-1 Month Momentum % is 0.52% as of Aug. 30, 2026. GuruFocus rates NSE:AAVAS with a GF Score™ of 79/100 and a GF Value™ of ₹2,124.03 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,578 Banks companies, AAVAS Financiers ranks worse than 68.38% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-30), AAVAS Financiers's 3-1 Month Momentum % is 0.52%.

The industry rank for AAVAS Financiers's 3-1 Month Momentum % or its related term are showing as below:

NSE:AAVAS's 3-1 Month Momentum % is ranked worse than
68.38% of 1578 companies
in the Banks industry
Industry Median: 5.19 vs NSE:AAVAS: 0.52

AAVAS Financiers  (NSE:AAVAS) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


AAVAS Financiers 3-1 Month Momentum % Related Terms


NSE:AAVAS vs RKT, FNMA, PFSI: 3-1 Month Momentum % Comparison

For the Mortgage Finance subindustry, AAVAS Financiers's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AAVAS Financiers 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, AAVAS Financiers's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where AAVAS Financiers's 3-1 Month Momentum % falls into.


NSE:AAVAS
79GF Score
AAVAS Financiers Ltd NSE:AAVAS
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AAVAS Financiers  (NSE:AAVAS) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 0.52% mean?
AAVAS Financiers (NSE:AAVAS) has a 3-1 Month Momentum % of 0.52% as of Aug. 30, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on AAVAS Financiers and its competitors. According to the industry distribution chart, AAVAS Financiers ranks #1079 out of 1578 companies in the Banks industry, placing it in the top 68.4%.
Is AAVAS Financiers' 3-1 Month Momentum % too high?
AAVAS Financiers' current 3-1 Month Momentum % is 0.52%. The Banks industry median 3-1 Month Momentum % is 5.19. AAVAS Financiers' value of 0.52% is 90% below this industry median. Based on the distribution chart, AAVAS Financiers ranks #1079 out of 1578 companies in the Banks industry, which is below the industry midpoint. Overall, AAVAS Financiers has a GF Score™ of 79/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AAVAS Financiers' 3-1 Month Momentum % compare to RKT and FNMA?
According to the Banks industry distribution chart, AAVAS Financiers ranks #1079 out of 1578 companies for 3-1 Month Momentum %. This places AAVAS Financiers in the lower half of its industry. The industry median 3-1 Month Momentum % is 5.19. AAVAS Financiers' value of 0.52% is 90% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 5.19, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AAVAS Financiers's current 3-1 Month Momentum % of 0.52% is 90% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on AAVAS Financiers and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 5.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AAVAS Financiers's current 3-1 Month Momentum % is 0.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AAVAS Financiers stock overvalued right now?
Based on GuruFocus' analysis, AAVAS Financiers (NSE:AAVAS) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,124.03, compared to a current price of ₹1,275.50 — trading 39.9% below its estimated fair value. The current 3-1 Month Momentum % is 0.52% and 90% below the Banks industry median of 5.19. AAVAS Financiers' overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For AAVAS Financiers (NSE:AAVAS), the current 3-1 Month Momentum % is 0.52% as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AAVAS Financiers (NSE:AAVAS) Overvalued in 2026?

Based on GuruFocus' analysis, AAVAS Financiers stock appears to be undervalued. The current stock price of ₹1,275.50 is trading 39.9% below its estimated GF Value™ of ₹2,124.03. GuruFocus considers AAVAS Financiers to be Possible Value Trap.

Key valuation signals for NSE:AAVAS:

  • 3-1 Month Momentum %: 0.52%
  • GF Value™: ₹2,124.03 vs. price of ₹1,275.50 (39.9% below fair value)
  • GF Score™: 79/100 with 5 warning signs
  • Industry Position: 90% below the Banks median (#1079 of 1578)

No single metric tells the full story. See the NSE:AAVAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AAVAS Financiers Business Description

Other Exchanges 541988:India
Address Mansarover Industrial Area, 201-202, 2nd Floor, Southend Square, Jaipur, RJ, IND, 302020
AAVAS Financiers Ltd is a housing finance company. The company provides housing loans to customers belonging to the low and middle-income and self-employed segments in suburban and rural India. Its only operating segment is Lending to borrowers. The company's product portfolio includes home loans, land purchases and construction, home improvement loans, home equity, micro, small, and medium enterprise loan, and others. It offers customers loans for the purchase or construction of residential properties and the extension and repair of existing housing units.
79GF Score

Get the complete analysis for NSE:AAVAS

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,275.50
Price
₹2,124.03
GF Value