AAVAS Financiers (NSE:AAVAS) Enterprise Value: ₹258,488 Mil (As of Jul. 02, 2026) ***


NSE:AAVAS AAVAS Financiers Ltd NSE:AAVAS
83 GF Score
Price ₹1,518.30
GF Value ₹2,155.44
Valuation Possible Value Trap
! 5 Warning Signs
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What is AAVAS Financiers Enterprise Value?

AAVAS Financiers NSE:AAVAS -0.16% 83 Enterprise Value is ₹258,488 Mil as of Jul. 02, 2026. GuruFocus rates NSE:AAVAS with a GF Score™ of 83/100 and a GF Value™ of ₹2,155.44 (Possible Value Trap). The stock has 5 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, AAVAS Financiers's Enterprise Value is ₹258,488 Mil. AAVAS Financiers's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹5,821 Mil. Therefore, AAVAS Financiers's EV-to-EBIT ratio for today is 44.41.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, AAVAS Financiers's Enterprise Value is ₹258,488 Mil. AAVAS Financiers's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹6,252 Mil. Therefore, AAVAS Financiers's EV-to-EBITDA ratio for today is 41.35.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, AAVAS Financiers's Enterprise Value is ₹258,488 Mil. AAVAS Financiers's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹23,927 Mil. Therefore, AAVAS Financiers's EV-to-Revenue ratio for today is 10.80.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, AAVAS Financiers's Enterprise Value is ₹258,488 Mil. AAVAS Financiers's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, AAVAS Financiers's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, AAVAS Financiers's Enterprise Value is ₹258,488 Mil. AAVAS Financiers's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, AAVAS Financiers's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


AAVAS Financiers  (NSE:AAVAS) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

AAVAS Financiers's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=258488.202/5820.798
=44.41

AAVAS Financiers's current Enterprise Value is ₹258,488 Mil.
AAVAS Financiers's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5,821 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

AAVAS Financiers's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=258488.202/6251.936
=41.35

AAVAS Financiers's current Enterprise Value is ₹258,488 Mil.
AAVAS Financiers's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹6,252 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

AAVAS Financiers's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=258488.202/23927.492
=10.80

AAVAS Financiers's current Enterprise Value is ₹258,488 Mil.
AAVAS Financiers's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹23,927 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

AAVAS Financiers's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=258488.202/0
=

AAVAS Financiers's current Enterprise Value is ₹258,488 Mil.
AAVAS Financiers's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

AAVAS Financiers's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=258488.202/0
=

AAVAS Financiers's current Enterprise Value is ₹258,488 Mil.
AAVAS Financiers's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


AAVAS Financiers Enterprise Value Related Terms


AAVAS Financiers Enterprise Value Historical Data

* Premium members only.

The historical data trend for AAVAS Financiers's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AAVAS Financiers Enterprise Value Chart

AAVAS Financiers Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 269,992.39 210,809.16 207,976.67 285,723.34 223,889.79

AAVAS Financiers Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 285,723.34 165,636.02 254,244.65 115,919.52 223,889.79

NSE:AAVAS vs RKT, FNMA, PFSI: Enterprise Value Comparison

For the Mortgage Finance subindustry, AAVAS Financiers's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AAVAS Financiers Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, AAVAS Financiers's Enterprise Value distribution charts can be found below:

* The bar in red indicates where AAVAS Financiers's Enterprise Value falls into.


NSE:AAVAS
83GF Score
AAVAS Financiers Ltd NSE:AAVAS
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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AAVAS Financiers Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

AAVAS Financiers's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

AAVAS Financiers's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹258,488 Mil mean?
AAVAS Financiers (NSE:AAVAS) has a Enterprise Value of ₹258,488 Mil as of Jul. 02, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on AAVAS Financiers and its competitors.
Is AAVAS Financiers' Enterprise Value too high?
AAVAS Financiers' current Enterprise Value is ₹258,488 Mil. Overall, AAVAS Financiers has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AAVAS Financiers' Enterprise Value compare to RKT and FNMA?
AAVAS Financiers' Enterprise Value of ₹258,488 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on AAVAS Financiers and its competitors. AAVAS Financiers's current Enterprise Value is ₹258,488 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AAVAS Financiers stock overvalued right now?
Based on GuruFocus' analysis, AAVAS Financiers (NSE:AAVAS) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,155.44, compared to a current price of ₹1,518.30 — trading 29.6% below its estimated fair value. The current Enterprise Value is ₹258,488 Mil. AAVAS Financiers' overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For AAVAS Financiers (NSE:AAVAS), the current Enterprise Value is ₹258,488 Mil as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AAVAS Financiers (NSE:AAVAS) Overvalued in 2026?

Based on GuruFocus' analysis, AAVAS Financiers stock appears to be undervalued. The current stock price of ₹1,518.30 is trading 29.6% below its estimated GF Value™ of ₹2,155.44. GuruFocus considers AAVAS Financiers to be Possible Value Trap.

Key valuation signals for NSE:AAVAS:

  • Enterprise Value: ₹258,488 Mil
  • GF Value™: ₹2,155.44 vs. price of ₹1,518.30 (29.6% below fair value)
  • GF Score™: 83/100 with 5 warning signs

No single metric tells the full story. See the NSE:AAVAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AAVAS Financiers Business Description

Other Exchanges 541988:India
Address Mansarover Industrial Area, 201-202, 2nd Floor, Southend Square, Jaipur, RJ, IND, 302020
AAVAS Financiers Ltd is a housing finance company. The company provides housing loans to customers belonging to the low and middle-income and self-employed segments in suburban and rural India. Its only operating segment is Lending to borrowers. The company's product portfolio includes home loans, land purchases and construction, home improvement loans, home equity, micro, small, and medium enterprise loan, and others. It offers customers loans for the purchase or construction of residential properties and the extension and repair of existing housing units.
83GF Score

Get the complete analysis for NSE:AAVAS

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,518.30
Price
₹2,155.44
GF Value