AAVAS Financiers (NSE:AAVAS) Debt-to-Equity: N/A (As of Jun. 2026)

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NSE:AAVAS AAVAS Financiers Ltd NSE:AAVAS
84 GF Score
Price ₹1,355.30
GF Value ₹2,117.28
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is AAVAS Financiers Debt-to-Equity?

AAVAS Financiers's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹0 Mil. AAVAS Financiers's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹0 Mil. AAVAS Financiers's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ₹0 Mil.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for AAVAS Financiers's Debt-to-Equity or its related term are showing as below:

NSE:AAVAS' s Debt-to-Equity Range Over the Past 10 Years
Min: 1.99   Med: 2.86   Max: 3.29
Current: 3.11

During the past 13 years, the highest Debt-to-Equity Ratio of AAVAS Financiers was 3.29. The lowest was 1.99. And the median was 2.86.

NSE:AAVAS's Debt-to-Equity is ranked worse than
93.01% of 1417 companies
in the Banks industry
Industry Median: 0.58 vs NSE:AAVAS: 3.11

AAVAS Financiers  (NSE:AAVAS) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

AAVAS Financiers Debt-to-Equity Related Terms

AAVAS Financiers Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for AAVAS Financiers's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AAVAS Financiers Debt-to-Equity Chart

AAVAS Financiers Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.86 3.02 3.29 3.19 3.11

AAVAS Financiers Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A 3.08 N/A 3.11 N/A

NSE:AAVAS vs RKT, FNMA, PFSI: Debt-to-Equity Comparison

For the Mortgage Finance subindustry, AAVAS Financiers's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AAVAS Financiers Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, AAVAS Financiers's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where AAVAS Financiers's Debt-to-Equity falls into.


NSE:AAVAS
84GF Score
AAVAS Financiers Ltd NSE:AAVAS
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AAVAS Financiers Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

AAVAS Financiers's Debt to Equity Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 156855.708) / 50508.455
=3.11

AAVAS Financiers's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 0) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is AAVAS Financiers (NSE:AAVAS) Overvalued in 2026?

Based on GuruFocus' analysis, AAVAS Financiers stock appears to be undervalued. The current stock price of ₹1,355.30 is trading 36% below its estimated GF Value™ of ₹2,117.28. GuruFocus considers AAVAS Financiers to be Possible Value Trap.

Key valuation signals for NSE:AAVAS:

  • Debt-to-Equity: N/A
  • GF Value™: ₹2,117.28 vs. price of ₹1,355.30 (36% below fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the NSE:AAVAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AAVAS Financiers Business Description

Other Exchanges 541988:India
Address Mansarover Industrial Area, 201-202, 2nd Floor, Southend Square, Jaipur, RJ, IND, 302020
AAVAS Financiers Ltd is a housing finance company. The company provides housing loans to customers belonging to the low and middle-income and self-employed segments in suburban and rural India. Its only operating segment is Lending to borrowers. The company's product portfolio includes home loans, land purchases and construction, home improvement loans, home equity, micro, small, and medium enterprise loan, and others. It offers customers loans for the purchase or construction of residential properties and the extension and repair of existing housing units.
84GF Score

Get the complete analysis for NSE:AAVAS

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,355.30
Price
₹2,117.28
GF Value