Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Repco Home Finance has a Cash Ratio of 0.00. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Repco Home Finance's Cash Ratio or its related term are showing as below:
NSE:REPCOHOME'
s Cash Ratio Range Over the Past 10 Years
Min: 0.13 Med: 54.97 Max: 2389.9
Current: 0.15
During the past 13 years, Repco Home Finance's highest Cash Ratio was 2389.90. The lowest was 0.13. And the median was 54.97.
NSE:REPCOHOME's Cash Ratio is ranked worse than 80.43% of 46
companies
in the Banks industry
Industry Median: 0.395
vs NSE:REPCOHOME: 0.15
Repco Home Finance (NSE:REPCOHOME) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Repco Home Finance Cash Ratio Related Terms
Repco Home Finance Cash Ratio Historical Data
* Premium members only.
The historical data trend for Repco Home Finance's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:REPCOHOME vs RKT, FNMA, PFSI: Cash Ratio Comparison
For the Mortgage Finance subindustry, Repco Home Finance's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repco Home Finance Cash Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Repco Home Finance's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Repco Home Finance's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Repco Home Finance (NSE:REPCOHOME) has a Cash Ratio of 0.00 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Repco Home Finance and its competitors. Over the past decade, Repco Home Finance's Cash Ratio has ranged from 0.13 to 2,389.90. According to the industry distribution chart, Repco Home Finance ranks #37 out of 46 companies in the Banks industry, placing it in the top 80.4%.
Is Repco Home Finance's Cash Ratio too high?
Repco Home Finance's current Cash Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 2,389.90. Based on the distribution chart, Repco Home Finance ranks #37 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Repco Home Finance has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Repco Home Finance's Cash Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Repco Home Finance ranks #37 out of 46 companies for Cash Ratio. This places Repco Home Finance in the lower half of its industry. The industry median Cash Ratio is 0.40. Historically, Repco Home Finance's own Cash Ratio has ranged from 0.13 to 2,389.90 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Banks company?
The median Cash Ratio among Banks companies is 0.40, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Repco Home Finance and its competitors. For the Banks industry, the median Cash Ratio is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repco Home Finance's current Cash Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repco Home Finance stock overvalued right now?
Based on GuruFocus' analysis, Repco Home Finance (NSE:REPCOHOME) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹456.07, compared to a current price of ₹359.60 — trading 21.2% below its estimated fair value. The current Cash Ratio is 0.00. Repco Home Finance's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Repco Home Finance (NSE:REPCOHOME), the current Cash Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repco Home Finance (NSE:REPCOHOME) Overvalued in 2026?
Based on GuruFocus' analysis, Repco Home Finance stock appears to be undervalued.
The current stock price of ₹359.60 is trading 21.2% below its estimated GF Value™ of ₹456.07.
GuruFocus considers Repco Home Finance to be Modestly Undervalued.
Key valuation signals for NSE:REPCOHOME:
Cash Ratio: 0.00
GF Value™: ₹456.07 vs. price of ₹359.60 (21.2% below fair value)
No single metric tells the full story. See the NSE:REPCOHOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repco Home Finance Ltd is an India-based company that is engaged in housing finance. The company provides a broad range of individual home loans and loans against property. The company operates in two business segments: Individual Home Loans and Home Equity. The company operates business solely in India, with a retail network of branches and satellite centers expanding across several states.
77GF Score
Get the complete analysis for NSE:REPCOHOME
Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:REPCOHOME has been successfully added to your 
