Repco Home FinanceNSE:REPCOHOME +1.88%81 Current Ratio is 4,354.03 as of Mar. 2026, which is 11024% above its 10-year median of 39.14. GuruFocus rates NSE:REPCOHOME with a GF Score™ of 81/100 and a GF Value™ of ₹497.05 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 46 Banks companies, Repco Home Finance ranks better than 93.48% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Repco Home Finance's current ratio for the quarter that ended in Mar. 2026 was 4,354.03.
Repco Home Finance has a current ratio of 4,354.03. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Repco Home Finance's Current Ratio or its related term are showing as below:
NSE:REPCOHOME'
s Current Ratio Range Over the Past 10 Years
Min: 0.3 Med: 39.14 Max: 4354.03
Current: 4354.03
During the past 13 years, Repco Home Finance's highest Current Ratio was 4354.03. The lowest was 0.30. And the median was 39.14.
NSE:REPCOHOME's Current Ratio is ranked better than 93.48% of 46
companies
in the Banks industry
Industry Median: 4.605
vs NSE:REPCOHOME: 4354.03
Repco Home Finance (NSE:REPCOHOME) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Repco Home Finance Current Ratio Related Terms
Repco Home Finance Current Ratio Historical Data
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The historical data trend for Repco Home Finance's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:REPCOHOME vs RKT, FNMA, PFSI: Current Ratio Comparison
For the Mortgage Finance subindustry, Repco Home Finance's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repco Home Finance Current Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Repco Home Finance's Current Ratio distribution charts can be found below:
* The bar in red indicates where Repco Home Finance's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Repco Home Finance (NSE:REPCOHOME) has a Current Ratio of 4,354.03 as of Mar. 2026. This is 11024% above median its historical median of 39.14. Over the past decade, Repco Home Finance's Current Ratio has ranged from 0.30 to 4,354.03. According to the industry distribution chart, Repco Home Finance ranks #3 out of 46 companies in the Banks industry, placing it in the top 6.5%.
Is Repco Home Finance's Current Ratio too high?
Repco Home Finance's current Current Ratio of 4,354.03 is 11024% above median its 10-year median of 39.14. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 4,354.03. The Banks industry median Current Ratio is 4.61. Repco Home Finance's value of 4,354.03 is 94450.1% above this industry median. Based on the distribution chart, Repco Home Finance ranks #3 out of 46 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Repco Home Finance has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Repco Home Finance's Current Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Repco Home Finance ranks #3 out of 46 companies for Current Ratio. This places Repco Home Finance in the top 7% of its industry — outperforming the majority of peers. The industry median Current Ratio is 4.61. Repco Home Finance's value of 4,354.03 is 94450.1% above this benchmark. Historically, Repco Home Finance's own Current Ratio has ranged from 0.30 to 4,354.03 over the past decade. While the company's 10-year median is 39.14 vs. the industry median of 4.61, Repco Home Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Banks company?
The median Current Ratio among Banks companies is 4.61, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repco Home Finance's current Current Ratio of 4,354.03 is 94450.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Current Ratio is 4.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repco Home Finance's current Current Ratio is 4,354.03, which is 11024% above median its own 10-year median of 39.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repco Home Finance stock overvalued right now?
Based on GuruFocus' analysis, Repco Home Finance (NSE:REPCOHOME) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹497.05, compared to a current price of ₹433.35 — trading 12.8% below its estimated fair value. The current Current Ratio is 4,354.03, which is 11024% above median its 10-year median of 39.14 and 94450.1% above the Banks industry median of 4.61. Repco Home Finance's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Repco Home Finance (NSE:REPCOHOME), the current Current Ratio is 4,354.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repco Home Finance (NSE:REPCOHOME) Overvalued in 2026?
Based on GuruFocus' analysis, Repco Home Finance stock appears to be undervalued.
The current stock price of ₹433.35 is trading 12.8% below its estimated GF Value™ of ₹497.05.
GuruFocus considers Repco Home Finance to be Modestly Undervalued.
Key valuation signals for NSE:REPCOHOME:
Current Ratio: 4,354.03 (11024% above median its 10-year median of 39.14)
GF Value™: ₹497.05 vs. price of ₹433.35 (12.8% below fair value)
Industry Position: 94450.1% above the Banks median (#3 of 46)
No single metric tells the full story. See the NSE:REPCOHOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repco Home Finance Ltd is an India-based company that is engaged in housing finance. The company provides a broad range of individual home loans and loans against property. The company operates in two business segments: Individual Home Loans and Home Equity. The company operates business solely in India, with a retail network of branches and satellite centers expanding across several states.
81GF Score
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