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Repco Home FinanceNSE:REPCOHOME -0.05%77 EV-to-EBITDA is 23.77 as of Aug. 31, 2026, which is 1006% above its 10-year median of 2.15. GuruFocus rates NSE:REPCOHOME with a GF Score™ of 77/100 and a GF Value™ of ₹453.25 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 37 Banks companies, Repco Home Finance ranks worse than 56.76% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Repco Home Finance's enterprise value is ₹141,822 Mil.
Repco Home Finance's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ₹5,967 Mil. Therefore, Repco Home Finance's EV-to-EBITDA for today is 23.77.
The historical rank and industry rank for Repco Home Finance's EV-to-EBITDA or its related term are showing as below:
NSE:REPCOHOME'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -52.05 Med: 2.15 Max: 25.12
Current: 23.77
During the past 13 years, the highest EV-to-EBITDA of Repco Home Finance was 25.12. The lowest was -52.05. And the median was 2.15.
NSE:REPCOHOME's EV-to-EBITDA is ranked worse than 56.76% of 37
companies
in the Banks industry
Industry Median: 17.16
vs NSE:REPCOHOME: 23.77
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
Repco Home Finance (NSE:REPCOHOME) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Repco Home Finance's PE Ratio (TTM) for today is calculated as:
Repco Home Finance's share price for today is ₹363.00.
Repco Home Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹76.590.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Repco Home Finance's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:REPCOHOME vs RKT, FNMA, PFSI: EV-to-EBITDA Comparison
For the Mortgage Finance subindustry, Repco Home Finance's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repco Home Finance EV-to-EBITDA vs Banks Industry
For the Banks industry and Financial Services sector, Repco Home Finance's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Repco Home Finance's EV-to-EBITDA falls into.
Repco Home Finance's current Enterprise Value is ₹141,822 Mil.
Repco Home Finance's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5,967 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Repco Home Finance (NSE:REPCOHOME) has a EV-to-EBITDA of 23.77 as of Aug. 31, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Repco Home Finance. This is 1006% above median its historical median of 2.15. According to the industry distribution chart, Repco Home Finance ranks #21 out of 37 companies in the Banks industry, placing it in the top 56.8%.
Is Repco Home Finance's EV-to-EBITDA too high?
Repco Home Finance's current EV-to-EBITDA of 23.77 is 1006% above median its 10-year median of 2.15. The Banks industry median EV-to-EBITDA is 17.16. Repco Home Finance's value of 23.77 is 38.5% above this industry median. Based on the distribution chart, Repco Home Finance ranks #21 out of 37 companies in the Banks industry, which is below the industry midpoint. Overall, Repco Home Finance has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Repco Home Finance's EV-to-EBITDA compare to RKT and FNMA?
According to the Banks industry distribution chart, Repco Home Finance ranks #21 out of 37 companies for EV-to-EBITDA. This places Repco Home Finance in the lower half of its industry. The industry median EV-to-EBITDA is 17.16. Repco Home Finance's value of 23.77 is 38.5% above this benchmark. While the company's 10-year median is 2.15 vs. the industry median of 17.16, Repco Home Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Banks company?
The median EV-to-EBITDA among Banks companies is 17.16, based on 37 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repco Home Finance's current EV-to-EBITDA of 23.77 is 38.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Repco Home Finance. For the Banks industry, the median EV-to-EBITDA is 17.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repco Home Finance's current EV-to-EBITDA is 23.77, which is 1006% above median its own 10-year median of 2.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repco Home Finance stock overvalued right now?
Based on GuruFocus' analysis, Repco Home Finance (NSE:REPCOHOME) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹453.25, compared to a current price of ₹363.00 — trading 19.9% below its estimated fair value. The current EV-to-EBITDA is 23.77, which is 1006% above median its 10-year median of 2.15 and 38.5% above the Banks industry median of 17.16. Repco Home Finance's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Repco Home Finance (NSE:REPCOHOME), the current EV-to-EBITDA is 23.77 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repco Home Finance (NSE:REPCOHOME) Overvalued in 2026?
Based on GuruFocus' analysis, Repco Home Finance stock appears to be undervalued.
The current stock price of ₹363.00 is trading 19.9% below its estimated GF Value™ of ₹453.25.
GuruFocus considers Repco Home Finance to be Modestly Undervalued.
Key valuation signals for NSE:REPCOHOME:
EV-to-EBITDA: 23.77 (1006% above median its 10-year median of 2.15)
GF Value™: ₹453.25 vs. price of ₹363.00 (19.9% below fair value)
Industry Position: 38.5% above the Banks median (#21 of 37)
No single metric tells the full story. See the NSE:REPCOHOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repco Home Finance Ltd is an India-based company that is engaged in housing finance. The company provides a broad range of individual home loans and loans against property. The company operates in two business segments: Individual Home Loans and Home Equity. The company operates business solely in India, with a retail network of branches and satellite centers expanding across several states.
77GF Score
Get the complete analysis for NSE:REPCOHOME
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