Repco Home Finance (NSE:REPCOHOME) ROCE %: 3.29% (As of Mar. 2026)


NSE:REPCOHOME Repco Home Finance Ltd NSE:REPCOHOME
78 GF Score
Price ₹420.00
GF Value ₹493.14
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Repco Home Finance ROCE %?

Repco Home Finance NSE:REPCOHOME +7.44% 78 ROCE % is 3.29% as of Mar. 2026. GuruFocus rates NSE:REPCOHOME with a GF Score™ of 78/100 and a GF Value™ of ₹493.14 (Modestly Undervalued). The stock has 5 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Repco Home Finance's annualized ROCE % for the quarter that ended in Mar. 2026 was 3.29%.

Repco Home Finance  (NSE:REPCOHOME) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Repco Home Finance ROCE % Related Terms

Repco Home Finance ROCE % Historical Data

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The historical data trend for Repco Home Finance's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Repco Home Finance ROCE % Chart

Repco Home Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.76 8.94 4.38 4.51 3.79

Repco Home Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.85 4.53 3.55 3.44 3.29
NSE:REPCOHOME
78GF Score
Repco Home Finance Ltd NSE:REPCOHOME
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Repco Home Finance ROCE % Calculation

Repco Home Finance's annualized ROCE % for the fiscal year that ended in Mar. 2026 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=5429.2/( ( (147157.3 - 24999.2) + (164442.8 - 36.5) )/ 2 )
=5429.2/( (122158.1+164406.3)/ 2 )
=5429.2/143282.2
=3.79 %

Repco Home Finance's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=5416.4/( ( (0 - 0) + (164442.8 - 36.5) )/ 1 )
=5416.4/( ( 0 + 164406.3 )/ 1 )
=5416.4/164406.3
=3.29 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 3.29% mean?
Repco Home Finance (NSE:REPCOHOME) has a ROCE % of 3.29% as of Mar. 2026.
Is Repco Home Finance's ROCE % too high?
Repco Home Finance's current ROCE % is 3.29%. The Banks industry median ROCE % is 3.20. Repco Home Finance's value of 3.29% is 2.8% above this industry median. Overall, Repco Home Finance has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Repco Home Finance's ROCE % compare to RKT and FNMA?
Repco Home Finance's ROCE % of 3.29% can be compared against companies in the Banks industry. The industry median ROCE % is 3.20. Repco Home Finance's value of 3.29% is 2.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.20, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repco Home Finance's current ROCE % of 3.29% is 2.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repco Home Finance's current ROCE % is 3.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repco Home Finance stock overvalued right now?
Based on GuruFocus' analysis, Repco Home Finance (NSE:REPCOHOME) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹493.14, compared to a current price of ₹420.00 — trading 14.8% below its estimated fair value. The current ROCE % is 3.29% and 2.8% above the Banks industry median of 3.20. Repco Home Finance's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Repco Home Finance (NSE:REPCOHOME), the current ROCE % is 3.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Repco Home Finance (NSE:REPCOHOME) Overvalued in 2026?

Based on GuruFocus' analysis, Repco Home Finance stock appears to be undervalued. The current stock price of ₹420.00 is trading 14.8% below its estimated GF Value™ of ₹493.14. GuruFocus considers Repco Home Finance to be Modestly Undervalued.

Key valuation signals for NSE:REPCOHOME:

  • ROCE %: 3.29%
  • GF Value™: ₹493.14 vs. price of ₹420.00 (14.8% below fair value)
  • GF Score™: 78/100 with 5 warning signs
  • Industry Position: 2.8% above the Banks median

No single metric tells the full story. See the NSE:REPCOHOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Repco Home Finance Business Description

Other Exchanges 535322:India
Address Sardar Patel Road, Third Floor, Alexander Square, Old No. 34 and 35, New No. 2, Guindy, Chennai, TN, IND, 600032
Repco Home Finance Ltd is an India-based company that is engaged in housing finance. The company provides a broad range of individual home loans and loans against property. The company operates in two business segments: Individual Home Loans and Home Equity. The company operates business solely in India, with a retail network of branches and satellite centers expanding across several states.
78GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹420.00
Price
₹493.14
GF Value