Repco Home Finance (NSE:REPCOHOME) EBIT: ₹5,414 Mil (TTM As of Mar. 2026)


NSE:REPCOHOME Repco Home Finance Ltd NSE:REPCOHOME
78 GF Score
Price ₹420.00
GF Value ₹493.14
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Repco Home Finance EBIT?

Repco Home Finance NSE:REPCOHOME +7.44% 78 EBIT is ₹5,414 Mil as of Mar. 2026. GuruFocus rates NSE:REPCOHOME with a GF Score™ of 78/100 and a GF Value™ of ₹493.14 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Repco Home Finance's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was ₹1,354 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹5,414 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Repco Home Finance's annualized ROC % for the quarter that ended in Mar. 2026 was 2.92%. Repco Home Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 714.09%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Repco Home Finance's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 3.72%.


Repco Home Finance  (NSE:REPCOHOME) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Repco Home Finance's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=5416.4 * ( 1 - 12.94% )/( (0 + 161483.8)/ 1 )
=4715.51784/161483.8
=2.92 %

where

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Repco Home Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=5416.4/( ( (0 + max(0, 0)) + (758.5 + max(-36.5, 0)) )/ 1 )
=5416.4/( ( 0 + 758.5 )/ 1 )
=5416.4/758.5
=714.09 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (36.5 + 0 + 0)
=-36.5

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Repco Home Finance's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=5413.6/145457.165
=3.72 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Repco Home Finance EBIT Related Terms


Repco Home Finance EBIT Historical Data

* Premium members only.

The historical data trend for Repco Home Finance's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Repco Home Finance EBIT Chart

Repco Home Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9,494.50 11,018.30 5,235.40 5,310.00 5,429.20

Repco Home Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,174.80 1,384.50 1,360.40 1,314.60 1,354.10

NSE:REPCOHOME vs RKT, FNMA, PFSI: EBIT Comparison

For the Mortgage Finance subindustry, Repco Home Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Repco Home Finance EV-to-EBIT vs Banks Industry

For the Banks industry and Financial Services sector, Repco Home Finance's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Repco Home Finance's EV-to-EBIT falls into.


NSE:REPCOHOME
78GF Score
Repco Home Finance Ltd NSE:REPCOHOME
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Repco Home Finance EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5,414 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₹5,414 Mil mean?
Repco Home Finance (NSE:REPCOHOME) has a EBIT of ₹5,414 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Repco Home Finance.
Is Repco Home Finance's EBIT too high?
Repco Home Finance's current EBIT is ₹5,414 Mil. Overall, Repco Home Finance has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Repco Home Finance's EBIT compare to RKT and FNMA?
Repco Home Finance's EBIT of ₹5,414 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Banks company?
A good EBIT depends on the Banks industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Repco Home Finance. Repco Home Finance's current EBIT is ₹5,414 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repco Home Finance stock overvalued right now?
Based on GuruFocus' analysis, Repco Home Finance (NSE:REPCOHOME) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹493.14, compared to a current price of ₹420.00 — trading 14.8% below its estimated fair value. The current EBIT is ₹5,414 Mil. Repco Home Finance's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Repco Home Finance (NSE:REPCOHOME), the current EBIT is ₹5,414 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Repco Home Finance (NSE:REPCOHOME) Overvalued in 2026?

Based on GuruFocus' analysis, Repco Home Finance stock appears to be undervalued. The current stock price of ₹420.00 is trading 14.8% below its estimated GF Value™ of ₹493.14. GuruFocus considers Repco Home Finance to be Modestly Undervalued.

Key valuation signals for NSE:REPCOHOME:

  • EBIT: ₹5,414 Mil
  • GF Value™: ₹493.14 vs. price of ₹420.00 (14.8% below fair value)
  • GF Score™: 78/100 with 5 warning signs

No single metric tells the full story. See the NSE:REPCOHOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Repco Home Finance Business Description

Other Exchanges 535322:India
Address Sardar Patel Road, Third Floor, Alexander Square, Old No. 34 and 35, New No. 2, Guindy, Chennai, TN, IND, 600032
Repco Home Finance Ltd is an India-based company that is engaged in housing finance. The company provides a broad range of individual home loans and loans against property. The company operates in two business segments: Individual Home Loans and Home Equity. The company operates business solely in India, with a retail network of branches and satellite centers expanding across several states.
78GF Score

Get the complete analysis for NSE:REPCOHOME

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹420.00
Price
₹493.14
GF Value