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Repco Home Finance (NSE:REPCOHOME) E10 : ₹50.99 (As of Dec. 2024)


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What is Repco Home Finance E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Repco Home Finance's adjusted earnings per share data for the three months ended in Dec. 2024 was ₹18.090. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹50.99 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Repco Home Finance's average E10 Growth Rate was 13.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2025-04-24), Repco Home Finance's current stock price is ₹401.35. Repco Home Finance's E10 for the quarter that ended in Dec. 2024 was ₹50.99. Repco Home Finance's Shiller PE Ratio of today is 7.87.

During the past 13 years, the highest Shiller PE Ratio of Repco Home Finance was 11.90. The lowest was 3.16. And the median was 7.64.


Repco Home Finance E10 Historical Data

The historical data trend for Repco Home Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Repco Home Finance E10 Chart

Repco Home Finance Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 37.82 41.16 46.16

Repco Home Finance Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 45.08 46.16 48.17 49.58 50.99

Competitive Comparison of Repco Home Finance's E10

For the Mortgage Finance subindustry, Repco Home Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Repco Home Finance's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Repco Home Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Repco Home Finance's Shiller PE Ratio falls into.


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Repco Home Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Repco Home Finance's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=18.09/158.3229*158.3229
=18.090

Current CPI (Dec. 2024) = 158.3229.

Repco Home Finance Quarterly Data

per share eps CPI Adj_EPS
201309 4.690 91.042 8.156
201312 4.350 91.425 7.533
201403 5.060 91.425 8.763
201406 3.980 94.103 6.696
201409 5.240 96.780 8.572
201412 4.920 96.780 8.049
201503 5.900 97.163 9.614
201506 4.830 99.841 7.659
201509 6.240 101.753 9.709
201512 6.170 102.901 9.493
201603 7.390 102.518 11.413
201703 0.000 105.196 0.000
201803 0.000 109.786 0.000
201806 10.370 111.317 14.749
201809 11.300 115.142 15.538
201812 9.500 115.142 13.063
201903 8.700 118.202 11.653
201906 10.780 120.880 14.119
201909 16.770 123.175 21.555
201912 11.170 126.235 14.009
202003 8.940 124.705 11.350
202006 11.110 127.000 13.850
202009 13.360 130.118 16.256
202012 13.130 130.889 15.882
202103 10.390 131.771 12.484
202106 5.160 134.084 6.093
202109 13.810 135.847 16.095
202112 5.560 138.161 6.371
202203 6.500 138.822 7.413
202206 11.750 142.347 13.069
202209 11.150 144.661 12.203
202212 13.290 145.763 14.435
202303 13.430 146.865 14.478
202306 15.260 150.280 16.077
202309 15.980 151.492 16.701
202312 16.620 152.924 17.207
202403 18.690 153.035 19.336
202406 17.990 155.789 18.283
202409 18.400 157.882 18.451
202412 18.090 158.323 18.090

Add all the adjusted EPS together and divide 10 will get our e10.


Repco Home Finance  (NSE:REPCOHOME) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Repco Home Finance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=401.35/50.99
=7.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Repco Home Finance was 11.90. The lowest was 3.16. And the median was 7.64.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Repco Home Finance E10 Related Terms

Thank you for viewing the detailed overview of Repco Home Finance's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Repco Home Finance Business Description

Traded in Other Exchanges
Address
Sardar Patel Road, Third Floor, Alexander Square, Old No. 34 and 35, New No. 2, Guindy, Chennai, TN, IND, 600032
Repco Home Finance Ltd is an India-based company that is engaged in housing finance. The company provides a broad range of individual home loans and loans against property. The Company has identified a single segment which is providing long-term housing finance, loans against property and refinance loans. Its products are designed to address its customers' various financial requirements, including for construction or purchase of house property, for repair and renovation of existing property, for the purchase of plots, and loans against property. The company operates business solely in India, with a retail network of branches and satellite centers expanding across several states.

Repco Home Finance Headlines

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