Repco Home FinanceNSE:REPCOHOME +1.88%77 Quick Ratio is 4,354.03 as of Mar. 2026, which is 11024% above its 10-year median of 39.14. GuruFocus rates NSE:REPCOHOME with a GF Score™ of 77/100 and a GF Value™ of ₹494.70 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 47 Banks companies, Repco Home Finance ranks better than 93.62% on this metric.
Repco Home Finance has a quick ratio of 4,354.03. It generally indicates good short-term financial strength.
The historical rank and industry rank for Repco Home Finance's Quick Ratio or its related term are showing as below:
NSE:REPCOHOME'
s Quick Ratio Range Over the Past 10 Years
Min: 0.3 Med: 39.14 Max: 4354.03
Current: 4354.03
During the past 13 years, Repco Home Finance's highest Quick Ratio was 4354.03. The lowest was 0.30. And the median was 39.14.
NSE:REPCOHOME's Quick Ratio is ranked better than 93.62% of 47
companies
in the Banks industry
Industry Median: 4.82
vs NSE:REPCOHOME: 4354.03
Repco Home Finance (NSE:REPCOHOME) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Repco Home Finance Quick Ratio Related Terms
Repco Home Finance Quick Ratio Historical Data
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The historical data trend for Repco Home Finance's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:REPCOHOME vs RKT, FNMA, PFSI: Quick Ratio Comparison
For the Mortgage Finance subindustry, Repco Home Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repco Home Finance Quick Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Repco Home Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Repco Home Finance's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Repco Home Finance's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Repco Home Finance (NSE:REPCOHOME) has a Quick Ratio of 4,354.03 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Repco Home Finance and its competitors. This is 11024% above median its historical median of 39.14. Over the past decade, Repco Home Finance's Quick Ratio has ranged from 0.30 to 4,354.03. According to the industry distribution chart, Repco Home Finance ranks #3 out of 47 companies in the Banks industry, placing it in the top 6.4%.
Is Repco Home Finance's Quick Ratio too high?
Repco Home Finance's current Quick Ratio of 4,354.03 is 11024% above median its 10-year median of 39.14. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 4,354.03. The Banks industry median Quick Ratio is 4.82. Repco Home Finance's value of 4,354.03 is 90232.6% above this industry median. Based on the distribution chart, Repco Home Finance ranks #3 out of 47 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Repco Home Finance has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Repco Home Finance's Quick Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Repco Home Finance ranks #3 out of 47 companies for Quick Ratio. This places Repco Home Finance in the top 6% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.82. Repco Home Finance's value of 4,354.03 is 90232.6% above this benchmark. Historically, Repco Home Finance's own Quick Ratio has ranged from 0.30 to 4,354.03 over the past decade. While the company's 10-year median is 39.14 vs. the industry median of 4.82, Repco Home Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Banks company?
The median Quick Ratio among Banks companies is 4.82, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repco Home Finance's current Quick Ratio of 4,354.03 is 90232.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Repco Home Finance and its competitors. For the Banks industry, the median Quick Ratio is 4.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repco Home Finance's current Quick Ratio is 4,354.03, which is 11024% above median its own 10-year median of 39.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repco Home Finance stock overvalued right now?
Based on GuruFocus' analysis, Repco Home Finance (NSE:REPCOHOME) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹494.70, compared to a current price of ₹433.35 — trading 12.4% below its estimated fair value. The current Quick Ratio is 4,354.03, which is 11024% above median its 10-year median of 39.14 and 90232.6% above the Banks industry median of 4.82. Repco Home Finance's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Repco Home Finance (NSE:REPCOHOME), the current Quick Ratio is 4,354.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repco Home Finance (NSE:REPCOHOME) Overvalued in 2026?
Based on GuruFocus' analysis, Repco Home Finance stock appears to be undervalued.
The current stock price of ₹433.35 is trading 12.4% below its estimated GF Value™ of ₹494.70.
GuruFocus considers Repco Home Finance to be Modestly Undervalued.
Key valuation signals for NSE:REPCOHOME:
Quick Ratio: 4,354.03 (11024% above median its 10-year median of 39.14)
GF Value™: ₹494.70 vs. price of ₹433.35 (12.4% below fair value)
Industry Position: 90232.6% above the Banks median (#3 of 47)
No single metric tells the full story. See the NSE:REPCOHOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repco Home Finance Ltd is an India-based company that is engaged in housing finance. The company provides a broad range of individual home loans and loans against property. The company operates in two business segments: Individual Home Loans and Home Equity. The company operates business solely in India, with a retail network of branches and satellite centers expanding across several states.
77GF Score
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