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Repco Home FinanceNSE:REPCOHOME -0.05%77 EV-to-EBIT is 25.45 as of Aug. 31, 2026, which is 1073% above its 10-year median of 2.17. GuruFocus rates NSE:REPCOHOME with a GF Score™ of 77/100 and a GF Value™ of ₹453.25 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 37 Banks companies, Repco Home Finance ranks worse than 51.35% on this metric.
Repco Home Finance (NSE:REPCOHOME) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Repco Home Finance's Enterprise Value for the quarter that ended in Jun. 2026 was ₹26,135 Mil.
Repco Home Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5,579 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Repco Home Finance EV-to-EBIT Related Terms
Repco Home Finance EV-to-EBIT Historical Data
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The historical data trend for Repco Home Finance's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:REPCOHOME vs RKT, FNMA, PFSI: EV-to-EBIT Comparison
For the Mortgage Finance subindustry, Repco Home Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repco Home Finance EV-to-EBIT vs Banks Industry
For the Banks industry and Financial Services sector, Repco Home Finance's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Repco Home Finance's EV-to-EBIT falls into.
Repco Home Finance's current Enterprise Value is ₹142,013 Mil.
Repco Home Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5,579 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Repco Home Finance (NSE:REPCOHOME) has a EV-to-EBIT of 25.45 as of Aug. 31, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Repco Home Finance and its competitors. This is 1073% above median its historical median of 2.17. According to the industry distribution chart, Repco Home Finance ranks #19 out of 37 companies in the Banks industry, placing it in the top 51.4%.
Is Repco Home Finance's EV-to-EBIT too high?
Repco Home Finance's current EV-to-EBIT of 25.45 is 1073% above median its 10-year median of 2.17. The Banks industry median EV-to-EBIT is 25.45. Repco Home Finance's value of 25.45 is 0% at this industry median. Based on the distribution chart, Repco Home Finance ranks #19 out of 37 companies in the Banks industry, which is below the industry midpoint. Overall, Repco Home Finance has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Repco Home Finance's EV-to-EBIT compare to RKT and FNMA?
According to the Banks industry distribution chart, Repco Home Finance ranks #19 out of 37 companies for EV-to-EBIT. This places Repco Home Finance in the lower half of its industry. The industry median EV-to-EBIT is 25.45. Repco Home Finance's value of 25.45 is 0% at this benchmark. While the company's 10-year median is 2.17 vs. the industry median of 25.45, Repco Home Finance has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Banks company?
The median EV-to-EBIT among Banks companies is 25.45, based on 37 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repco Home Finance's current EV-to-EBIT of 25.45 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Repco Home Finance and its competitors. For the Banks industry, the median EV-to-EBIT is 25.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repco Home Finance's current EV-to-EBIT is 25.45, which is 1073% above median its own 10-year median of 2.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repco Home Finance stock overvalued right now?
Based on GuruFocus' analysis, Repco Home Finance (NSE:REPCOHOME) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹453.25, compared to a current price of ₹365.50 — trading 19.4% below its estimated fair value. The current EV-to-EBIT is 25.45, which is 1073% above median its 10-year median of 2.17 and 0% at the Banks industry median of 25.45. Repco Home Finance's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Repco Home Finance (NSE:REPCOHOME), the current EV-to-EBIT is 25.45 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repco Home Finance (NSE:REPCOHOME) Overvalued in 2026?
Based on GuruFocus' analysis, Repco Home Finance stock appears to be undervalued.
The current stock price of ₹365.50 is trading 19.4% below its estimated GF Value™ of ₹453.25.
GuruFocus considers Repco Home Finance to be Modestly Undervalued.
Key valuation signals for NSE:REPCOHOME:
EV-to-EBIT: 25.45 (1073% above median its 10-year median of 2.17)
GF Value™: ₹453.25 vs. price of ₹365.50 (19.4% below fair value)
Industry Position: 0% at the Banks median (#19 of 37)
No single metric tells the full story. See the NSE:REPCOHOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repco Home Finance Ltd is an India-based company that is engaged in housing finance. The company provides a broad range of individual home loans and loans against property. The company operates in two business segments: Individual Home Loans and Home Equity. The company operates business solely in India, with a retail network of branches and satellite centers expanding across several states.
77GF Score
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