STI Education Systems Holdings has a Cash Ratio of 0.90. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for STI Education Systems Holdings's Cash Ratio or its related term are showing as below:
PHS:STI'
s Cash Ratio Range Over the Past 10 Years
Min: 0.32 Med: 0.74 Max: 2.18
Current: 0.9
During the past 13 years, STI Education Systems Holdings's highest Cash Ratio was 2.18. The lowest was 0.32. And the median was 0.74.
PHS:STI's Cash Ratio is ranked better than 53.1% of 258
companies
in the Education industry
Industry Median: 0.78
vs PHS:STI: 0.90
STI Education Systems Holdings (PHS:STI) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
STI Education Systems Holdings Cash Ratio Related Terms
STI Education Systems Holdings Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, STI Education Systems Holdings's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
STI Education Systems Holdings Cash Ratio vs Education Industry
For the Education industry and Consumer Defensive sector, STI Education Systems Holdings's Cash Ratio distribution charts can be found below:
* The bar in red indicates where STI Education Systems Holdings's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STI Education Systems Holdings (PHS:STI) has a Cash Ratio of 0.90 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on STI Education Systems Holdings and its competitors. This is 22% above median its historical median of 0.74. Over the past decade, STI Education Systems Holdings' Cash Ratio has ranged from 0.32 to 2.18. According to the industry distribution chart, STI Education Systems Holdings ranks #121 out of 258 companies in the Education industry, placing it in the top 46.9%.
Is STI Education Systems Holdings' Cash Ratio too high?
STI Education Systems Holdings' current Cash Ratio of 0.90 is 22% above median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 2.18. The Education industry median Cash Ratio is 0.78. STI Education Systems Holdings' value of 0.90 is 15.4% above this industry median. Based on the distribution chart, STI Education Systems Holdings ranks #121 out of 258 companies in the Education industry, which is above the industry midpoint. Overall, STI Education Systems Holdings has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does STI Education Systems Holdings' Cash Ratio compare to EDU and TAL?
According to the Education industry distribution chart, STI Education Systems Holdings ranks #121 out of 258 companies for Cash Ratio. This puts STI Education Systems Holdings in the upper half of its industry. The industry median Cash Ratio is 0.78. STI Education Systems Holdings' value of 0.90 is 15.4% above this benchmark. Historically, STI Education Systems Holdings' own Cash Ratio has ranged from 0.32 to 2.18 over the past decade. While the company's 10-year median is 0.74 vs. the industry median of 0.78, STI Education Systems Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Education company?
The median Cash Ratio among Education companies is 0.78, based on 258 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. STI Education Systems Holdings's current Cash Ratio of 0.90 is 15.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on STI Education Systems Holdings and its competitors. For the Education industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. STI Education Systems Holdings's current Cash Ratio is 0.90, which is 22% above median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is STI Education Systems Holdings stock overvalued right now?
Based on GuruFocus' analysis, STI Education Systems Holdings (PHS:STI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.36, compared to a current price of ₱1.20 — trading 11.8% below its estimated fair value. The current Cash Ratio is 0.90, which is 22% above median its 10-year median of 0.74 and 15.4% above the Education industry median of 0.78. STI Education Systems Holdings' overall GF Score™ is 98/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For STI Education Systems Holdings (PHS:STI), the current Cash Ratio is 0.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is STI Education Systems Holdings (PHS:STI) Overvalued in 2026?
Based on GuruFocus' analysis, STI Education Systems Holdings stock appears to be undervalued.
The current stock price of ₱1.20 is trading 11.8% below its estimated GF Value™ of ₱1.36.
GuruFocus considers STI Education Systems Holdings to be Modestly Undervalued.
Key valuation signals for PHS:STI:
Cash Ratio: 0.90 (22% above median its 10-year median of 0.74)
GF Value™: ₱1.36 vs. price of ₱1.20 (11.8% below fair value)
Industry Position: 15.4% above the Education median (#121 of 258)
No single metric tells the full story. See the PHS:STI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
STI Education Systems Holdings Business Description
STI Education Systems Holdings Inc is a Philippine investment holding company focused on education and education-related activities through subsidiaries that operate schools offering basic education, Senior High School, tertiary, post-graduate, and non-degree programs. The majority of its revenues come from educational services provided over time. It is organized into five geographical segments: Metro Manila, Northern Luzon, Southern Luzon, Visayas, and Mindanao, with the majority of revenue coming from Metro Manila.
98GF Score
Get the complete analysis for PHS:STI
Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PHS:STI has been successfully added to your 
