STI Education Systems Holdings (PHS:STI) Interest Expense: ₱-206 Mil (TTM As of Mar. 2026)

What is STI Education Systems Holdings Interest Expense?

STI Education Systems Holdings PHS:STI -0.83% 98 Interest Expense is ₱-206 Mil as of Mar. 2026. GuruFocus rates PHS:STI with a GF Score™ of 98/100 and a GF Value™ of ₱1.36 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. STI Education Systems Holdings's interest expense for the three months ended in Mar. 2026 was ₱ -44 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₱-206 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. STI Education Systems Holdings's Operating Income for the three months ended in Mar. 2026 was ₱ 591 Mil. STI Education Systems Holdings's Interest Expense for the three months ended in Mar. 2026 was ₱ -44 Mil. STI Education Systems Holdings's Interest Coverage for the quarter that ended in Mar. 2026 was 13.58. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

STI Education Systems Holdings (PHS:STI) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

STI Education Systems Holdings's Interest Expense for the three months ended in Mar. 2026 was ₱-44 Mil. Its Operating Income for the three months ended in Mar. 2026 was ₱591 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was ₱953 Mil.

STI Education Systems Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage	=	-1	*	Operating Income (Q: Mar. 2026 )	/	Interest Expense (Q: Mar. 2026 )
	=	-1	*	591.142	/	-43.544
	=	13.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

STI Education Systems Holdings Interest Expense Historical Data

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The historical data trend for STI Education Systems Holdings's Interest Expense can be seen below:

STI Education Systems Holdings Interest Expense Chart

STI Education Systems Holdings Annual Data

Trend

Mar16

Mar17

Mar18

Mar19

Mar20

Mar21

Jun22

Jun23

Jun24

Jun25

Interest Expense

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-340.08

-313.34

-311.02

-293.30

-247.43

STI Education Systems Holdings Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Expense	Get a 7-Day Free Trial															-63.02	-57.51	-56.93	-48.07	-43.54

98GF Score

STI Education Systems Holdings Inc PHS:STI

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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STI Education Systems Holdings Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱-206 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of ₱-206 Mil mean?

STI Education Systems Holdings (PHS:STI) has a Interest Expense of ₱-206 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on STI Education Systems Holdings and its competitors.

Is STI Education Systems Holdings' Interest Expense too high?

STI Education Systems Holdings' current Interest Expense is ₱-206 Mil. Overall, STI Education Systems Holdings has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does STI Education Systems Holdings' Interest Expense compare to EDU and TAL?

STI Education Systems Holdings' Interest Expense of ₱-206 Mil can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for an Education company?

A good Interest Expense depends on the Education industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on STI Education Systems Holdings and its competitors. STI Education Systems Holdings's current Interest Expense is ₱-206 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is STI Education Systems Holdings stock overvalued right now?

Based on GuruFocus' analysis, STI Education Systems Holdings (PHS:STI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.36, compared to a current price of ₱1.20 — trading 11.8% below its estimated fair value. The current Interest Expense is ₱-206 Mil. STI Education Systems Holdings' overall GF Score™ is 98/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For STI Education Systems Holdings (PHS:STI), the current Interest Expense is ₱-206 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is STI Education Systems Holdings (PHS:STI) Overvalued in 2026?

Based on GuruFocus' analysis, STI Education Systems Holdings stock appears to be undervalued. The current stock price of ₱1.20 is trading 11.8% below its estimated GF Value™ of ₱1.36. GuruFocus considers STI Education Systems Holdings to be Modestly Undervalued.

Key valuation signals for PHS:STI:

Interest Expense: ₱-206 Mil
GF Value™: ₱1.36 vs. price of ₱1.20 (11.8% below fair value)
GF Score™: 98/100 with 1 warning sign

No single metric tells the full story. See the PHS:STI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

STI Education Systems Holdings Business Description

Industry Consumer Defensive Education

Comparable Companies PHS:CEU PHS:IPO PHS:FEU EDU TAL LAUR GHC CVSA LOPE NSE:PWL LRN HKSE:01797 UTI PRDO MH STRA HKSE:09636 COUR SZSE:002607 OHEL:SANOMA

Address 6764 Ayala Avenue, 7th Floor, STI Holdings Center, Makati, PHL, 1226

Website https://www.stiholdings.com

STI Education Systems Holdings Inc is a Philippine investment holding company focused on education and education-related activities through subsidiaries that operate schools offering basic education, Senior High School, tertiary, post-graduate, and non-degree programs. The majority of its revenues come from educational services provided over time. It is organized into five geographical segments: Metro Manila, Northern Luzon, Southern Luzon, Visayas, and Mindanao, with the majority of revenue coming from Metro Manila.

98GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱1.20

Price

₱1.36

GF Value

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