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STI Education Systems Holdings has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.
Good Sign:
STI Education Systems Holdings Inc shows strong financial strength.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
STI Education Systems Holdings's Interest Coverage for the quarter that ended in Mar. 2026 was 13.58.
STI Education Systems Holdings's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.40.
As of today, STI Education Systems Holdings's Altman Z-Score is 3.20.
STI Education Systems Holdings (PHS:STI) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
STI Education Systems Holdings has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.
STI Education Systems Holdings Financial Strength Related Terms
PHS:STI vs EDU, TAL, LAUR: Financial Strength Comparison
For the Education & Training Services subindustry, STI Education Systems Holdings's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
STI Education Systems Holdings Financial Strength vs Education Industry
For the Education industry and Consumer Defensive sector, STI Education Systems Holdings's Financial Strength distribution charts can be found below:
* The bar in red indicates where STI Education Systems Holdings's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
STI Education Systems Holdings has a Z-score of 3.20, indicating it is in Safe Zones. This implies the Z-Score is strong.
Good Sign:
Altman Z-score of 3.2 is strong.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STI Education Systems Holdings (PHS:STI) has a Financial Strength of 8 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on STI Education Systems Holdings and its competitors. This is 60% above median its historical median of 5.00. Over the past decade, STI Education Systems Holdings' Financial Strength has ranged from 2.00 to 8.00.
Is STI Education Systems Holdings' Financial Strength too high?
STI Education Systems Holdings' current Financial Strength of 8 is 60% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 8.00. Overall, STI Education Systems Holdings has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does STI Education Systems Holdings' Financial Strength compare to EDU and TAL?
STI Education Systems Holdings' Financial Strength of 8 can be compared against companies in the Education industry. Historically, STI Education Systems Holdings' own Financial Strength has ranged from 2.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Education company?
A good Financial Strength depends on the Education industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on STI Education Systems Holdings and its competitors. STI Education Systems Holdings's current Financial Strength is 8, which is 60% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is STI Education Systems Holdings stock overvalued right now?
Based on GuruFocus' analysis, STI Education Systems Holdings (PHS:STI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.37, compared to a current price of ₱1.21 — trading 11.7% below its estimated fair value. The current Financial Strength is 8, which is 60% above median its 10-year median of 5.00. STI Education Systems Holdings' overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For STI Education Systems Holdings (PHS:STI), the current Financial Strength is 8 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is STI Education Systems Holdings (PHS:STI) Overvalued in 2026?
Based on GuruFocus' analysis, STI Education Systems Holdings stock appears to be undervalued.
The current stock price of ₱1.21 is trading 11.7% below its estimated GF Value™ of ₱1.37.
GuruFocus considers STI Education Systems Holdings to be Modestly Undervalued.
Key valuation signals for PHS:STI:
Financial Strength: 8 (60% above median its 10-year median of 5.00)
GF Value™: ₱1.37 vs. price of ₱1.21 (11.7% below fair value)
No single metric tells the full story. See the PHS:STI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
STI Education Systems Holdings Business Description
STI Education Systems Holdings Inc is a Philippine investment holding company focused on education and education-related activities through subsidiaries that operate schools offering basic education, Senior High School, tertiary, post-graduate, and non-degree programs. The majority of its revenues come from educational services provided over time. It is organized into five geographical segments: Metro Manila, Northern Luzon, Southern Luzon, Visayas, and Mindanao, with the majority of revenue coming from Metro Manila.
100GF Score
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