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STI Education Systems HoldingsPHS:STI +0.83%99 Equity-to-Asset is 0.75 as of Mar. 2026, which is 29% above its 10-year median of 0.58. GuruFocus rates PHS:STI with a GF Score™ of 99/100 and a GF Value™ of ₱1.37 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 262 Education companies, STI Education Systems Holdings ranks better than 78.63% on this metric.
The historical rank and industry rank for STI Education Systems Holdings's Equity-to-Asset or its related term are showing as below:
PHS:STI'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.48 Med: 0.58 Max: 0.75
Current: 0.75
During the past 13 years, the highest Equity to Asset Ratio of STI Education Systems Holdings was 0.75. The lowest was 0.48. And the median was 0.58.
PHS:STI's Equity-to-Asset is ranked better than 78.63% of 262
companies
in the Education industry
Industry Median: 0.56
vs PHS:STI: 0.75
STI Education Systems Holdings (PHS:STI) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
STI Education Systems Holdings Equity-to-Asset Related Terms
STI Education Systems Holdings Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STI Education Systems Holdings Equity-to-Asset Chart
PHS:STI vs EDU, TAL, LAUR: Equity-to-Asset Comparison
For the Education & Training Services subindustry, STI Education Systems Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
STI Education Systems Holdings Equity-to-Asset vs Education Industry
For the Education industry and Consumer Defensive sector, STI Education Systems Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where STI Education Systems Holdings's Equity-to-Asset falls into.
STI Education Systems Holdings Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STI Education Systems Holdings (PHS:STI) has a Equity-to-Asset of 0.75 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on STI Education Systems Holdings and its competitors. This is 29% above median its historical median of 0.58. Over the past decade, STI Education Systems Holdings' Equity-to-Asset has ranged from 0.48 to 0.75. According to the industry distribution chart, STI Education Systems Holdings ranks #56 out of 262 companies in the Education industry, placing it in the top 21.4%.
Is STI Education Systems Holdings' Equity-to-Asset too high?
STI Education Systems Holdings' current Equity-to-Asset of 0.75 is 29% above median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 0.75. The Education industry median Equity-to-Asset is 0.56. STI Education Systems Holdings' value of 0.75 is 33.9% above this industry median. Based on the distribution chart, STI Education Systems Holdings ranks #56 out of 262 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, STI Education Systems Holdings has a GF Score™ of 99/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does STI Education Systems Holdings' Equity-to-Asset compare to EDU and TAL?
According to the Education industry distribution chart, STI Education Systems Holdings ranks #56 out of 262 companies for Equity-to-Asset. This places STI Education Systems Holdings in the top 21% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.56. STI Education Systems Holdings' value of 0.75 is 33.9% above this benchmark. Historically, STI Education Systems Holdings' own Equity-to-Asset has ranged from 0.48 to 0.75 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 0.56, STI Education Systems Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Education company?
The median Equity-to-Asset among Education companies is 0.56, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. STI Education Systems Holdings's current Equity-to-Asset of 0.75 is 33.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on STI Education Systems Holdings and its competitors. For the Education industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. STI Education Systems Holdings's current Equity-to-Asset is 0.75, which is 29% above median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is STI Education Systems Holdings stock overvalued right now?
Based on GuruFocus' analysis, STI Education Systems Holdings (PHS:STI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.37, compared to a current price of ₱1.22 — trading 10.9% below its estimated fair value. The current Equity-to-Asset is 0.75, which is 29% above median its 10-year median of 0.58 and 33.9% above the Education industry median of 0.56. STI Education Systems Holdings' overall GF Score™ is 99/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For STI Education Systems Holdings (PHS:STI), the current Equity-to-Asset is 0.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is STI Education Systems Holdings (PHS:STI) Overvalued in 2026?
Based on GuruFocus' analysis, STI Education Systems Holdings stock appears to be undervalued.
The current stock price of ₱1.22 is trading 10.9% below its estimated GF Value™ of ₱1.37.
GuruFocus considers STI Education Systems Holdings to be Modestly Undervalued.
Key valuation signals for PHS:STI:
Equity-to-Asset: 0.75 (29% above median its 10-year median of 0.58)
GF Value™: ₱1.37 vs. price of ₱1.22 (10.9% below fair value)
Industry Position: 33.9% above the Education median (#56 of 262)
No single metric tells the full story. See the PHS:STI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
STI Education Systems Holdings Business Description
STI Education Systems Holdings Inc is a Philippine investment holding company focused on education and education-related activities through subsidiaries that operate schools offering basic education, Senior High School, tertiary, post-graduate, and non-degree programs. The majority of its revenues come from educational services provided over time. It is organized into five geographical segments: Metro Manila, Northern Luzon, Southern Luzon, Visayas, and Mindanao, with the majority of revenue coming from Metro Manila.
99GF Score
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