STI Education Systems HoldingsPHS:STI -0.83%98 Return-on-Tangible-Asset is 11.97% as of Mar. 2026, which is 191% above its 10-year median of 4.11. GuruFocus rates PHS:STI with a GF Score™ of 98/100 and a GF Value™ of ₱1.36 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 263 Education companies, STI Education Systems Holdings ranks better than 82.89% on this metric.
The historical rank and industry rank for STI Education Systems Holdings's Return-on-Tangible-Asset or its related term are showing as below:
PHS:STI'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.92 Med: 4.11 Max: 13.75
Current: 12.37
During the past 13 years, STI Education Systems Holdings's highest Return-on-Tangible-Asset was 13.75%. The lowest was -0.92%. And the median was 4.11%.
PHS:STI's Return-on-Tangible-Asset is ranked better than 82.89% of 263
companies
in the Education industry
Industry Median: 4.31
vs PHS:STI: 12.37
STI Education Systems Holdings (PHS:STI) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
STI Education Systems Holdings Return-on-Tangible-Asset Related Terms
STI Education Systems Holdings Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STI Education Systems Holdings Return-on-Tangible-Asset Chart
PHS:STI vs EDU, TAL, LAUR: Return-on-Tangible-Asset Comparison
For the Education & Training Services subindustry, STI Education Systems Holdings's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
STI Education Systems Holdings Return-on-Tangible-Asset vs Education Industry
For the Education industry and Consumer Defensive sector, STI Education Systems Holdings's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where STI Education Systems Holdings's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 11.97% mean?
STI Education Systems Holdings (PHS:STI) has a Return-on-Tangible-Asset of 11.97% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on STI Education Systems Holdings and its competitors. This is 191% above median its historical median of 4.11. According to the industry distribution chart, STI Education Systems Holdings ranks #45 out of 263 companies in the Education industry, placing it in the top 17.1%.
Is STI Education Systems Holdings' Return-on-Tangible-Asset too high?
STI Education Systems Holdings' current Return-on-Tangible-Asset of 11.97% is 191% above median its 10-year median of 4.11. The Education industry median Return-on-Tangible-Asset is 4.31. STI Education Systems Holdings' value of 11.97% is 177.7% above this industry median. Based on the distribution chart, STI Education Systems Holdings ranks #45 out of 263 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, STI Education Systems Holdings has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does STI Education Systems Holdings' Return-on-Tangible-Asset compare to EDU and TAL?
According to the Education industry distribution chart, STI Education Systems Holdings ranks #45 out of 263 companies for Return-on-Tangible-Asset. This places STI Education Systems Holdings in the top 17% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 4.31. STI Education Systems Holdings' value of 11.97% is 177.7% above this benchmark. While the company's 10-year median is 4.11 vs. the industry median of 4.31, STI Education Systems Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Education company?
The median Return-on-Tangible-Asset among Education companies is 4.31, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. STI Education Systems Holdings's current Return-on-Tangible-Asset of 11.97% is 177.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on STI Education Systems Holdings and its competitors. For the Education industry, the median Return-on-Tangible-Asset is 4.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. STI Education Systems Holdings's current Return-on-Tangible-Asset is 11.97%, which is 191% above median its own 10-year median of 4.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is STI Education Systems Holdings stock overvalued right now?
Based on GuruFocus' analysis, STI Education Systems Holdings (PHS:STI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.36, compared to a current price of ₱1.20 — trading 11.8% below its estimated fair value. The current Return-on-Tangible-Asset is 11.97%, which is 191% above median its 10-year median of 4.11 and 177.7% above the Education industry median of 4.31. STI Education Systems Holdings' overall GF Score™ is 98/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For STI Education Systems Holdings (PHS:STI), the current Return-on-Tangible-Asset is 11.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is STI Education Systems Holdings (PHS:STI) Overvalued in 2026?
Based on GuruFocus' analysis, STI Education Systems Holdings stock appears to be undervalued.
The current stock price of ₱1.20 is trading 11.8% below its estimated GF Value™ of ₱1.36.
GuruFocus considers STI Education Systems Holdings to be Modestly Undervalued.
Key valuation signals for PHS:STI:
Return-on-Tangible-Asset: 11.97% (191% above median its 10-year median of 4.11)
GF Value™: ₱1.36 vs. price of ₱1.20 (11.8% below fair value)
Industry Position: 177.7% above the Education median (#45 of 263)
No single metric tells the full story. See the PHS:STI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
STI Education Systems Holdings Business Description
STI Education Systems Holdings Inc is a Philippine investment holding company focused on education and education-related activities through subsidiaries that operate schools offering basic education, Senior High School, tertiary, post-graduate, and non-degree programs. The majority of its revenues come from educational services provided over time. It is organized into five geographical segments: Metro Manila, Northern Luzon, Southern Luzon, Visayas, and Mindanao, with the majority of revenue coming from Metro Manila.
98GF Score
Get the complete analysis for PHS:STI
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PHS:STI has been successfully added to your 
