STI Education Systems Holdings Inc stock PB Ratio (=0.85) is close to 2-year low of 0.79.
The historical rank and industry rank for STI Education Systems Holdings's PB Ratio or its related term are showing as below:
PHS:STI'
s PB Ratio Range Over the Past 10 Years
Min: 0.34 Med: 0.79 Max: 2.04
Current: 0.85
During the past 13 years, STI Education Systems Holdings's highest PB Ratio was 2.04. The lowest was 0.34. And the median was 0.79.
PHS:STI's PB Ratio is ranked better than 64.57% of 254
companies
in the Education industry
Industry Median: 1.395
vs PHS:STI: 0.85
During the past 12 months, STI Education Systems Holdings's average Book Value Per Share Growth Rate was 18.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 13.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of STI Education Systems Holdings was 13.70% per year. The lowest was -1.60% per year. And the median was 5.05% per year.
Back to Basics: PB Ratio
STI Education Systems Holdings (PHS:STI) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
STI Education Systems Holdings PB Ratio Related Terms
STI Education Systems Holdings PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, STI Education Systems Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
STI Education Systems Holdings PB Ratio vs Education Industry
For the Education industry and Consumer Defensive sector, STI Education Systems Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where STI Education Systems Holdings's PB Ratio falls into.
STI Education Systems Holdings PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
STI Education Systems Holdings (PHS:STI) has a PB Ratio of 0.85 as of Jul. 13, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on STI Education Systems Holdings and its competitors. This is near median its historical median of 0.79. Over the past decade, STI Education Systems Holdings' PB Ratio has ranged from 0.34 to 2.04. According to the industry distribution chart, STI Education Systems Holdings ranks #90 out of 254 companies in the Education industry, placing it in the top 35.4%.
Is STI Education Systems Holdings' PB Ratio too high?
STI Education Systems Holdings' current PB Ratio of 0.85 is near median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 2.04. The Education industry median PB Ratio is 1.40. STI Education Systems Holdings' value of 0.85 is 39.1% below this industry median. Based on the distribution chart, STI Education Systems Holdings ranks #90 out of 254 companies in the Education industry, which is above the industry midpoint. Overall, STI Education Systems Holdings has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does STI Education Systems Holdings' PB Ratio compare to EDU and TAL?
According to the Education industry distribution chart, STI Education Systems Holdings ranks #90 out of 254 companies for PB Ratio. This puts STI Education Systems Holdings in the upper half of its industry. The industry median PB Ratio is 1.40. STI Education Systems Holdings' value of 0.85 is 39.1% below this benchmark. Historically, STI Education Systems Holdings' own PB Ratio has ranged from 0.34 to 2.04 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 1.40, STI Education Systems Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Education company?
The median PB Ratio among Education companies is 1.40, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. STI Education Systems Holdings's current PB Ratio of 0.85 is 39.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on STI Education Systems Holdings and its competitors. For the Education industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. STI Education Systems Holdings's current PB Ratio is 0.85, which is near median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is STI Education Systems Holdings stock overvalued right now?
Based on GuruFocus' analysis, STI Education Systems Holdings (PHS:STI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.36, compared to a current price of ₱1.20 — trading 11.8% below its estimated fair value. The current PB Ratio is 0.85, which is near median its 10-year median of 0.79 and 39.1% below the Education industry median of 1.40. STI Education Systems Holdings' overall GF Score™ is 98/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For STI Education Systems Holdings (PHS:STI), the current PB Ratio is 0.85 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is STI Education Systems Holdings (PHS:STI) Overvalued in 2026?
Based on GuruFocus' analysis, STI Education Systems Holdings stock appears to be undervalued.
The current stock price of ₱1.20 is trading 11.8% below its estimated GF Value™ of ₱1.36.
GuruFocus considers STI Education Systems Holdings to be Modestly Undervalued.
Key valuation signals for PHS:STI:
PB Ratio: 0.85 (near median its 10-year median of 0.79)
GF Value™: ₱1.36 vs. price of ₱1.20 (11.8% below fair value)
Industry Position: 39.1% below the Education median (#90 of 254)
No single metric tells the full story. See the PHS:STI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
STI Education Systems Holdings Business Description
STI Education Systems Holdings Inc is a Philippine investment holding company focused on education and education-related activities through subsidiaries that operate schools offering basic education, Senior High School, tertiary, post-graduate, and non-degree programs. The majority of its revenues come from educational services provided over time. It is organized into five geographical segments: Metro Manila, Northern Luzon, Southern Luzon, Visayas, and Mindanao, with the majority of revenue coming from Metro Manila.
98GF Score
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