STI Education Systems HoldingsPHS:STI -0.83%98 Return-on-Tangible-Equity is 16.20% as of Mar. 2026, which is 145% above its 10-year median of 6.60. GuruFocus rates PHS:STI with a GF Score™ of 98/100 and a GF Value™ of ₱1.36 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 246 Education companies, STI Education Systems Holdings ranks better than 60.57% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. STI Education Systems Holdings's annualized net income for the quarter that ended in Mar. 2026 was ₱2,174 Mil. STI Education Systems Holdings's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₱13,415 Mil. Therefore, STI Education Systems Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 16.20%.
The historical rank and industry rank for STI Education Systems Holdings's Return-on-Tangible-Equity or its related term are showing as below:
PHS:STI'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -1.71 Med: 6.6 Max: 19.68
Current: 17.36
During the past 13 years, STI Education Systems Holdings's highest Return-on-Tangible-Equity was 19.68%. The lowest was -1.71%. And the median was 6.60%.
PHS:STI's Return-on-Tangible-Equity is ranked better than 60.57% of 246
companies
in the Education industry
Industry Median: 11.395
vs PHS:STI: 17.36
STI Education Systems Holdings (PHS:STI) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
STI Education Systems Holdings Return-on-Tangible-Equity Related Terms
STI Education Systems Holdings Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STI Education Systems Holdings Return-on-Tangible-Equity Chart
PHS:STI vs EDU, TAL, LAUR: Return-on-Tangible-Equity Comparison
For the Education & Training Services subindustry, STI Education Systems Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
STI Education Systems Holdings Return-on-Tangible-Equity vs Education Industry
For the Education industry and Consumer Defensive sector, STI Education Systems Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where STI Education Systems Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 16.20% mean?
STI Education Systems Holdings (PHS:STI) has a Return-on-Tangible-Equity of 16.20% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on STI Education Systems Holdings and its competitors. This is 145% above median its historical median of 6.60. According to the industry distribution chart, STI Education Systems Holdings ranks #97 out of 246 companies in the Education industry, placing it in the top 39.4%.
Is STI Education Systems Holdings' Return-on-Tangible-Equity too high?
STI Education Systems Holdings' current Return-on-Tangible-Equity of 16.20% is 145% above median its 10-year median of 6.60. The Education industry median Return-on-Tangible-Equity is 11.40. STI Education Systems Holdings' value of 16.20% is 42.2% above this industry median. Based on the distribution chart, STI Education Systems Holdings ranks #97 out of 246 companies in the Education industry, which is above the industry midpoint. Overall, STI Education Systems Holdings has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does STI Education Systems Holdings' Return-on-Tangible-Equity compare to EDU and TAL?
According to the Education industry distribution chart, STI Education Systems Holdings ranks #97 out of 246 companies for Return-on-Tangible-Equity. This puts STI Education Systems Holdings in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.40. STI Education Systems Holdings' value of 16.20% is 42.2% above this benchmark. While the company's 10-year median is 6.60 vs. the industry median of 11.40, STI Education Systems Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Education company?
The median Return-on-Tangible-Equity among Education companies is 11.40, based on 246 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. STI Education Systems Holdings's current Return-on-Tangible-Equity of 16.20% is 42.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on STI Education Systems Holdings and its competitors. For the Education industry, the median Return-on-Tangible-Equity is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. STI Education Systems Holdings's current Return-on-Tangible-Equity is 16.20%, which is 145% above median its own 10-year median of 6.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is STI Education Systems Holdings stock overvalued right now?
Based on GuruFocus' analysis, STI Education Systems Holdings (PHS:STI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.36, compared to a current price of ₱1.20 — trading 11.8% below its estimated fair value. The current Return-on-Tangible-Equity is 16.20%, which is 145% above median its 10-year median of 6.60 and 42.2% above the Education industry median of 11.40. STI Education Systems Holdings' overall GF Score™ is 98/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For STI Education Systems Holdings (PHS:STI), the current Return-on-Tangible-Equity is 16.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is STI Education Systems Holdings (PHS:STI) Overvalued in 2026?
Based on GuruFocus' analysis, STI Education Systems Holdings stock appears to be undervalued.
The current stock price of ₱1.20 is trading 11.8% below its estimated GF Value™ of ₱1.36.
GuruFocus considers STI Education Systems Holdings to be Modestly Undervalued.
Key valuation signals for PHS:STI:
Return-on-Tangible-Equity: 16.20% (145% above median its 10-year median of 6.60)
GF Value™: ₱1.36 vs. price of ₱1.20 (11.8% below fair value)
Industry Position: 42.2% above the Education median (#97 of 246)
No single metric tells the full story. See the PHS:STI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
STI Education Systems Holdings Business Description
STI Education Systems Holdings Inc is a Philippine investment holding company focused on education and education-related activities through subsidiaries that operate schools offering basic education, Senior High School, tertiary, post-graduate, and non-degree programs. The majority of its revenues come from educational services provided over time. It is organized into five geographical segments: Metro Manila, Northern Luzon, Southern Luzon, Visayas, and Mindanao, with the majority of revenue coming from Metro Manila.
98GF Score
Get the complete analysis for PHS:STI
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PHS:STI has been successfully added to your 
