STI Education Systems Holdings (PHS:STI) Quick Ratio: 1.38 (As of Mar. 2026) — 15% Below Median


PHS:STI STI Education Systems Holdings Inc PHS:STI
98 GF Score
Price ₱1.20
GF Value ₱1.36
Valuation Modestly Undervalued
! 1 Warning Sign
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What is STI Education Systems Holdings Quick Ratio?

STI Education Systems Holdings PHS:STI -0.83% 98 Quick Ratio is 1.38 as of Mar. 2026, which is 15% below its 10-year median of 1.62. GuruFocus rates PHS:STI with a GF Score™ of 98/100 and a GF Value™ of ₱1.36 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 261 Education companies, STI Education Systems Holdings ranks better than 50.19% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. STI Education Systems Holdings's quick ratio for the quarter that ended in Mar. 2026 was 1.38.

STI Education Systems Holdings has a quick ratio of 1.38. It generally indicates good short-term financial strength.

The historical rank and industry rank for STI Education Systems Holdings's Quick Ratio or its related term are showing as below:

PHS:STI' s Quick Ratio Range Over the Past 10 Years
Min: 0.86   Med: 1.62   Max: 2.72
Current: 1.38

During the past 13 years, STI Education Systems Holdings's highest Quick Ratio was 2.72. The lowest was 0.86. And the median was 1.62.

PHS:STI's Quick Ratio is ranked better than
50.19% of 261 companies
in the Education industry
Industry Median: 1.36 vs PHS:STI: 1.38

STI Education Systems Holdings  (PHS:STI) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


STI Education Systems Holdings Quick Ratio Related Terms


STI Education Systems Holdings Quick Ratio Historical Data

* Premium members only.

The historical data trend for STI Education Systems Holdings's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

STI Education Systems Holdings Quick Ratio Chart

STI Education Systems Holdings Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Jun22 Jun23 Jun24 Jun25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.72 1.06 1.98 1.76

STI Education Systems Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.69 1.76 1.54 1.67 1.38

PHS:STI vs EDU, TAL, LAUR: Quick Ratio Comparison

For the Education & Training Services subindustry, STI Education Systems Holdings's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


STI Education Systems Holdings Quick Ratio vs Education Industry

For the Education industry and Consumer Defensive sector, STI Education Systems Holdings's Quick Ratio distribution charts can be found below:

* The bar in red indicates where STI Education Systems Holdings's Quick Ratio falls into.


PHS:STI
98GF Score
STI Education Systems Holdings Inc PHS:STI
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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STI Education Systems Holdings Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

STI Education Systems Holdings's Quick Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Quick Ratio (A: Jun. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(3599.666-169.265)/1954.174
=1.76

STI Education Systems Holdings's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(4589.503-160.484)/3207.35
=1.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 1.38 mean?
STI Education Systems Holdings (PHS:STI) has a Quick Ratio of 1.38 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on STI Education Systems Holdings and its competitors. This is 15% below median its historical median of 1.62. Over the past decade, STI Education Systems Holdings' Quick Ratio has ranged from 0.86 to 2.72. According to the industry distribution chart, STI Education Systems Holdings ranks #130 out of 261 companies in the Education industry, placing it in the top 49.8%.
Is STI Education Systems Holdings' Quick Ratio too high?
STI Education Systems Holdings' current Quick Ratio of 1.38 is 15% below median its 10-year median of 1.62. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 2.72. The Education industry median Quick Ratio is 1.36. STI Education Systems Holdings' value of 1.38 is 1.5% above this industry median. Based on the distribution chart, STI Education Systems Holdings ranks #130 out of 261 companies in the Education industry, which is above the industry midpoint. Overall, STI Education Systems Holdings has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does STI Education Systems Holdings' Quick Ratio compare to EDU and TAL?
According to the Education industry distribution chart, STI Education Systems Holdings ranks #130 out of 261 companies for Quick Ratio. This puts STI Education Systems Holdings in the upper half of its industry. The industry median Quick Ratio is 1.36. STI Education Systems Holdings' value of 1.38 is 1.5% above this benchmark. Historically, STI Education Systems Holdings' own Quick Ratio has ranged from 0.86 to 2.72 over the past decade. While the company's 10-year median is 1.62 vs. the industry median of 1.36, STI Education Systems Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Education company?
The median Quick Ratio among Education companies is 1.36, based on 261 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. STI Education Systems Holdings's current Quick Ratio of 1.38 is 1.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on STI Education Systems Holdings and its competitors. For the Education industry, the median Quick Ratio is 1.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. STI Education Systems Holdings's current Quick Ratio is 1.38, which is 15% below median its own 10-year median of 1.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is STI Education Systems Holdings stock overvalued right now?
Based on GuruFocus' analysis, STI Education Systems Holdings (PHS:STI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.36, compared to a current price of ₱1.20 — trading 11.8% below its estimated fair value. The current Quick Ratio is 1.38, which is 15% below median its 10-year median of 1.62 and 1.5% above the Education industry median of 1.36. STI Education Systems Holdings' overall GF Score™ is 98/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For STI Education Systems Holdings (PHS:STI), the current Quick Ratio is 1.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is STI Education Systems Holdings (PHS:STI) Overvalued in 2026?

Based on GuruFocus' analysis, STI Education Systems Holdings stock appears to be undervalued. The current stock price of ₱1.20 is trading 11.8% below its estimated GF Value™ of ₱1.36. GuruFocus considers STI Education Systems Holdings to be Modestly Undervalued.

Key valuation signals for PHS:STI:

  • Quick Ratio: 1.38 (15% below median its 10-year median of 1.62)
  • GF Value™: ₱1.36 vs. price of ₱1.20 (11.8% below fair value)
  • GF Score™: 98/100 with 1 warning sign
  • Industry Position: 1.5% above the Education median (#130 of 261)

No single metric tells the full story. See the PHS:STI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


STI Education Systems Holdings Business Description

Address 6764 Ayala Avenue, 7th Floor, STI Holdings Center, Makati, PHL, 1226
STI Education Systems Holdings Inc is a Philippine investment holding company focused on education and education-related activities through subsidiaries that operate schools offering basic education, Senior High School, tertiary, post-graduate, and non-degree programs. The majority of its revenues come from educational services provided over time. It is organized into five geographical segments: Metro Manila, Northern Luzon, Southern Luzon, Visayas, and Mindanao, with the majority of revenue coming from Metro Manila.
98GF Score

Get the complete analysis for PHS:STI

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱1.20
Price
₱1.36
GF Value