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SunCar Technology GroupSDA +7.68%50 Cash Ratio is 0.23 as of Mar. 2026, which is 28% below its 10-year median of 0.32. GuruFocus rates SDA with a GF Score™ of 50/100 and a GF Value™ of $9.26 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,305 Vehicles & Parts companies, SunCar Technology Group ranks worse than 63.45% on this metric.
SunCar Technology Group has a Cash Ratio of 0.23. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for SunCar Technology Group's Cash Ratio or its related term are showing as below:
SDA'
s Cash Ratio Range Over the Past 10 Years
Min: 0.23 Med: 0.32 Max: 0.85
Current: 0.23
During the past 6 years, SunCar Technology Group's highest Cash Ratio was 0.85. The lowest was 0.23. And the median was 0.32.
SDA's Cash Ratio is ranked worse than 63.45% of 1305
companies
in the Vehicles & Parts industry
Industry Median: 0.36
vs SDA: 0.23
SunCar Technology Group (NAS:SDA) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
SunCar Technology Group Cash Ratio Related Terms
SunCar Technology Group Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Auto & Truck Dealerships subindustry, SunCar Technology Group's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SunCar Technology Group Cash Ratio vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, SunCar Technology Group's Cash Ratio distribution charts can be found below:
* The bar in red indicates where SunCar Technology Group's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SunCar Technology Group (SDA) has a Cash Ratio of 0.23 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on SunCar Technology Group and its competitors. This is 28% below median its historical median of 0.32. Over the past decade, SunCar Technology Group's Cash Ratio has ranged from 0.23 to 0.85. According to the industry distribution chart, SunCar Technology Group ranks #828 out of 1305 companies in the Vehicles & Parts industry, placing it in the top 63.4%.
Is SunCar Technology Group's Cash Ratio too high?
SunCar Technology Group's current Cash Ratio of 0.23 is 28% below median its 10-year median of 0.32. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.85. The Vehicles & Parts industry median Cash Ratio is 0.36. SunCar Technology Group's value of 0.23 is 36.1% below this industry median. Based on the distribution chart, SunCar Technology Group ranks #828 out of 1305 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, SunCar Technology Group has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SunCar Technology Group's Cash Ratio compare to NXB and CRMT?
According to the Vehicles & Parts industry distribution chart, SunCar Technology Group ranks #828 out of 1305 companies for Cash Ratio. This places SunCar Technology Group in the lower half of its industry. The industry median Cash Ratio is 0.36. SunCar Technology Group's value of 0.23 is 36.1% below this benchmark. Historically, SunCar Technology Group's own Cash Ratio has ranged from 0.23 to 0.85 over the past decade. While the company's 10-year median is 0.32 vs. the industry median of 0.36, SunCar Technology Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Vehicles & Parts company?
The median Cash Ratio among Vehicles & Parts companies is 0.36, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SunCar Technology Group's current Cash Ratio of 0.23 is 36.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on SunCar Technology Group and its competitors. For the Vehicles & Parts industry, the median Cash Ratio is 0.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SunCar Technology Group's current Cash Ratio is 0.23, which is 28% below median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SunCar Technology Group stock overvalued right now?
Based on GuruFocus' analysis, SunCar Technology Group (SDA) is currently considered Possible Value Trap. The stock's GF Value™ is $9.26, compared to a current price of $0.85 — trading 90.8% below its estimated fair value. The current Cash Ratio is 0.23, which is 28% below median its 10-year median of 0.32 and 36.1% below the Vehicles & Parts industry median of 0.36. SunCar Technology Group's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For SunCar Technology Group (SDA), the current Cash Ratio is 0.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SunCar Technology Group (SDA) Overvalued in 2026?
Based on GuruFocus' analysis, SunCar Technology Group stock appears to be undervalued.
The current stock price of $0.85 is trading 90.8% below its estimated GF Value™ of $9.26.
GuruFocus considers SunCar Technology Group to be Possible Value Trap.
Key valuation signals for SDA:
Cash Ratio: 0.23 (28% below median its 10-year median of 0.32)
GF Value™: $9.26 vs. price of $0.85 (90.8% below fair value)
Industry Position: 36.1% below the Vehicles & Parts median (#828 of 1305)
No single metric tells the full story. See the SDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SunCar Technology Group Inc operates digital automotive aftersales market service platform and vehicle insurance technology platform. It develops and operates online platforms that connect drivers in China with a range of aftermarket automotive services and insurance coverage options from a nationwide network of service providers. These comprehensive digital systems are built on SunCar's multi-tenant, cloud-based platform. Revenues from its continuing operations are mainly generated from providing auto eInsurance services, technology services, and auto services.
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