SDA (SunCar Technology Group) Moat Score: 2/10 (As of Aug. 09, 2026)

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SDA SunCar Technology Group Inc SDA
57 GF Score
Price $0.85
GF Value $8.78
Valuation Possible Value Trap
! 3 Warning Signs
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What is SunCar Technology Group Moat Score?

SunCar Technology Group SDA +7.68% 57 Moat Score is 2 as of Aug. 09, 2026. GuruFocus rates SDA with a GF Score™ of 57/100 and a GF Value™ of $8.78 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,308 Vehicles & Parts companies, SunCar Technology Group ranks better than 84.63% on this metric.

SunCar Technology Group has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

SunCar Technology Group has No Moat: SunCar Technology Group Inc lacks significant market leadership, network effects, and customer switching costs. The company does not have strong brand strength or durable cost advantages, resulting in very weak competitive advantages.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes SunCar Technology Group might have No Moat - Very weak/transient advantages.

SunCar Technology Group  (NAS:SDA) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

SunCar Technology Group Moat Score Related Terms

SDA vs NXB, CRMT, UCAR: Moat Score Comparison

For the Auto & Truck Dealerships subindustry, SunCar Technology Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SunCar Technology Group Moat Score vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, SunCar Technology Group's Moat Score distribution charts can be found below:

* The bar in red indicates where SunCar Technology Group's Moat Score falls into.


SDA
57GF Score
SunCar Technology Group Inc SDA
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
SunCar Technology Group (SDA) has a Moat Score of 2 as of Aug. 09, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, SunCar Technology Group ranks #201 out of 1308 companies in the Vehicles & Parts industry, placing it in the top 15.4%.
Is SunCar Technology Group's Moat Score too high?
SunCar Technology Group's current Moat Score is 2. Based on the distribution chart, SunCar Technology Group ranks #201 out of 1308 companies in the Vehicles & Parts industry, which is in the top quartile — a strong position relative to peers. Overall, SunCar Technology Group has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SunCar Technology Group's Moat Score compare to NXB and CRMT?
According to the Vehicles & Parts industry distribution chart, SunCar Technology Group ranks #201 out of 1308 companies for Moat Score. This places SunCar Technology Group in the top 15% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Vehicles & Parts company?
A good Moat Score depends on the Vehicles & Parts industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. SunCar Technology Group's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SunCar Technology Group stock overvalued right now?
Based on GuruFocus' analysis, SunCar Technology Group (SDA) is currently considered Possible Value Trap. The stock's GF Value™ is $8.78, compared to a current price of $0.85 — trading 90.3% below its estimated fair value. The current Moat Score is 2. SunCar Technology Group's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For SunCar Technology Group (SDA), the current Moat Score is 2 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SunCar Technology Group (SDA) Overvalued in 2026?

Based on GuruFocus' analysis, SunCar Technology Group stock appears to be undervalued. The current stock price of $0.85 is trading 90.3% below its estimated GF Value™ of $8.78. GuruFocus considers SunCar Technology Group to be Possible Value Trap.

Key valuation signals for SDA:

  • Moat Score: 2
  • GF Value™: $8.78 vs. price of $0.85 (90.3% below fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the SDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SunCar Technology Group Business Description

Address c/o Shanghai Feiyou Trading Co., Ltd, Suite 209, No. 656 Lingshi Road, Jing’an District, Shanghai, CHN, 200072
SunCar Technology Group Inc operates digital automotive aftersales market service platform and vehicle insurance technology platform. It develops and operates online platforms that connect drivers in China with a range of aftermarket automotive services and insurance coverage options from a nationwide network of service providers. These comprehensive digital systems are built on SunCar's multi-tenant, cloud-based platform. Revenues from its continuing operations are mainly generated from providing auto eInsurance services, technology services, and auto services.
57GF Score

Get the complete analysis for SDA

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.85
Price
$8.78
GF Value