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SunCar Technology GroupSDA +7.68%57 Equity-to-Asset is 0.13 as of Mar. 2026, which is 86% above its 10-year median of 0.07. GuruFocus rates SDA with a GF Score™ of 57/100 and a GF Value™ of $8.78 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,331 Vehicles & Parts companies, SunCar Technology Group ranks worse than 94.52% on this metric.
SunCar Technology Group (NAS:SDA) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
SunCar Technology Group Equity-to-Asset Related Terms
SunCar Technology Group Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SDA vs NXB, CRMT, UCAR: Equity-to-Asset Comparison
For the Auto & Truck Dealerships subindustry, SunCar Technology Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SunCar Technology Group Equity-to-Asset vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, SunCar Technology Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where SunCar Technology Group's Equity-to-Asset falls into.
SunCar Technology Group Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
SunCar Technology Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SunCar Technology Group (SDA) has a Equity-to-Asset of 0.13 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on SunCar Technology Group and its competitors. This is 86% above median its historical median of 0.07. According to the industry distribution chart, SunCar Technology Group ranks #1258 out of 1331 companies in the Vehicles & Parts industry, placing it in the top 94.5%.
Is SunCar Technology Group's Equity-to-Asset too high?
SunCar Technology Group's current Equity-to-Asset of 0.13 is 86% above median its 10-year median of 0.07. The Vehicles & Parts industry median Equity-to-Asset is 0.49. SunCar Technology Group's value of 0.13 is 73.5% below this industry median. Based on the distribution chart, SunCar Technology Group ranks #1258 out of 1331 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, SunCar Technology Group has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SunCar Technology Group's Equity-to-Asset compare to NXB and CRMT?
According to the Vehicles & Parts industry distribution chart, SunCar Technology Group ranks #1258 out of 1331 companies for Equity-to-Asset. This places SunCar Technology Group in the lower half of its industry. The industry median Equity-to-Asset is 0.49. SunCar Technology Group's value of 0.13 is 73.5% below this benchmark. While the company's 10-year median is 0.07 vs. the industry median of 0.49, SunCar Technology Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Vehicles & Parts company?
The median Equity-to-Asset among Vehicles & Parts companies is 0.49, based on 1,331 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SunCar Technology Group's current Equity-to-Asset of 0.13 is 73.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on SunCar Technology Group and its competitors. For the Vehicles & Parts industry, the median Equity-to-Asset is 0.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SunCar Technology Group's current Equity-to-Asset is 0.13, which is 86% above median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SunCar Technology Group stock overvalued right now?
Based on GuruFocus' analysis, SunCar Technology Group (SDA) is currently considered Possible Value Trap. The stock's GF Value™ is $8.78, compared to a current price of $0.85 — trading 90.3% below its estimated fair value. The current Equity-to-Asset is 0.13, which is 86% above median its 10-year median of 0.07 and 73.5% below the Vehicles & Parts industry median of 0.49. SunCar Technology Group's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For SunCar Technology Group (SDA), the current Equity-to-Asset is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SunCar Technology Group (SDA) Overvalued in 2026?
Based on GuruFocus' analysis, SunCar Technology Group stock appears to be undervalued.
The current stock price of $0.85 is trading 90.3% below its estimated GF Value™ of $8.78.
GuruFocus considers SunCar Technology Group to be Possible Value Trap.
Key valuation signals for SDA:
Equity-to-Asset: 0.13 (86% above median its 10-year median of 0.07)
GF Value™: $8.78 vs. price of $0.85 (90.3% below fair value)
Industry Position: 73.5% below the Vehicles & Parts median (#1258 of 1331)
No single metric tells the full story. See the SDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SunCar Technology Group Inc operates digital automotive aftersales market service platform and vehicle insurance technology platform. It develops and operates online platforms that connect drivers in China with a range of aftermarket automotive services and insurance coverage options from a nationwide network of service providers. These comprehensive digital systems are built on SunCar's multi-tenant, cloud-based platform. Revenues from its continuing operations are mainly generated from providing auto eInsurance services, technology services, and auto services.
57GF Score
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