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SunCar Technology GroupSDA +7.68%50 Quick Ratio is 1.28 as of Mar. 2026, which is at its 10-year median of 1.28. GuruFocus rates SDA with a GF Score™ of 50/100 and a GF Value™ of $9.26 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,329 Vehicles & Parts companies, SunCar Technology Group ranks better than 61.17% on this metric.
SunCar Technology Group (NAS:SDA) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
SunCar Technology Group Quick Ratio Related Terms
SunCar Technology Group Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Auto & Truck Dealerships subindustry, SunCar Technology Group's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SunCar Technology Group Quick Ratio vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, SunCar Technology Group's Quick Ratio distribution charts can be found below:
* The bar in red indicates where SunCar Technology Group's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
SunCar Technology Group's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SunCar Technology Group (SDA) has a Quick Ratio of 1.28 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on SunCar Technology Group and its competitors. This is near median its historical median of 1.28. Over the past decade, SunCar Technology Group's Quick Ratio has ranged from 0.94 to 1.46. According to the industry distribution chart, SunCar Technology Group ranks #516 out of 1329 companies in the Vehicles & Parts industry, placing it in the top 38.8%.
Is SunCar Technology Group's Quick Ratio too high?
SunCar Technology Group's current Quick Ratio of 1.28 is near median its 10-year median of 1.28. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 1.46. The Vehicles & Parts industry median Quick Ratio is 1.05. SunCar Technology Group's value of 1.28 is 21.9% above this industry median. Based on the distribution chart, SunCar Technology Group ranks #516 out of 1329 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, SunCar Technology Group has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SunCar Technology Group's Quick Ratio compare to NXB and CRMT?
According to the Vehicles & Parts industry distribution chart, SunCar Technology Group ranks #516 out of 1329 companies for Quick Ratio. This puts SunCar Technology Group in the upper half of its industry. The industry median Quick Ratio is 1.05. SunCar Technology Group's value of 1.28 is 21.9% above this benchmark. Historically, SunCar Technology Group's own Quick Ratio has ranged from 0.94 to 1.46 over the past decade. While the company's 10-year median is 1.28 vs. the industry median of 1.05, SunCar Technology Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Vehicles & Parts company?
The median Quick Ratio among Vehicles & Parts companies is 1.05, based on 1,329 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SunCar Technology Group's current Quick Ratio of 1.28 is 21.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on SunCar Technology Group and its competitors. For the Vehicles & Parts industry, the median Quick Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SunCar Technology Group's current Quick Ratio is 1.28, which is near median its own 10-year median of 1.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SunCar Technology Group stock overvalued right now?
Based on GuruFocus' analysis, SunCar Technology Group (SDA) is currently considered Possible Value Trap. The stock's GF Value™ is $9.26, compared to a current price of $0.85 — trading 90.8% below its estimated fair value. The current Quick Ratio is 1.28, which is near median its 10-year median of 1.28 and 21.9% above the Vehicles & Parts industry median of 1.05. SunCar Technology Group's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For SunCar Technology Group (SDA), the current Quick Ratio is 1.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SunCar Technology Group (SDA) Overvalued in 2026?
Based on GuruFocus' analysis, SunCar Technology Group stock appears to be undervalued.
The current stock price of $0.85 is trading 90.8% below its estimated GF Value™ of $9.26.
GuruFocus considers SunCar Technology Group to be Possible Value Trap.
Key valuation signals for SDA:
Quick Ratio: 1.28 (near median its 10-year median of 1.28)
GF Value™: $9.26 vs. price of $0.85 (90.8% below fair value)
Industry Position: 21.9% above the Vehicles & Parts median (#516 of 1329)
No single metric tells the full story. See the SDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SunCar Technology Group Inc operates digital automotive aftersales market service platform and vehicle insurance technology platform. It develops and operates online platforms that connect drivers in China with a range of aftermarket automotive services and insurance coverage options from a nationwide network of service providers. These comprehensive digital systems are built on SunCar's multi-tenant, cloud-based platform. Revenues from its continuing operations are mainly generated from providing auto eInsurance services, technology services, and auto services.
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