SDA (SunCar Technology Group) Gross Margin %: 50.27% (As of Mar. 2026) — 334% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SDA SunCar Technology Group Inc SDA
50 GF Score
Price $0.85
GF Value $9.26
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is SunCar Technology Group Gross Margin %?

SunCar Technology Group SDA +7.68% 50 Gross Margin % is 50.27% as of Mar. 2026, which is 334% above its 10-year median of 11.58. GuruFocus rates SDA with a GF Score™ of 50/100 and a GF Value™ of $9.26 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,308 Vehicles & Parts companies, SunCar Technology Group ranks worse than 80.96% on this metric.

Gross Margin % is calculated as gross profit divided by its revenue. SunCar Technology Group's Gross Profit for the three months ended in Mar. 2026 was $65.9 Mil. SunCar Technology Group's Revenue for the three months ended in Mar. 2026 was $131.2 Mil. Therefore, SunCar Technology Group's Gross Margin % for the quarter that ended in Mar. 2026 was 50.27%.

Warning Sign:

SunCar Technology Group Inc gross margin has been in long-term decline. The average rate of decline per year is -4.7%.


The historical rank and industry rank for SunCar Technology Group's Gross Margin % or its related term are showing as below:

SDA' s Gross Margin % Range Over the Past 10 Years
Min: 10.37   Med: 11.58   Max: 17.75
Current: 12.07


During the past 6 years, the highest Gross Margin % of SunCar Technology Group was 17.75%. The lowest was 10.37%. And the median was 11.58%.

SDA's Gross Margin % is ranked worse than
80.96% of 1308 companies
in the Vehicles & Parts industry
Industry Median: 19.74 vs SDA: 12.07

SunCar Technology Group had a gross margin of 50.27% for the quarter that ended in Mar. 2026 => Durable competitive advantage

The 5-Year average Growth Rate of Gross Margin for SunCar Technology Group was -4.70% per year.


SunCar Technology Group  (NAS:SDA) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

SunCar Technology Group had a gross margin of 50.27% for the quarter that ended in Mar. 2026 => Durable competitive advantage


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


SunCar Technology Group Gross Margin % Related Terms


SunCar Technology Group Gross Margin % Historical Data

* Premium members only.

The historical data trend for SunCar Technology Group's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SunCar Technology Group Gross Margin % Chart

SunCar Technology Group Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Margin %
Get a 7-Day Free Trial 14.91 17.75 11.46 11.65 10.37

SunCar Technology Group Quarterly Data
Dec20 Dec21 Jun22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 52.80 55.69 54.38 -88.00 50.27

SDA vs NXB, CRMT, UCAR: Gross Margin % Comparison

For the Auto & Truck Dealerships subindustry, SunCar Technology Group's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SunCar Technology Group Gross Margin % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, SunCar Technology Group's Gross Margin % distribution charts can be found below:

* The bar in red indicates where SunCar Technology Group's Gross Margin % falls into.


SDA
50GF Score
SunCar Technology Group Inc SDA
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SunCar Technology Group Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

SunCar Technology Group's Gross Margin for the fiscal year that ended in Dec. 2025 is calculated as

Gross Margin % (A: Dec. 2025 )=Gross Profit (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=50.7 / 489.291
=(Revenue - Cost of Goods Sold) / Revenue
=(489.291 - 438.555) / 489.291
=10.37 %

SunCar Technology Group's Gross Margin for the quarter that ended in Mar. 2026 is calculated as


Gross Margin % (Q: Mar. 2026 )=Gross Profit (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=65.9 / 131.168
=(Revenue - Cost of Goods Sold) / Revenue
=(131.168 - 65.234) / 131.168
=50.27 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Margin % →
What does a Gross Margin % of 50.27% mean?
SunCar Technology Group (SDA) has a Gross Margin % of 50.27% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on SunCar Technology Group and its competitors. This is 334% above median its historical median of 11.58. Over the past decade, SunCar Technology Group's Gross Margin % has ranged from 10.37 to 17.75. According to the industry distribution chart, SunCar Technology Group ranks #1059 out of 1308 companies in the Vehicles & Parts industry, placing it in the top 81%.
Is SunCar Technology Group's Gross Margin % too high?
SunCar Technology Group's current Gross Margin % of 50.27% is 334% above median its 10-year median of 11.58. Over the past 10 years, this metric has ranged from a low of 10.37 to a high of 17.75. The Vehicles & Parts industry median Gross Margin % is 19.74. SunCar Technology Group's value of 50.27% is 154.7% above this industry median. Based on the distribution chart, SunCar Technology Group ranks #1059 out of 1308 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, SunCar Technology Group has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SunCar Technology Group's Gross Margin % compare to NXB and CRMT?
According to the Vehicles & Parts industry distribution chart, SunCar Technology Group ranks #1059 out of 1308 companies for Gross Margin %. This places SunCar Technology Group in the lower half of its industry. The industry median Gross Margin % is 19.74. SunCar Technology Group's value of 50.27% is 154.7% above this benchmark. Historically, SunCar Technology Group's own Gross Margin % has ranged from 10.37 to 17.75 over the past decade. While the company's 10-year median is 11.58 vs. the industry median of 19.74, SunCar Technology Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Vehicles & Parts company?
The median Gross Margin % among Vehicles & Parts companies is 19.74, based on 1,308 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SunCar Technology Group's current Gross Margin % of 50.27% is 154.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on SunCar Technology Group and its competitors. For the Vehicles & Parts industry, the median Gross Margin % is 19.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SunCar Technology Group's current Gross Margin % is 50.27%, which is 334% above median its own 10-year median of 11.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SunCar Technology Group stock overvalued right now?
Based on GuruFocus' analysis, SunCar Technology Group (SDA) is currently considered Possible Value Trap. The stock's GF Value™ is $9.26, compared to a current price of $0.85 — trading 90.8% below its estimated fair value. The current Gross Margin % is 50.27%, which is 334% above median its 10-year median of 11.58 and 154.7% above the Vehicles & Parts industry median of 19.74. SunCar Technology Group's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For SunCar Technology Group (SDA), the current Gross Margin % is 50.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SunCar Technology Group (SDA) Overvalued in 2026?

Based on GuruFocus' analysis, SunCar Technology Group stock appears to be undervalued. The current stock price of $0.85 is trading 90.8% below its estimated GF Value™ of $9.26. GuruFocus considers SunCar Technology Group to be Possible Value Trap.

Key valuation signals for SDA:

  • Gross Margin %: 50.27% (334% above median its 10-year median of 11.58)
  • GF Value™: $9.26 vs. price of $0.85 (90.8% below fair value)
  • GF Score™: 50/100 with 3 warning signs
  • Industry Position: 154.7% above the Vehicles & Parts median (#1059 of 1308)

No single metric tells the full story. See the SDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SunCar Technology Group Business Description

Address c/o Shanghai Feiyou Trading Co., Ltd, Suite 209, No. 656 Lingshi Road, Jing’an District, Shanghai, CHN, 200072
SunCar Technology Group Inc operates digital automotive aftersales market service platform and vehicle insurance technology platform. It develops and operates online platforms that connect drivers in China with a range of aftermarket automotive services and insurance coverage options from a nationwide network of service providers. These comprehensive digital systems are built on SunCar's multi-tenant, cloud-based platform. Revenues from its continuing operations are mainly generated from providing auto eInsurance services, technology services, and auto services.
50GF Score

Get the complete analysis for SDA

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.85
Price
$9.26
GF Value