SDA (SunCar Technology Group) ROC (Joel Greenblatt) %: 9.88% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SDA SunCar Technology Group Inc SDA
50 GF Score
Price $0.85
GF Value $9.26
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is SunCar Technology Group ROC (Joel Greenblatt) %?

SunCar Technology Group SDA +7.68% 50 ROC (Joel Greenblatt) % is 9.88% as of Mar. 2026. GuruFocus rates SDA with a GF Score™ of 50/100 and a GF Value™ of $9.26 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,329 Vehicles & Parts companies, SunCar Technology Group ranks worse than 66.74% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. SunCar Technology Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 9.88%.

The historical rank and industry rank for SunCar Technology Group's ROC (Joel Greenblatt) % or its related term are showing as below:

SDA' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -50.25   Med: -5.28   Max: 25.38
Current: 6.43

During the past 6 years, SunCar Technology Group's highest ROC (Joel Greenblatt) % was 25.38%. The lowest was -50.25%. And the median was -5.28%.

SDA's ROC (Joel Greenblatt) % is ranked worse than
66.74% of 1329 companies
in the Vehicles & Parts industry
Industry Median: 12.08 vs SDA: 6.43

SunCar Technology Group's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.


SunCar Technology Group  (NAS:SDA) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


SunCar Technology Group ROC (Joel Greenblatt) % Related Terms


SunCar Technology Group ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for SunCar Technology Group's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SunCar Technology Group ROC (Joel Greenblatt) % Chart

SunCar Technology Group Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial 25.38 -12.46 -12.91 -50.25 1.91

SunCar Technology Group Quarterly Data
Dec20 Dec21 Jun22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.38 -1.54 9.60 7.60 9.88

SDA vs NXB, CRMT, UCAR: ROC (Joel Greenblatt) % Comparison

For the Auto & Truck Dealerships subindustry, SunCar Technology Group's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SunCar Technology Group ROC (Joel Greenblatt) % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, SunCar Technology Group's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where SunCar Technology Group's ROC (Joel Greenblatt) % falls into.


SDA
50GF Score
SunCar Technology Group Inc SDA
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SunCar Technology Group ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(59.767 + 0 + 70.583) - (54.683 + 5.73 + 5.545)
=64.392

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(46.098 + 0 + 107.09) - (58.24 + 6.104 + 3.25)
=85.594

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of SunCar Technology Group for the quarter that ended in Mar. 2026 can be restated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=12.628/( ( (51.918 + max(64.392, 0)) + (53.613 + max(85.594, 0)) )/ 2 )
=12.628/( ( 116.31 + 139.207 )/ 2 )
=12.628/127.7585
=9.88 %

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of 9.88% mean?
SunCar Technology Group (SDA) has a ROC (Joel Greenblatt) % of 9.88% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on SunCar Technology Group and its competitors. According to the industry distribution chart, SunCar Technology Group ranks #887 out of 1329 companies in the Vehicles & Parts industry, placing it in the top 66.7%.
Is SunCar Technology Group's ROC (Joel Greenblatt) % too high?
SunCar Technology Group's current ROC (Joel Greenblatt) % is 9.88%. The Vehicles & Parts industry median ROC (Joel Greenblatt) % is 12.08. SunCar Technology Group's value of 9.88% is 18.2% below this industry median. Based on the distribution chart, SunCar Technology Group ranks #887 out of 1329 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, SunCar Technology Group has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SunCar Technology Group's ROC (Joel Greenblatt) % compare to NXB and CRMT?
According to the Vehicles & Parts industry distribution chart, SunCar Technology Group ranks #887 out of 1329 companies for ROC (Joel Greenblatt) %. This places SunCar Technology Group in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 12.08. SunCar Technology Group's value of 9.88% is 18.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Vehicles & Parts company?
The median ROC (Joel Greenblatt) % among Vehicles & Parts companies is 12.08, based on 1,329 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SunCar Technology Group's current ROC (Joel Greenblatt) % of 9.88% is 18.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on SunCar Technology Group and its competitors. For the Vehicles & Parts industry, the median ROC (Joel Greenblatt) % is 12.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SunCar Technology Group's current ROC (Joel Greenblatt) % is 9.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SunCar Technology Group stock overvalued right now?
Based on GuruFocus' analysis, SunCar Technology Group (SDA) is currently considered Possible Value Trap. The stock's GF Value™ is $9.26, compared to a current price of $0.85 — trading 90.8% below its estimated fair value. The current ROC (Joel Greenblatt) % is 9.88% and 18.2% below the Vehicles & Parts industry median of 12.08. SunCar Technology Group's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For SunCar Technology Group (SDA), the current ROC (Joel Greenblatt) % is 9.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SunCar Technology Group (SDA) Overvalued in 2026?

Based on GuruFocus' analysis, SunCar Technology Group stock appears to be undervalued. The current stock price of $0.85 is trading 90.8% below its estimated GF Value™ of $9.26. GuruFocus considers SunCar Technology Group to be Possible Value Trap.

Key valuation signals for SDA:

  • ROC (Joel Greenblatt) %: 9.88%
  • GF Value™: $9.26 vs. price of $0.85 (90.8% below fair value)
  • GF Score™: 50/100 with 3 warning signs
  • Industry Position: 18.2% below the Vehicles & Parts median (#887 of 1329)

No single metric tells the full story. See the SDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SunCar Technology Group Business Description

Address c/o Shanghai Feiyou Trading Co., Ltd, Suite 209, No. 656 Lingshi Road, Jing’an District, Shanghai, CHN, 200072
SunCar Technology Group Inc operates digital automotive aftersales market service platform and vehicle insurance technology platform. It develops and operates online platforms that connect drivers in China with a range of aftermarket automotive services and insurance coverage options from a nationwide network of service providers. These comprehensive digital systems are built on SunCar's multi-tenant, cloud-based platform. Revenues from its continuing operations are mainly generated from providing auto eInsurance services, technology services, and auto services.
50GF Score

Get the complete analysis for SDA

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.85
Price
$9.26
GF Value