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Motorcycle HoldingsASX:MTO +1.45%79 Cash-to-Debt is 0.47 as of Dec. 2025, which is 370% above its 10-year median of 0.10. GuruFocus rates ASX:MTO with a GF Score™ of 79/100 and a GF Value™ of A$2.67 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,282 Vehicles & Parts companies, Motorcycle Holdings ranks worse than 55.62% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Motorcycle Holdings's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.47.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Motorcycle Holdingscouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Motorcycle Holdings's Cash-to-Debt or its related term are showing as below:
ASX:MTO'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03 Med: 0.1 Max: 0.47
Current: 0.47
During the past 10 years, Motorcycle Holdings's highest Cash to Debt Ratio was 0.47. The lowest was 0.03. And the median was 0.10.
ASX:MTO's Cash-to-Debt is ranked worse than 55.62% of 1282
companies
in the Vehicles & Parts industry
Industry Median: 0.6
vs ASX:MTO: 0.47
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Motorcycle Holdings Cash-to-Debt Related Terms
Motorcycle Holdings Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Motorcycle Holdings's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ASX:MTO vs CVNA, PAG, KMX: Cash-to-Debt Comparison
For the Auto & Truck Dealerships subindustry, Motorcycle Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Motorcycle Holdings Cash-to-Debt vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Motorcycle Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Motorcycle Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Motorcycle Holdings (ASX:MTO) has a Cash-to-Debt of 0.47 as of Dec. 2025. This is 370% above median its historical median of 0.10. Over the past decade, Motorcycle Holdings' Cash-to-Debt has ranged from 0.03 to 0.47. According to the industry distribution chart, Motorcycle Holdings ranks #713 out of 1282 companies in the Vehicles & Parts industry, placing it in the top 55.6%.
Is Motorcycle Holdings' Cash-to-Debt too high?
Motorcycle Holdings' current Cash-to-Debt of 0.47 is 370% above median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.47. The Vehicles & Parts industry median Cash-to-Debt is 0.60. Motorcycle Holdings' value of 0.47 is 21.7% below this industry median. Based on the distribution chart, Motorcycle Holdings ranks #713 out of 1282 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Motorcycle Holdings has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Motorcycle Holdings' Cash-to-Debt compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Motorcycle Holdings ranks #713 out of 1282 companies for Cash-to-Debt. This places Motorcycle Holdings in the lower half of its industry. The industry median Cash-to-Debt is 0.60. Motorcycle Holdings' value of 0.47 is 21.7% below this benchmark. Historically, Motorcycle Holdings' own Cash-to-Debt has ranged from 0.03 to 0.47 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.60, Motorcycle Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Vehicles & Parts company?
The median Cash-to-Debt among Vehicles & Parts companies is 0.60, based on 1,282 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Motorcycle Holdings's current Cash-to-Debt of 0.47 is 21.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Vehicles & Parts industry, the median Cash-to-Debt is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Motorcycle Holdings's current Cash-to-Debt is 0.47, which is 370% above median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Motorcycle Holdings stock overvalued right now?
Based on GuruFocus' analysis, Motorcycle Holdings (ASX:MTO) is currently considered Fairly Valued. The stock's GF Value™ is A$2.67, compared to a current price of A$2.80 — trading 4.9% above its estimated fair value. The current Cash-to-Debt is 0.47, which is 370% above median its 10-year median of 0.10 and 21.7% below the Vehicles & Parts industry median of 0.60. Motorcycle Holdings' overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Motorcycle Holdings (ASX:MTO), the current Cash-to-Debt is 0.47 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Motorcycle Holdings (ASX:MTO) Overvalued in 2026?
Based on GuruFocus' analysis, Motorcycle Holdings stock appears to be overvalued.
The current stock price of A$2.80 is trading 4.9% above its estimated GF Value™ of A$2.67.
GuruFocus considers Motorcycle Holdings to be Fairly Valued.
Key valuation signals for ASX:MTO:
Cash-to-Debt: 0.47 (370% above median its 10-year median of 0.10)
GF Value™: A$2.67 vs. price of A$2.80 (4.9% above fair value)
Industry Position: 21.7% below the Vehicles & Parts median (#713 of 1282)
No single metric tells the full story. See the ASX:MTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Motorcycle Holdings Ltd is a motorcycle dealer in Australia. It has two reporting segments. First, Motorcycle Retailing, which offers a range of motorcycle products and services to the general public in Australia, including the sale of new and used motorcycles, parts, servicing, accessories, and MPPs. The segment also facilitates insurance and financing for motorcycle purchases through third-party sources. Second, the Motorcycle and Accessories Wholesaling segment, which imports and distributes a range of motorcycles, ATVs, scooters, and motorcycle parts and accessories to wholesale customers in Australia and New Zealand, including the Group's own retail outlets.
79GF Score
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