Motorcycle HoldingsASX:MTO +1.85%83 Debt-to-EBITDA is 1.14 as of Dec. 2025, which is 62% below its 10-year median of 2.98. GuruFocus rates ASX:MTO with a GF Score™ of 83/100 and a GF Value™ of A$2.65 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,093 Vehicles & Parts companies, Motorcycle Holdings ranks better than 66.06% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Motorcycle Holdings's Debt-to-EBITDA or its related term are showing as below:
ASX:MTO'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.35 Med: 2.98 Max: 7.95
Current: 1.35
During the past 10 years, the highest Debt-to-EBITDA Ratio of Motorcycle Holdings was 7.95. The lowest was 1.35. And the median was 2.98.
ASX:MTO's Debt-to-EBITDA is ranked better than 66.06% of 1093
companies
in the Vehicles & Parts industry
Industry Median: 2.24
vs ASX:MTO: 1.35
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Motorcycle Holdings Debt-to-EBITDA Related Terms
Motorcycle Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Motorcycle Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:MTO vs CVNA, PAG, ALTB: Debt-to-EBITDA Comparison
For the Auto & Truck Dealerships subindustry, Motorcycle Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Motorcycle Holdings Debt-to-EBITDA vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Motorcycle Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Motorcycle Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Motorcycle Holdings (ASX:MTO) has a Debt-to-EBITDA of 1.14 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Motorcycle Holdings. This is 62% below median its historical median of 2.98. Over the past decade, Motorcycle Holdings' Debt-to-EBITDA has ranged from 1.35 to 7.95. According to the industry distribution chart, Motorcycle Holdings ranks #371 out of 1093 companies in the Vehicles & Parts industry, placing it in the top 33.9%.
Is Motorcycle Holdings' Debt-to-EBITDA too high?
Motorcycle Holdings' current Debt-to-EBITDA of 1.14 is 62% below median its 10-year median of 2.98. Over the past 10 years, this metric has ranged from a low of 1.35 to a high of 7.95. The Vehicles & Parts industry median Debt-to-EBITDA is 2.24. Motorcycle Holdings' value of 1.14 is 49.1% below this industry median. Based on the distribution chart, Motorcycle Holdings ranks #371 out of 1093 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, Motorcycle Holdings has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Motorcycle Holdings' Debt-to-EBITDA compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Motorcycle Holdings ranks #371 out of 1093 companies for Debt-to-EBITDA. This puts Motorcycle Holdings in the upper half of its industry. The industry median Debt-to-EBITDA is 2.24. Motorcycle Holdings' value of 1.14 is 49.1% below this benchmark. Historically, Motorcycle Holdings' own Debt-to-EBITDA has ranged from 1.35 to 7.95 over the past decade. While the company's 10-year median is 2.98 vs. the industry median of 2.24, Motorcycle Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.24, based on 1,093 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Motorcycle Holdings's current Debt-to-EBITDA of 1.14 is 49.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Motorcycle Holdings. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Motorcycle Holdings's current Debt-to-EBITDA is 1.14, which is 62% below median its own 10-year median of 2.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Motorcycle Holdings stock overvalued right now?
Based on GuruFocus' analysis, Motorcycle Holdings (ASX:MTO) is currently considered Fairly Valued. The stock's GF Value™ is A$2.65, compared to a current price of A$2.48 — trading 6.6% below its estimated fair value. The current Debt-to-EBITDA is 1.14, which is 62% below median its 10-year median of 2.98 and 49.1% below the Vehicles & Parts industry median of 2.24. Motorcycle Holdings' overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Motorcycle Holdings (ASX:MTO), the current Debt-to-EBITDA is 1.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Motorcycle Holdings (ASX:MTO) Overvalued in 2026?
Based on GuruFocus' analysis, Motorcycle Holdings stock appears to be undervalued.
The current stock price of A$2.48 is trading 6.6% below its estimated GF Value™ of A$2.65.
GuruFocus considers Motorcycle Holdings to be Fairly Valued.
Key valuation signals for ASX:MTO:
Debt-to-EBITDA: 1.14 (62% below median its 10-year median of 2.98)
GF Value™: A$2.65 vs. price of A$2.48 (6.6% below fair value)
Industry Position: 49.1% below the Vehicles & Parts median (#371 of 1093)
No single metric tells the full story. See the ASX:MTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Motorcycle Holdings Ltd is a motorcycle dealer in Australia. It has two reporting segments. First, Motorcycle Retailing, which offers a range of motorcycle products and services to the general public in Australia, including the sale of new and used motorcycles, parts, servicing, accessories, and MPPs. The segment also facilitates insurance and financing for motorcycle purchases through third-party sources. Second, the Motorcycle and Accessories Wholesaling segment, which imports and distributes a range of motorcycles, ATVs, scooters, and motorcycle parts and accessories to wholesale customers in Australia and New Zealand, including the Group's own retail outlets.
83GF Score
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