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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Grupo de Inversiones Suramericana's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.27.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Grupo de Inversiones Suramericanacouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Grupo de Inversiones Suramericana's Cash-to-Debt or its related term are showing as below:
BOG:GRUPOSURA'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.15 Med: 0.27 Max: 0.5
Current: 0.27
During the past 13 years, Grupo de Inversiones Suramericana's highest Cash to Debt Ratio was 0.50. The lowest was 0.15. And the median was 0.27.
BOG:GRUPOSURA's Cash-to-Debt is ranked worse than 85.05% of 495
companies
in the Insurance industry
Industry Median: 2.08
vs BOG:GRUPOSURA: 0.27
Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Grupo de Inversiones Suramericana Cash-to-Debt Related Terms
Grupo de Inversiones Suramericana Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Grupo de Inversiones Suramericana Cash-to-Debt Chart
BOG:GRUPOSURA vs BRK.A, AIG, HIG: Cash-to-Debt Comparison
For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo de Inversiones Suramericana Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Grupo de Inversiones Suramericana's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo de Inversiones Suramericana (BOG:GRUPOSURA) has a Cash-to-Debt of 0.27 as of Jun. 2026. This is near median its historical median of 0.27. Over the past decade, Grupo de Inversiones Suramericana's Cash-to-Debt has ranged from 0.15 to 0.50. According to the industry distribution chart, Grupo de Inversiones Suramericana ranks #421 out of 495 companies in the Insurance industry, placing it in the top 85.1%.
Is Grupo de Inversiones Suramericana's Cash-to-Debt too high?
Grupo de Inversiones Suramericana's current Cash-to-Debt of 0.27 is near median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.50. The Insurance industry median Cash-to-Debt is 2.08. Grupo de Inversiones Suramericana's value of 0.27 is 87% below this industry median. Based on the distribution chart, Grupo de Inversiones Suramericana ranks #421 out of 495 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's Cash-to-Debt compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo de Inversiones Suramericana ranks #421 out of 495 companies for Cash-to-Debt. This places Grupo de Inversiones Suramericana in the lower half of its industry. The industry median Cash-to-Debt is 2.08. Grupo de Inversiones Suramericana's value of 0.27 is 87% below this benchmark. Historically, Grupo de Inversiones Suramericana's own Cash-to-Debt has ranged from 0.15 to 0.50 over the past decade. While the company's 10-year median is 0.27 vs. the industry median of 2.08, Grupo de Inversiones Suramericana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.08, based on 495 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo de Inversiones Suramericana's current Cash-to-Debt of 0.27 is 87% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo de Inversiones Suramericana's current Cash-to-Debt is 0.27, which is near median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana (BOG:GRUPOSURA) is currently considered Fairly Valued. The stock's GF Value™ is COP68,568.42, compared to a current price of COP68,700.00 — trading 0.2% above its estimated fair value. The current Cash-to-Debt is 0.27, which is near median its 10-year median of 0.27 and 87% below the Insurance industry median of 2.08. Grupo de Inversiones Suramericana's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (BOG:GRUPOSURA), the current Cash-to-Debt is 0.27 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be overvalued.
The current stock price of COP68,700.00 is trading 0.2% above its estimated GF Value™ of COP68,568.42.
GuruFocus considers Grupo de Inversiones Suramericana to be Fairly Valued.
Key valuation signals for BOG:GRUPOSURA:
Cash-to-Debt: 0.27 (near median its 10-year median of 0.27)
GF Value™: COP68,568.42 vs. price of COP68,700.00 (0.2% above fair value)
Industry Position: 87% below the Insurance median (#421 of 495)
No single metric tells the full story. See the BOG:GRUPOSURA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
79GF Score
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